Bankinter business cards

35 euros annually.

The Classic Business card is issued with the end-of-month payment method, which can be changed it at any time to the deferred payment method (revolving).

For credit drawdowns, the spending limit is €6,000 per day and month; for credit withdrawals from ATMs, the limit is €300.51 per day up to a maximum of €6,000 per month.

There is a 4% fee for credit drawdowns, with a €3 minimum.

There may be a fee for using international networks for purchases or ATM withdrawals outside the eurozone.

• Travel accident insurance
  Every time you pay for public transport tickets using your Classic Business Visa card, the holder and up to 5 additional people are considered insured persons, and they are eligible for accident insurance of up to €300,506.05.
• Employee dishonesty coverage
  This insurance covers the companies that hold the Classic Business Visa card against dishonest acts by employees in possession of such cards, for example, purchasing unauthorised goods or services. The maximum guaranteed compensation is €1,202.02, with an aggregate limit per Company of €60,101.21. An excess of €150.25 will be deducted in each claim from the amounts used to purchase goods and services. An amount of €150.25 will also be deducted from charges made for cash withdrawals.

65 euros annually.

The Business Gold card is issued with the end-of-month payment method, which can be changed it at any time to the deferred payment method (revolving).

For credit drawdowns, the spending limit is €9,000 per day and month; for credit withdrawals from ATMs, the limit is €600.01 per day up to a maximum of €9,000 per month.

There is a 4% fee for credit drawdowns, with a €3 minimum.

There may be a fee for using international networks for purchases or ATM withdrawals outside the eurozone.

• Travel accident insurance
  Every time you pay for a public transport ticket using your Business Visa Gold, you are eligible for accident insurance of up to €751,265.13. The insured persons are the holder and up to 5 additional people.
• Medical insurance for travellers abroad
  It also includes coverage for illness, surgery, hospitalisation or repatriation if necessary, with a €6,000 limit (and €9 excess).
• Travel assistance insurance
  This insurance includes coverage for lost or delayed luggage checked through an airline, with a €600 limit, and coverage for a delayed or cancelled flight, again with a €600 limit, as long as you paid for the tickets using your card.
  Both the medical assistance insurance and the travel assistance insurance cover the holder and anyone else whose trip was purchased using the above card, with no limit on the number of persons.
• Employee dishonesty coverage
  This insurance covers the companies that hold the Bankinter Business Visa Gold card against dishonest acts by employees in possession of such cards, for example, purchasing unauthorised goods or services. The maximum guaranteed compensation is €6,101.12, with an aggregate limit per Company of €60,101.21. An excess of €150.25 will be deducted in each claim from the amounts used to purchase goods and services. An amount of €150.25 will also be deducted from charges made for cash withdrawals.

You can call 91 050 01 08, go any Bankinter branch or use any of our ATMs.

Credit and debit cards use a cryptographic configuration commonly known as CSC (Card Security Code), CVV, (Card Verification Value), CW2, CVC2 or a CID number to provide maximum security for online payments and cut down on fraud. It is used to confirm that the person using the card has it in his possession. This code is secure as it is printed on the card and is not encrypted on the metallic strip or NFC (contactless) chip. This means it cannot be read or scanned by a device to replicate the data.

This security code consists of 3 or 4 numbers that you can find on the back of VISA or MasterCard cards.

A contactless card is one that you just need to place near the terminal, not inside it. Also, you always need to use your PIN for purchases over 50 euros. The system will ask you to enter your PIN for every 3 transactions of less than 50 euros. You also need your PIN to take money out of ATMs.

All cards are issued with an expiry date. At least 30 days before that date, we will send you a new one to your home address, so you can always use this payment system.

Yes, all our cards can be added to all mobile payment platforms, regardless of the terminal's operating system: Apple Pay, Google Pay or Samsung Pay.

If a beneficiary holder wants to register their card, the main holder must first sign the annexe to the mobile virtual card contract. All the information you need can be found via this link.

The amount on each Bankinter Business card and Via T card will be debited from the linked account between the 1st and 5th of the following month.

It is the sum of authorised operations that have not yet been included in your monthly statement.

These are the transactions that you have carried out and which reduce the amount available on your card but which have not yet been included in your statement. Once the authorised transaction is shown on your card statement, the authorised balance is automatically reduced and the available balance increased (the available balance remains the same).

It is the sum of transactions that have already been included in the monthly statement. The balance drawn at the end of the month will be the one charged to the linked account.

It is the amount you still have available to spend during the month. It is the result of subtracting the authorised balance and the balance drawn from your card limit.

It is the maximum amount you can spend using your credit card in a month.

It is your business account from which your monthly card transactions will be debited, as well as any ATM cash withdrawals you make.

It is how you can pay the balance you have drawn during the month. This card allows you to choose between an end-of-month payment method and a deferred payment method.

PIN is an acronym for Personal Identification Number“”“”.

The bank or financial institution assigns you a PIN when you receive your card for the first time. The PIN is usually 4 digits and you can change it at any time to a number of your choice that is easy to remember.

If you want to change the PIN, you can do so at an ATM that offers this service or at your branch.