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Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.

Current Account

Behind an account, there's always a bank. An ordinary bank, or an extraordinary one.


An ordinary account with an extraordinary bank.

No conditions.

There are no special conditions with our current account1 and no obligations either. You don't need to maintain a minimum balance or set up any direct debits. None.

Access your money whenever you want

You can access your money at all times.

We'll move your direct debits for you

If you're thinking about the hassle involved in switching banks, don't worry. We'll move all your direct debits for you, free of charge.

Transfers are also free

No fees are charged on all national transfers made through

Alert service

You can use the Bankinter mobile app to check changes in your balance and activity in your account.

bizum bankinter

Bizum: Instant payment service

Bizum: an easy and safe way to send and receive money through your mobile gift card

Buy your Gift Cards through your Bankinter account and save 1,5%. Everything you buy on Amazon will cost you 1.5% less.

Promotion valid until 10 December 2023. Restrictions apply. See details at:

Find out more about amazon promotion
tarjeta regalo amazon

More services, more advantages

What conditions must I meet to open a current account?

  • Only for individuals who live in Spain.
  • Fee in national Internet transfers: 0 euros.
  • Fully functional: total liquidity, direct debits, payments, collections, etc.
  • Non-interest-bearing.
  • Multi-channel operation: login passwords for transactions through telephone banking and the website or app, as well as large branch network.

You can choose from more than 17,000 ATMs for free debit card cash withdrawals.

  • Bankinter
  • Deutsche Bank
  • Euro Automatic Cash
  • Grupo Cajamar
  • Banca March
  • Grupo Cajas Rurales
  • Laboral Kutxa Bank
  • Targo Bank
  • Euronet


What do I have to do to move my direct debits to my new account?

Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.



Can I apply for a credit or debit card?

Yes. Also, we have lots of different types of cards with different features and payment options.

Can I ask for a chequebook?


How can I get my money?

You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.


How many bills do I need to pay through my Salary Account?

Questions about setting up direct debits in your Salary Account? Find the answers here!
Find out more about direct debits I have to set up

Account comparison tool. Are you looking for an account or your account?

Discover our range of accounts and find the one that best suits your needs
Account comparison tool

Want to bring your account to Bankinter? Do it online

Switch Service, the easiest and most convenient way to bring all your finances to Bankinter.
Find out more

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
91 657 88 00
900 813 847
ATMs and branches