We use first and third-party cookies for analytical and statistical purposes and to show you personalised advertisements based on a profile compiled from your browsing habits (e.g. pages visited). For more information, click on our Cookie Policy. You can accept all cookies by pressing 'Accept', you can reject all cookies by pressing 'Reject', or you can customize your choice by pressing 'Manage'.
Español Spanish Expatriates
There today, here tomorrow.
It doesn't matter what country you live in or whether it will be for a long or short time, what's important is that, wherever you are, we make you feel a little closer.
- Close is thinking about how to make your day-to-day easier.
- Close is offering you solutions so you can continue projecting your future, your return home.
- Close is being able to count on a bank that doesn't measure distance: our remote banking.
- Close is having the confidence that your money will be in good hands.
Whether you live in the euro zone or outside it, count on us.
Two situations, two solutions. Our accounts for non-resident Spaniards are adapted to different possible scenarios so that, wherever you are, your daily needs are easier
Current account in euros
Although you aren't living in Spain now, some of your obligations are sure to have stayed behind: bills, transfers, etc. Our specific account for non-residents allows you to perform all current-account transactions in euros and also comes with a debit card.
- An account with easy cash flow that does not require minimum balances.
- Fully functional: transfers, direct debits, etc.
- And you will also have a debit card.
Only for the account
When you open an account in a currency other than the euro, please take into account the exchange-rate risk associated with the currency.
Currency account
If you have gone to live outside the euro zone, you don't need another bank in Spain: you can choose between 25 currencies for your account with us. So that everything stays the same, even if it is different.
- An account without obligations, without minimum balances.
- With easy cash flow and fully functional.
- No exchange rate fee: you can send and receive money in the same currency, as with any account.
- And to make everything easier, we will inform you of the balance in the currency you opened your account in.
Having us close is having us where and when you need us
24 hours, 7 days a week.
Through our website and app, you can run checks and transactions regardless of the day or time. Always open, always at your disposal.With someone who listens to you.
Because there are times when we need an expert voice, our Telephone Banking is also operational when you call from abroad. To help you, to advise you, for whatever you need.Informing you instantly of the status of your transactions.
An alert service that sends SMS or email notifications to keep you informed about any transactions you ask us to: lodgements, payments, card transactions, balance, etc.
Bankinter App:
All of Bankinter at your fingertips.
Our agile and intuitive application will allow you to be connected in the simplest way. You will be able to run checks, transactions, simulations... All from your smartphone or tablet.
There's nowhere like home, and it's even better if it's your own.
Can you imagine a better welcome on your return than entering your own home? At Bankinter, we help you make it possible through our specific mortgages for non-resident Spaniards. So you can come in the front door on your return.
FIXED-RATE MORTGAGE1
If you prefer to always pay the same amount, month by month.
- The same interest rate and instalment for the entire term of the mortgage.
- From 5 to 25 years.
- Up to 60% of the value2 for 2nd homes.
VARIABLE-RATE MORTGAGE
If you want it to adapt to the market situation.
- A Euribor-indexed variable interest rate, to which we add a fixed spread.
- Maximum term 25 years.
- Up to 60% of the value2 for 2nd homes.
Request a personalised offer for your mortgage:
1 minute, 0 commitment.
Still not found a house?
Our real estate portal lists more than a thousand properties, including homes, premises, garages, etc. If you choose one of these properties, you will get 100% financing.Discover the market price of your current or future home.
And how long it would take to convert to cash, and a comparison of other properties in the area, and the revaluation since purchase... All via our website or app.You work, work, work... What about your money? Does it work too?
At Bankinter, you have products and services you can use to invest in international markets, in a wide variety of currencies and that allow you to adapt to your savings and liquidity needs and your investor profile. So that your money works as much as you do.
Investment funds3
More than 4,800 funds you can invest in from only €10.
- Funds profiled according to your risk profile.
- Themed funds.
- Sustainable funds.
- Own funds and funds belonging to other national and international asset management companies.
Bankinter Broker
A broker that adapts to your knowledge of the stock market, so that you can invest in it whatever your level.
- More than 30 national and international markets.
- stocks, ETFs, listed products, futures...
- With analysis from our specialists: recommendations, investment strategies...
Deposits in dollars
A simple product: you just have to choose the amount and the term.
- From $15.000.
- 6-month and 12-month deposits.
Remember: investing in investment funds may lead to a loss of investment capital.
Useful information
-
Show/Hide legal text1 The fixed-rate mortgage is only available to borrowers whose income or assets for the repayment of the loan are in euros (€), or who reside in a country of the European Union whose national currency is the euro (€).
-
Show/Hide legal text2 Using the lesser of the two values of either the purchase price and the appraisal value. Check the terms and conditions for your country of residence.
-
Show/Hide legal text3 Investment funds: Fund manager: Bankinter Gestión de Activos. Guarantor and depositary: Bankinter, S.A. The prospectus and key investor information document are available at all Bankinter branches, on our website bankinter.com and on the website of the Spanish National Securities Market Commission (www.cnmv.es).
The fund management company is Bankinter Gestión de Activos, S.A., S.G.I.I.C., with registered office at Marqués de Riscal número 11 bis and registered with the CNMV under number 55. The depository is Bankinter, S.A., with registered office at Paseo de la castellana número 29 and registered with the CNMV under number 27. The value of investment funds can fall as well as rise, and you may get back less than you invest.