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You can withdraw cash without a fee2 from all Bankinter ATMs and the ATMs of associated banks, with more than 14,000 machines. This way you’ll never have to pay any fees when you take out money. Our App will tell you where.
You can use Popcoin, Bankinter’s digital investments manager, to invest from as little as 1,000 euros, in an investment fund portfolio suited to your investor profile. Fully digital and with one of the best prices in the market.
Bk Payroll account conditions
Bk Payroll account conditions
Terms and conditions
To open a Bk Youth account you need to be over 18 and under 30 and live in Spain.
You must have a monthly salary of least €500 paid into your account by bank transfer or cheque.
The deadline for paying in your first salary is two months from the date you open your Bk Payroll account. Otherwise the account will not be treated as a Bk Payroll account and you will lose the benefits, products and services linked to it.
Interest-bearing account with 5% AER the first year and 2% AER the second year, up to a maximum of €3,000. Interest paid every six months.
1BK Payroll Account: Promotion valid until 31 December 2019 or for a maximum of 40,000 new accounts. Exclusively for new customers with a salary of at least €500. A customer may only be the holder of one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account is understood to be a current account that has special financial conditions such as free credit cards and no fees. The maximum interest-bearing balance is €3,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% APR). Interest paid every six months. Example for a daily balance in the payroll account of €3,000, calculated for an interest payment period of 180 days, gross return: 1st six months €73.08, 2nd six months €73.08, 3rd six months €29.44, 4th six months €29.44. To access and keep the benefits of our Bk Payroll Account, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the Bk Payroll Account must also be active.
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Whenever you withdraw cash from your account, irrespective of the amount, Bankinter will never charge you a fee provided that you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank and Euro Automatic Cash and the entire EURO 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Liberbank Banco de Castilla-La Mancha, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja and EspañaDuero.
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The fund prospectuses and Key Investor Information Document, as well as all the other legal documents regarding Bankinter's collective investment institutions (IICC), are available at all of our branches, on our website and on the website of the Spanish National Securities Market Commission (CNMV). If there is any discrepancy between the information in this document and the legal information regarding the IICC, the latter shall prevail. The time frame for each fund is specified in the Key Investor Information Document.
Bankinter, here to help
We're here to answer your questions and banking queries, provide technical support, etc
1. Who is the data controller?
The data controller is Bankinter, S.A. (hereinafter referred to as 'Bankinter') with Tax ID No. A28157360 and registered office at Paseo de la Castellana 29 (28046 Madrid).
2. For what purposes do we process your data?
The data you provide us with will be processed to receive information about the corresponding request and, as applicable, formally enter into a contract for the product of interest to you.
3. What are the legitimate bases for processing your data?
The legal basis for fulfilling the purpose set out in the above section will be the processing of the request for information. Therefore, any refusal to supply the personal data requested, or the submission of inaccurate or incomplete data, could therefore render it impossible to provide you with the service. Customers are responsible for ensuring the truthfulness of the data provided, and for notifying Bankinter of any modification thereof.
4. Who will receive your data?
The data provided will not be transferred to third parties, unless there is a legally obligation to do so.
5. For how long will we process your data?
Unless you have stated otherwise, we will keep your data for a period of six months. As soon as they are no longer necessary for the purposes described above, the data will be blocked for the period for which they may be required for carrying out, or defending, administrative or legal actions, and they may only be unblocked and processed again for this purpose. Once this period has elapsed, the data will be cancelled definitively.
6. What are your rights in relation to the processing of your data?
You may exercise your rights at any time to access, rectification, erasure, opposition, restriction of processing and portability of the data in the circumstances and scope established by the applicable legislation currently in force. To exercise your rights, please contact us by writing to the following address: Bankinter, S.A. Operaciones- Protección de Datos. Calle Pico San Pedro, 1. Tres Cantos. Madrid. 28760, enclosing a copy of your national ID or any other identifying document. Please note that you also have the right to lodge a claim with the Spanish Data Protection Agency.
7. Where can I obtain further information about data processing?
You can get further information about how Bankinter processes your data at this