Skip to contents
Investment products

What are EPSVs?

EPSVs are a social welfare instrument for residents of the Basque Country. Their aim is to create a savings system made up of contributions from holders during their working life, which are redeemed upon retirement to supplement the state pension.

EPSV is the acronym for "Entidades de Previsión Social Voluntaria" (Voluntary Social Welfare Entities). EPSVs are similar to pension plans but they have their own contribution limits and some of the benefits differ.