Quiero Card

If you want it, now is the time.

tarjeta quiero bankinter

Want it? Pay however you want.

No fee

It won't cost you anything to own a Quiero card. You can have it and use it when it suits you.

An extra 2% at your disposal

The Quiero card gives you back 2% of the amount1 of all your deferred purchases, all of them.


Free cash withdrawals

You'll be able to withdraw cash from your account without a fee2 from more than 14,000 ATMs: all Bankinter ATMs, all the ones in the EURO 6000 network, plus Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank and Euro Automatic Cash ATMs.

Open our app to find your nearest free ATM.


See Card features Card features

Quiero Card features

  • Annual fee: No annual fee if the card has a deferred payment method. Otherwise, the annual fee would be €30.
  • Card limit:
    Shopping: daily and monthly limit €6,000.
    In ATMs: daily limit €1,000 and €6,000 per month.
  • Debit disbursements: If you have enough funds in your account, you can withdraw up to €18,000 per month.
  • Form of payment: The Quiero card is issued in the form of deferred payment with a minimum amount to be deferred of 2.5% of the balance drawn down and a minimum fee of 18 euros per month.
  • Insurance: The Quiero card comes with an accident insurance policy plus a travel insurance policy. Read about its terms and conditions here:
    Accident insurance(36 KB)
    Travel assistance insurance(36 KB)
  • Information of interest: Pursuant to EU laws in force, the Standard European Consumer Credit Information (SECCI) associated with the Quiero card is shown below.
    Financing offered by Bankinter Consumer Finance EFC, S.A., a financial credit institution registered with the Bank of Spain under no. 8832, with registered office at Avda. de Bruselas 12, 28108 Alcobendas (Madrid) and entered in the Madrid Companies Register, Volume 22,729, Folio 181, Sheet No. M-259543, and with Tax ID Number A82650672.


Can I change my deferred payment method?

Yes, you can change the deferred payment method whenever you want, using two options: a percentage or a fixed monthly amount.

Can I use the card to withdraw cash at ATMs?

Yes, you can withdraw cash on debit at over 17,000 ATMs2 without paying any kind of fee. You can also take out cash on credit according to the costs indicated in the conditions section.

Can I use the Quiero card abroad?

Yes, the Quiero card is a MasterCard accepted worldwide.

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