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Non-resident foreigners

It doesn't matter where you're from but where you are.

So we want everything to be simple for you when you are in Spain, with no hassles, taking care of your daily needs and with the solvency necessary to make sure that, whatever your needs, you feel that you are in good hands.

  • A bank that speaks clearly and does so in your language.
  • A bank with full remote banking that can remain close at hand when you are not in Spain.
  • A bank with solutions for your everyday transactions, but also for your savings.
 Extranjeros no residentes
Traditional spanish seafood paella with rice, mussels, shrimps in a pan on white background. view from above, flat lay; Shutterstock ID 2016501521; purchase_order: -; job: -; client: -; other: -

How can we help you buy your house in Spain?

Do you want to have your own home in Spain? Are you feeling a little lost? At Bankinter, we know that a will is sometimes not enough and you need support, both financially and personally. That's why we not only offer you mortgages to help you acquire your own home, our specialists also provide advice to make what might seem difficult to you right now easy.

  • You have access to a choice of a fixed-rate or a variable-rate mortgage.
  • With terms and conditions adapted to your particular situation: you spend time in Spain but you are not a resident.
  • Accompanying you at each and every step, from beginning to end, from the moment you apply for your mortgage until you sign your purchase agreement.
Gate to the sea view & Beach living - Santorini island style / 3D rendering; Shutterstock ID 1618603798; purchase_order: -; job: -; client: -; other: -

If you prefer to always pay the same amount, month by month.

  • The same interest rate and instalment for the entire term of the mortgage.
  • From 5 to 25 years.
  • Up to 60% of the value2 for 2nd homes.


If you want it to adapt to the market situation.

  • A Euribor-indexed variable interest rate, to which we add a fixed spread.
  • Maximum term 25 years.
  • Up to 60% of the value2 for 2nd homes.

Mortgage guide for non-residents

How to buy a house in Spain. All of your questions are answered in this guide: steps, documents, taxes, tax rebates, etc.

Download guide
Guía no residentes

Wherever you are, we will be close.

When you are in Spain and when you are in your primary country of residence, you can count on us.

24 hours, 7 days a week.

Through our website and app, you can run checks and transactions regardless of the day or time. Always open, always at your disposal.

With someone who listens to you.

Because there are times when we need an expert voice, our Telephone Banking is also operational when you call from abroad. To help you, to advise you, for whatever you need.

Informing you instantly of the status of your transactions.

An alert service that sends SMS or email notifications to keep you informed about any transactions you ask us to: lodgements, payments, card transactions, balance, etc.