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For accounts only
Applies to currency accounts
Bankinter Corporate PLAN
We plan to free you from fees.
That's the aim of the Bankinter Corporate PLAN: to simplify transaction costs clearly, transparently and fairly. How? By paying less the more transactions you carry out with us.
Free
You choose the volume of transactions you want to carry out with us, not the other way around.Flexible
You'll find a PLAN adapted to the needs of your company, including your business volume and model.Transparent
Because you'll always know in advance all the benefits and prices we'll apply to your transactions, to your PLAN.Different companies, different transactions, different PLANS.
All with details of the benefits and conditions. All with the requirements explained clearly and transparently. Here they are:
PLAN 0
Maximum transaction of
€0/month.1
Account maintenance fee
OPTION 1
- Collections of €100,000/quarter.
- 3 payment transactions.4
OPTION 2
- Collections of €50,000/quarter.
- 3 payment transactions.4
- 1 Bankinter insurance policy.5
OPTION 3
- International business transactions6 > €15,000/quarter.
- 3 payment transactions.4
OPTION 4
- 2 Bankinter insurance policies.5
OPTION 5
- Average balance drawn on financing products of at least €50,000/quarter. 7
- 3 payment transactions.4
OPTION 6
- Average balance in investment funds and/or fixed income of at least €50,000/quarter.
- 3 payment transactions.4
PLAN 10
Intermediate transaction
€10/month2
Account maintenance fee
OPTION 1
- Collections of €50,000/quarter.
- 3 payment transactions.4
OPTION 2
- 1 Bankinter insurance policy.5
PLAN 20
One-off transactions
€20/month3
Maintenance Account Fee
- Unlimited transactions
Current account maintenance fee
€0/month1
€10/month2
€20/month3
Credit card8
€0/year issuance and maintenance fee
€0/year issuance and maintenance fee
€0/year issuance and maintenance fee
Personal tutor
Free
Free
Free
Online SEPA and payroll transfers9
Free first 100
Free first 50
1€
Online cheque deposits
Free
Free
1€
SEPA direct debit
0,40€
0,40€
0,40€
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8A credit card linked to the current account, without issuance and maintenance fee.
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9National transfers in euros: 100 free per month for PLAN 0 and 50 free per month for PLAN 10.
POS (registration and maintenance)
Free
Free
Free
Discount rate for national consumer cards10
0,45%
0,45%
0,45%
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100.45% discount for POS for national consumer cards. For company cards, a 1% discount will be applied and a 1.5% discount for international cards, as long as they have the DCC activated.
Maintenance fee
1 currency account
(Risk associated with currency exchange rate)
1 currency account
(Risk associated with currency exchange rate)
€0/month11
€0/month11
€0/month11
International Business Experts Service
Free
Free
Free
Access to Forex Broker with real-time prices and conditional orders
Free
Free
Free
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110.00% APR. Interest rate 0.00%.
Legal Assistance Service10
€5/month
€5/month
€5/month
KPMG Impulsa Digital Management Service
10% discount
10% discount
10% discount
And from now on, you can add a credit facility* to your Corporate PLAN account to finance your working capital needs.
*Financing subject to Bankinter's approval.
These are our PLANS, but which is yours?
The PLAN will be assigned automatically according to your volume of transactions. This how we do it:
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During the first three months, your company will enjoy PLAN 0, which means all the perks and discounts of the plan without any maintenance fees.
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After this initial period, every month our system will assign the corresponding Corporate PLAN to the transactions carried out with Bankinter in the previous three months.
CUSTOM PLAN
Does your company have a higher volume of transactions and business?
In that case, it's time to sit down and talk in confidence so we can design a plan that meets your needs.
USEFUL INFORMATION
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0.00% APR calculated for an average monthly transaction balance of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Options 1 or 3 of PLAN 0; -1.17% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the annual premium of €350 for the life insurance(s); -35.00% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the €350 annual premium for the life insurance(s); -2.50% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s). -75.00% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s). The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 0 Account: 0€/month, if in the last three months you comply with one of the PLAN 0 access options indicated in the above table.
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-0.40% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 of PLAN 10; -11.36% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 of PLAN 10; -1.56% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €350 for the life insurance(s); -44.31% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €350 for the life insurance(s); -2.89% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s); -81.24% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s). The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 10 Account: 10€/month, if in the last three months you comply with one of the PLAN 10 access options indicated in the above table.
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-0.80% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for PLAN 20; -21.53% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for PLAN 20. The calculation of these APRs varies depending on the average monthly balance. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 20 Account: €20/month.
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You must carry out at least three of the following payment transactions: Social security (1 quarterly payment), tax payment (1 quarterly), payroll > €600 (2 quarterly), Bankinter Factoring service debit (1 quarterly), international payment (1 quarterly), direct debit charges other than social security and taxes (2 quarterly).
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Life insurance and general insurance brokered by Bankinter OBSV (Operador Banca Seguros de Vinculado)*: Renewable annual term life insurance from Bankinter Seguros de Vida, with annual premium > €350, both individual and collective insurance, directly debited from the Bankinter Corporate PLAN account. General insurance, with an annual premium> €750, in which the policyholder is the Bankinter Corporate PLAN account holder and with the following options: Multi-Risk Business and/or Retail Insurance, Combined Industrial Insurance, Multi-risk Home Insurance, Civil Liability Insurance, Health Insurance (individual or collective), Credit Sales Insurance, Electronic Equipment Insurance and Machinery Breakdown. The Net Premium Amount does not include taxes or expenses payable to the Insurance Compensation Consortium.
* Insurance sold by Bankinter, S.A. as the related BANCASSURANCE OPERATOR, with registered office at Paseo de la Castellana 29, 28046 Madrid, entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax ID Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds, belonging to the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures incorporating into Spanish law several directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, taxation and tax litigation. The bancassurance operator has entered into insurance agency agreements with the institutions listed here: https://docs.bankinter.com/file_source/nbol/estaticos/plataformas/banca_online/area_publica/seguros/para_ti_y_tu_familia/informacion%20de%20interes%20sobre%20el%20mediador.pdf -
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Eligible financing products: Loans, credit facilities, multi-currency credit facilities, reverse factoring, leasing, advance payment of invoices, guarantees, discounted cash flows, and import and export financing.
Got a question?
The Bankinter Corporate help centre has the answer.Contact with us