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HOW TO SAVE

Stop torturing your account and treat it with care: Start saving.

If you think it is time for you to become acquainted with saving, on this page you'll find tips, strategies and products for your account to change without you having to change your lifestyle.
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Set a budget

How much do you earn? What unavoidable expenses do you have? Do the subtraction and you will have your budget.

Set a goal

Set a savings goal; it will motivate you. Start with something small, but that which excites you.

Be realistic

If you set your goal too high, your expectations may not be met, you might give up and frustration will set in.

Accounts that will help you save:

Cuenta nómina joven

Youth Salary Account

Content Youth Salary Account
If you don't ask more from your boss, ask more from your salary:

  • Up to 5% APR the first year.
  • No commissions.
  • With debit or credit card.
  • + 2 free accounts, for any purpose.
  • Etc., etc., etc., etc.
Cuenta joven

Youth Account

Content Youth Account
Simple: gives you more, takes nothing away.

  • Commission-free.
  • No conditions.
  • No minimum income.
  • With debit card.
  • And more benefits.
Cuenta modo ahorro

Modo Ahorro account

Content Modo Ahorro account

If you already have a Youth Account or Youth Payroll, you can have this savings account with tools to save without realising it. You will be able to:

  • Round up your card payments.
  • Allocate a percentage of your income.
  • Schedule periodic transfers.

Offer valid until 40,000 new accounts have been opened.

Maximum interest-bearing balance: €6,000.

Saving is not synonymous with making your life miserable. Here are some final tips:

  • Do you really need it?

    The first step to saving is to avoid spending on things that you do not need, things that do not bring you any joy or things that you will regret tomorrow.

  • It's not a typo: Do you really need it?

    Yeah, we know, we are as annoying as your mum. Now you will say Wallapop this, Vinted that, blah, blah, blah... Stop compulsive buying!

  • If you don't use it, sell it.

    Turn your old things into some fresh cash. If you put your mind to it, you'll realise how much you don't use.

  • Whenever possible, carpool.

    With your coworkers, with your friends... Your account will thank you and so will the environment.

  • Is it beyond your means?

    What you need may be different from what you want. Think about whether it's worth paying more for almost the same thing.

  • Beyond tupperware...

    When you go to the supermarket or the market, get into the habit of carrying a list: You will save time and money.

  • 200 grammes is better than a kilo.

    Buying products loose lets you get just the amount that you need and it will stop you from wasting food in many cases (a big no-no).