USEFUL INFORMATION

• See general terms and conditions for current accounts
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  ¹ You must carry out at least three of the following payment transactions: Social security (1 quarterly payment), tax payment (1 quarterly), payroll > €600 (2 quarterly), Bankinter Factoring service debit (1 quarterly), international payment (1 quarterly), direct debit charges other than social security and taxes (2 quarterly).
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  ² Life insurance and general insurance brokered by Bankinter OBSV (Operador Banca Seguros de Vinculado)*: Renewable annual term life insurance from Bankinter Seguros de Vida, with annual premium > €350, both individual and collective insurance, directly debited from the Bankinter Corporate PLAN account. General insurance, with an annual premium> €750, in which the policyholder is the Bankinter Corporate PLAN account holder and with the following options: Multi-Risk Business and/or Retail Insurance, Combined Industrial Insurance, Multi-risk Home Insurance, Civil Liability Insurance, Health Insurance (individual or collective), Credit Sales Insurance, Electronic Equipment Insurance and Machinery Breakdown. The Net Premium Amount does not include taxes or expenses payable to the Insurance Compensation Consortium.
  * Insurance sold by Bankinter, S.A. as the related BANCASSURANCE OPERATOR, with registered office at Paseo de la Castellana 29, 28046 Madrid, entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax ID Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds, belonging to the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures incorporating into Spanish law several directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, taxation and tax litigation. The bancassurance operator has entered into insurance agency agreements with the institutions listed here: https://docs.bankinter.com/file_source/nbol/estaticos/plataformas/banca_online/area_publica/seguros/para_ti_y_tu_familia/informacion%20de%20interes%20sobre%20el%20mediador.pdf
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  ³ -0.00% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 or 3 of PLAN 0; -1.17% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the annual premium of €350 for the life insurance(s); -35.00% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the €350 annual premium for the life insurance(s); -2.50% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the annual premium of €750 for the general insurance(s). -75.00% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the annual premium of €750 for the general insurance(s). The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 0 Account: €0/month, if you have met any of these criteria over the last three months: Option 1: You have received payments of over €100,000 in your PLAN Companies account and made at least 3 payments ¹ from it. Option 2: You have received payments of over €50,000 in your PLAN Companies account and made at least 3 payments ¹ from it and you have one or more life insurance policies with a sum of annual net premium equal to or greater than €350 in force and up-to-date or one or more general insurance policies with a sum of annual net premiums equal to or greater than €750, in both cases brokered by Bankinter OBSV ². Option 3: You have made an International Business transaction for over €15,000/quarter
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  ⁴ -0.40% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 of PLAN 10; -11.36% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 of PLAN 10; -1.56% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 10, including the annual premium of €350 for the life insurance(s); -44.31% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 10, including the annual premium of €350 for the life insurance(s); -2.89% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 10, including the annual premium of €750 for the general insurance(s); -81.24% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 10, including the annual premium of €750 for the general insurance(s). The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 10 Account: €10/month, if you have met any of these criteria over the last three months: Option 1: You have received payments of over €50,000 in your PLAN Companies account and made at least 3 payments ¹ from it. Option 2: You have one or more life insurance policies with a sum of annual net premium equal to or greater than €350 in force and up-to-date or one or more general insurance policies with a sum of annual net premiums equal to or greater than €750, in both cases brokered by Bankinter OBSV ²
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  ⁵ -0.80% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for PLAN 20; -21.53% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for PLAN 20. The calculation of these APRs varies depending on the average monthly balance. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 20 Account: €20/month.
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  ⁶ A credit card linked to the current account, without issuance and maintenance fee.
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  ⁷ The number of free SEPA transfers is limited to 100 per month for PLAN 0 and 50 per month for PLAN 10.
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  ⁸ 0.45% discount for POS for national consumer cards. For company cards, a 1% discount will be applied and a 1.5% discount for international cards, as long as they have the DCC activated.