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Only for the accounts
Current Account
Behind an account, there's always a bank. An ordinary bank, or an extraordinary one.
An ordinary account with an extraordinary bank.
No conditions.
There are no special conditions with our current account1 and no obligations either. You don't need to maintain a minimum balance or set up any direct debits. None.
Access your money whenever you want
You can access your money at all times.
We'll move your direct debits for you
If you're thinking about the hassle involved in switching banks, don't worry. We'll move all your direct debits for you, free of charge.
Transfers are also free
No fees are charged on all national transfers made through bankinter.com.
Alert service
You can use the Bankinter mobile app to check changes in your balance and activity in your account.
Bizum: Instant payment service
Bizum: an easy and safe way to send and receive money through your mobile
Thinking about switching banks? Come to Bankinter and we'll help with all the arrangements.
Amazon.es gift card
Buy your Amazon.es Gift Cards through your Bankinter account and save 1,5%. Everything you buy on Amazon will cost you 1.5% less.
Promotion valid until 10 December 2023. Restrictions apply. See details at: amazon.es/tarjetas-regalo-condiciones.
More services, more advantages
What conditions must I meet to open a current account?
- Only for individuals who live in Spain.
- Fee in national Internet transfers: 0 euros.
- Fully functional: total liquidity, direct debits, payments, collections, etc.
- Non-interest-bearing.
- Multi-channel operation: login passwords for transactions through telephone banking and the website or app, as well as large branch network.
You can choose from more than 17,000 ATMs for free debit card cash withdrawals.
- Bankinter
- Deutsche Bank
- Euro Automatic Cash
- Grupo Cajamar
- Banca March
- Grupo Cajas Rurales
- Laboral Kutxa Bank
- Targo Bank
- Euronet
Now from EURO 6000 banks as well:
CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja.
Find branches and ATMs
See FAQs FAQs
What do I have to do to move my direct debits to my new account?
Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.
Can I apply for a credit or debit card?
Yes. Also, we have lots of different types of cards with different features and payment options.
Can I ask for a chequebook?
Yes.
How can I get my money?
You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.
Plus
How many bills do I need to pay through my Salary Account?
Questions about setting up direct debits in your Salary Account? Find the answers here!Account comparison tool. Are you looking for an account or your account?
Discover our range of accounts and find the one that best suits your needsWant to bring your account to Bankinter? Do it online
Switch Service, the easiest and most convenient way to bring all your finances to Bankinter.Important information
- See list of the typical services linked to a payment account
- Documento informativo de comisiones de cuenta corriente
- SEE THE CURRENT ACCOUNT PRE-CONTRACTUAL INFORMATION SHEET
- See general terms and conditions for current accounts
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Show/Hide legal text1 Current account: Annual nominal interest rate of 0% with an account maintenance fee of €45.00/year (€22.50/half-year), which will lead to variations in the AER as a result of variations in the average balance of the account. Here are two typical: NIR 0%, AER -0.90% calculated for a hypothetical daily balance of €5,000 maintained for one year, with no interest payment and with a maintenance fee for the above amount. NIR 0%, AER -1.50% calculated for a hypothetical daily balance of €3,000 maintained for one year, with no interest payment and with a maintenance fee for the above amount.