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For accounts only
Applies to currency accounts
Bankinter Corporate PLAN
More transactions, fewer fees.
That's how the Bankinter Corporate PLAN works: simplifying the transaction costs of your business clearly, transparently and fairly, so the more transactions you do with us, the less you pay.
Different companies, different transactions, different PLANS
All with details of the benefits and conditions. All with the requirements explained clearly and transparently. Here they are:
PLAN 0
Maximum transaction of
€0/month.1
Account maintenance fee
OPTION 1
- Collections of ≥ €100,000/quarter.
- 3 payment transactions.4
OPTION 2
- Collections of ≥ €50,000/quarter.
- 3 payment transactions.4
- 1 Bankinter insurance policy.5
OPTION 3
- International business transactions6 ≥ €15,000/quarter.
- 3 payment transactions.4
OPTION 4
- 2 Bankinter insurance policies.5
OPTION 5
- Average balance drawn on financing products of ≥ €50,000/quarter. 7
- 3 payment transactions.4
OPTION 6
- Average balance of Mutual Funds and/or Fixed Income Funds for the minimum value of ≥ €50,000/quarter or an average credit balance in Current Accounts or Management Accounts* of ≥ €100,000/quarter.
- 3 payment transactions.4
PLAN 10
Intermediate transaction
€10/month2
Account maintenance fee
OPTION 1
- Collections of €50,000/quarter.
- 3 payment transactions.4
OPTION 2
- 1 Bankinter insurance policy.5
PLAN 20
One-off transactions
€20/month3
Maintenance Account Fee
- Unlimited transactions
(*) Management Account is a type of account to which a credit facility can be associated.
Current account maintenance fee
€0/month1
€10/month2
€20/month3
Credit card8
€0/year issuance and maintenance fee
€0/year issuance and maintenance fee
€0/year issuance and maintenance fee
Personal tutor
Free
Free
Free
Online SEPA and payroll transfers9
First 100/month for free
First 50/month for free
The first one/month is for free
Online cheque deposits
Free
Free
1€
SEPA direct debits
0,40€
0,40€
0,40€
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8A credit card linked to the current account, without issuance and maintenance fee.
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9Transfers will have a cost of €1/transfer after the first free transfers, provided that these are national transfers in euros.
POS (registration and maintenance)
The first one is for free
The first one is for free
The first one is for free
Discount rate for national consumer cards10
0,45%
0,45%
0,45%
If you have other specific needs, please visit your Bankinter branch to find out more about our Flat Rates.
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100.45% discount for POS for national consumer cards. For company cards, a 1% discount will be applied and a 1.5% discount for international cards, as long as they have the DCC activated.
Maintenance fee
1 currency account
(Risk associated with currency exchange rate)
1 currency account
(Risk associated with currency exchange rate)
€0/month11
€0/month11
€0/month11
International Business Experts Service
Free
Free
Free
Access to Forex Broker with real-time prices and conditional orders
Free
Free
Free
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110.00% APR. Interest rate 0.00%.
Legal Assistance Service10
€5/month
€5/month
€5/month
KPMG Impulsa Digital Management Service
10% discount
10% discount
10% discount
And from now on, you can add a credit facility* to your Corporate PLAN account to finance your working capital needs.
*Financing subject to Bankinter's approval.
These are our PLANS, but which is yours?
The PLAN will be assigned automatically according to your volume of transactions. This how we do it:
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During the first three months, your company will enjoy PLAN 0, which means all the perks and discounts of the plan without any maintenance fees.
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After this initial period, every month our system will assign the corresponding Corporate PLAN to the transactions carried out with Bankinter in the previous three months.
CUSTOM PLAN
Does your company have a higher volume of transactions and business?
In that case, it's time to sit down and talk in confidence so we can design a plan that meets your needs.
Do you want more information? Fill in the form and we will contact you as soon as possible
Useful information
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Show/Hide legal text1 The first year: 3.00% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Options 1, 3, 5 or 6; 2.29% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €350 for the life insurance policy or policies; 1.48% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €750 for the general insurance policy or policies; 1.58% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €700 for the life insurance policies; 0.81% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,100 for the general and life insurance policies. -0.04% APR, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,500 for the general insurance policies. The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. 2.96% nominal interest rate. Interest settled monthly. Account maintenance fee for the PLAN 0 Account: €0/month, if in the last three months you comply with one of the PLAN 0 access options indicated in the above table.
The second year: 1.50% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Options 1, 3, 5 or 6; 0.77% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €350 for the life insurance policy or policies; -0.01% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €750 for the general insurance policy or policies; 0.09% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €700 for the life insurance policies; -0.72% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,100 for the general and life insurance policies. -1.52% APR, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,500 for the general insurance policies. The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. 1.49% nominal interest rate. Interest settled monthly. Account maintenance fee for the PLAN 0 Account: €0/month, if in the last three months you comply with one of the PLAN 0 access options indicated in the above table.
After two years: 0.00% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Options 1, 3, 5 or 6; -0.70% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €350 for the life insurance policy or policies; -1.50% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €750 for the general insurance policy or policies; -1.40% APR, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €700 for the life insurance policies; -2.20% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,100 for the general and life insurance policies. -3% APR, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,500 for the general insurance policies. The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. 0.00% nominal interest rate. Interest settled monthly. Account maintenance fee for the PLAN 0 Account: €0/month, if in the last three months you comply with one of the PLAN 0 access options indicated in the above table.
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Show/Hide legal text2 -0.40% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 of PLAN 10; -11.36% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 of PLAN 10; -1.56% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €350 for the life insurance(s); -44.31% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €350 for the life insurance(s); -2.89% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s); -81.24% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s). The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 10 Account: 10€/month, if in the last three months you comply with one of the PLAN 10 access options indicated in the above table.
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Show/Hide legal text3 -0.80% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for PLAN 20; -21.53% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for PLAN 20. The calculation of these APRs varies depending on the average monthly balance. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 20 Account: €20/month.
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Show/Hide legal text4 You must carry out at least three of the following payment transactions: Social security (1 quarterly payment), tax payment (1 quarterly), payroll > €600 (2 quarterly), Bankinter Factoring service debit (1 quarterly), international payment (1 quarterly), direct debit charges other than social security and taxes (2 quarterly).
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Show/Hide legal text5 Life insurance and general insurance brokered by Bankinter OBSV (Operador Banca Seguros de Vinculado)*: Renewable annual term life insurance from Bankinter Seguros de Vida, with annual premium > €350, both individual and collective insurance, directly debited from the Bankinter Corporate PLAN account. General insurance, with an annual premium> €750, in which the policyholder is the Bankinter Corporate PLAN account holder and with the following options: Multi-Risk Business and/or Retail Insurance, Combined Industrial Insurance, Multi-risk Home Insurance, Civil Liability Insurance, Health Insurance (individual or collective), Credit Sales Insurance, Electronic Equipment Insurance and Machinery Breakdown. The Net Premium Amount does not include taxes or expenses payable to the Insurance Compensation Consortium.
* Insurance sold by Bankinter, S.A. as the related BANCASSURANCE OPERATOR, with registered office at Paseo de la Castellana 29, 28046 Madrid, entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax ID Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds, belonging to the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures incorporating into Spanish law several directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, taxation and tax litigation. The bancassurance operator has entered into insurance agency agreements with the institutions listed here: https://docs.bankinter.com/file_source/nbol/estaticos/plataformas/banca_online/area_publica/seguros/para_ti_y_tu_familia/informacion%20de%20interes%20sobre%20el%20mediador.pdf -
Show/Hide legal text6 Eligible international business transactions: Currency transfers, non-SEPA euro transfers, import and export documentary credits, import and export financing, and import and export remittances.
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Show/Hide legal text7 Eligible financing products: Loans, credit facilities, multi-currency credit facilities, reverse factoring, leasing, advance payment of invoices, guarantees, discounted cash flows, and import and export financing.
Useful information
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Show/Hide legal text1 0.00% APR, calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Options 1, 3, 5 or 6 of PLAN 0; -1.17% APR, calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the annual premium of €350 for the life insurance policy or policies. -35.00% APR, calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the annual premium of €350 for the life insurance policy or policies; -2.50% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s). -75.00% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN 0, including the annual premium of €750 for the general insurance policy or policies. -2.33% APR, calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €700 for the life insurance policies; -70.00% APR, calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €700 for the life insurance policies. -5.00% APR, calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,500 for the general insurance policies; -75.00% APR, calculated for an average monthly balance transaction of €2,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,500 for the general insurance policies. -3.67% APR, calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €350 for the life insurance policy or policies and €750 for the general insurance policy or policies. -55.00% APR, calculated for an average monthly balance transaction of €2,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €350 for the life insurance policy or policies and €750 for the general insurance policies. The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums mentioned above. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 0 Account: 0€/month, if in the last three months you comply with one of the PLAN 0 access options indicated in the above table.
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Show/Hide legal text2 -0.40% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 of PLAN 10; -11.36% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 1 of PLAN 10; -1.56% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €350 for the life insurance(s); -44.31% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €350 for the life insurance(s); -2.89% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s); -81.24% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2 of PLAN, including the annual premium of €750 for the general insurance(s). The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 10 Account: 10€/month, if in the last three months you comply with one of the PLAN 10 access options indicated in the above table.
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Show/Hide legal text3 -0.80% APR calculated for an average monthly balance transaction of €30,000 and on the understanding that the customer complies with the agreed linked product conditions for PLAN 20; -21.53% APR calculated for an average monthly balance transaction of €1,000 and on the understanding that the customer complies with the agreed linked product conditions for PLAN 20. The calculation of these APRs varies depending on the average monthly balance. Interest settled monthly. Interest rate 0.00%. Account maintenance fee for the PLAN 20 Account: €20/month.
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Show/Hide legal text4 You must carry out at least three of the following payment transactions: Social security (1 quarterly payment), tax payment (1 quarterly), payroll > €600 (2 quarterly), Bankinter Factoring service debit (1 quarterly), international payment (1 quarterly), direct debit charges other than social security and taxes (2 quarterly).
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Show/Hide legal text5 Life insurance and general insurance brokered by Bankinter OBSV (Operador Banca Seguros de Vinculado)*: Renewable annual term life insurance from Bankinter Seguros de Vida, with annual premium > €350, both individual and collective insurance, directly debited from the Bankinter Corporate PLAN account. General insurance, with an annual premium> €750, in which the policyholder is the Bankinter Corporate PLAN account holder and with the following options: Multi-Risk Business and/or Retail Insurance, Combined Industrial Insurance, Multi-risk Home Insurance, Civil Liability Insurance, Health Insurance (individual or collective), Credit Sales Insurance, Electronic Equipment Insurance and Machinery Breakdown. The Net Premium Amount does not include taxes or expenses payable to the Insurance Compensation Consortium.
* Insurance sold by Bankinter, S.A. as the related BANCASSURANCE OPERATOR, with registered office at Paseo de la Castellana 29, 28046 Madrid, entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax ID Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds, belonging to the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures incorporating into Spanish law several directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, taxation and tax litigation. The bancassurance operator has entered into insurance agency agreements with the institutions listed here: https://docs.bankinter.com/file_source/nbol/estaticos/plataformas/banca_online/area_publica/seguros/para_ti_y_tu_familia/informacion%20de%20interes%20sobre%20el%20mediador.pdf -
Show/Hide legal text6 Eligible international business transactions: Currency transfers, non-SEPA euro transfers, import and export documentary credits, import and export financing, and import and export remittances.
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Show/Hide legal text7 Eligible financing products: Loans, credit facilities, multi-currency credit facilities, reverse factoring, leasing, advance payment of invoices, guarantees, discounted cash flows, and import and export financing.
CORPORATE PLAN 0 ACCOUNT: €0 maintenance fee and up to €2,225 the first two years.
CORPORATE PLAN 0 ACCOUNT: €0 maintenance fee and up to €2,225 the first two years.
We have made new options available to your company through which you can access the PLAN 0 and all the benefits that come with it.
We have made new options available to your company through which you can access the PLAN 0 and all the benefits that come with it.
Got a question?
The Bankinter Corporate help centre has the answer.Contact with us