Who is it for?
For you if you want less risk or retirement is on the horizon. Because if you are retiring soon, prudence is the best option.When should I purchase them?
We recommend their purchase for short- or medium-term investments.What can I expect?
Investments in fixed income have a lower expected return. On the plus side, that means less possibility of negative returns.
BK Dinero Pension Plan
If you are a more conservative investor, you can invest 100% in monetary assets and fixed income with an average duration of less than two years.
BK Fixed Income Pension Plan
The Plan invests 100% of its portfolio in long-term fixed income securities and monetary assets, with an average duration of the portfolio of more than two years.
Everything you get with our plans:
- A multidisciplinary team with expert knowledge of the markets.
- Active, flexible and dynamic management capable of detecting all opportunities, whatever the level of risk exposure.
- And, of course, the tax advantages offered by these plans.
Investment policy of Bankinter's fixed income plans.
BK Dinero Pension Plan
The Short-Term Fixed Income PENSION PLAN invests 100% of its portfolio in fixed income securities and monetary assets (promissory notes, repos on public debt, treasury bills, etc.), including demand or liquid deposits at credit institutions. The average portfolio duration is less than 2 years.
The investment in these assets may be carried out directly through the investment of the portfolio in the assets (indirectly through CIS) or through the investment in derivative financial instruments whose underlying asset is fixed income or interest rates.
See complete investment policy of the BK Dinero Pension Plan
BK Fixed Income Pension Plan
Long-Term Fixed Income PENSION PLAN. Its philosophy is to invest in assets that appreciate if interest rates drop but can lose value if interest rates rise.
The plan invests 100% of its portfolio in long-term fixed income securities and monetary assets (promissory notes, repos on public debt, treasury bills, etc.), including demand or liquid deposits at credit institutions. In general, these portfolios have an average duration of more than 2 years.
The investment in these assets may be carried out directly through the investment of the portfolio in the assets, mainly long-term fixed income (indirectly through CIS) or through the investment in derivative financial instruments whose underlying asset is fixed income or interest rates.
See complete investment policy of the BK Fixed Income Pension Plan
Important information
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Retirement Plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.