personal loans

When you need a loan this is the word you want to hear: easy.

Making it easy for you is what makes a bank your bank: flexibility of choice and repayment, and a range of loans adapted to your needs.

Making it easy means letting you choose the type of loan

Fixed interest

A fixed rate for the duration of the loan. The peace of mind of knowing exactly what you'll pay from start to finish.

Reviewable interest

We set a date for the review of the agreed benchmark, usually the Euribor.

Mixed interest

A fixed interest rate for the first few years and then a variable rate reviewed on the agreed dates until the end of the loan.

Variable interest

The interest rate will vary each time
the benchmark value varies
.

Easy means letting you pay back the money in the most convenient way for you.

  • Straight-line instalments.
  • Instalments with identical repayments.
  • Repayment agreed according to a predetermined schedule.
  • Flexible repayment, which lets you defer the payment of part of the principal until maturity.
  • Repayment at maturity with periodic interest payments.
  • Total repayment at maturity of both the principal and the interest.

Easy is having specific loans according to your needs

Multiple drawdown loan

A loan that gives you the amount you need, when you need it, according to an agreed schedule. A loan designed for those cases when the planned investment requires partial disbursements.

Tax payment loan

A loan to pay your VAT, income tax, corporation tax or social security for your company.
Tax payment loan