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Choose products that aim for more than just returns.
You don't have to give anything up. You can invest ethically and responsibly with our sustainable investment products. These products consider
compliance with environmental, social and corporate governance criteria by the companies in which they invest.
compliance with environmental, social and corporate governance criteria by the companies in which they invest.
Two funds1 to invest in you and in the environment.
Bankinter Eficiencia Energética y Medioambiente FI fund
International equity fund
A fund aimed at making energy use and transport more efficient, reducing the environmental impact of fossil fuels and water and waste management.
Bankinter Sostenibilidad FI investment
International equity fund
The fund invests in companies included in sustainable, environmental and corporate social responsibility indices.
Do you want to find out more about our sustainable investment funds?
Click here to see the risk indicators and liquidity alerts for all promoted pension plans.
Pension plans2 and EPSV3 that consider the future: for you and for everyone.
High risk
BK Premium Agresivo
Risk indicator 5/7This fund invests more than 75% in global equities, selecting the assets that provide the greatest added value at any given time based on the market situation. The selection of securities respects sustainability criteria at all times.
Moderate risk
BK Premium Conservador
Risk indicator 3/7The aim of this plan is achieve stable long-term returns, investing up to 25% in international equities based on both financial and sustainable criteria. The remainder of the portfolio is invested in global fixed income securities and money market assets.
Moderate risk
BK Premium Moderado
Risk indicator 4/7Mixed equity fund that invests between 25% and 50% in global equity securities and the remainder of the portfolio in fixed income securities and money market assets, taking into account the ESG rating of the issuers.
Medium risk
BK Premium Dinámico
Risk indicator 4/7Underpinned by the principles of sustainability in financial investments, this fund seeks to provide a return in the medium and long term appropriate to the risk assumed, investing between 50% and 75% in global equity assets.
Medium risk
BK Premium Defensivo
Risk indicator 3/7Recommended for investors who want to protect their investment, investing a minimum amount (5%-10%) in global equities and the remainder in fixed income and money market securities, based on socially responsible criteria.
High risk
BK Variable Internacional FP
Risk indicator 6/7A fund managed flexibly and actively, selecting the worldwide equities that provide the highest added value at all times, based on the market situation and the economic backdrop.
Low risk
BK Premium Conservador Pension Plan
Being made of mainly European fixed income and equity (maximum 20%), it is a moderate-risk EPSV seeking stable long-term returns.
Medium risk
BK Premium Moderado Pension Plan
An actively managed plan with a portfolio comprising up to 50% international equity, with the rest being fixed income and money market assets.
High risk
BK Premium Dinámico Pension Plan
An actively managed plan with a portfolio comprising up to 75% international equity and the remainder fixed income.
Do you want to find out more about our sustainable pension plans and EPSVs?
Other investment models that pursue more than just returns.
Delegated portfolios/Bankinter Roboadvisor
- Invest in sustainable fund portfolios from the leading international managers through a 100% online environment adapted to all risk profiles.
Alternative investment/Bankinter Investment
- Access non-traditional investments that were, until recently, reserved for high net worth individuals.
The value of investment funds can go down as well as up, and this may mean you get back less than you invested.
Useful information
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Show/Hide legal text1 Investment funds: The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available in Spanish at any of our branches, on the Bankinter website (www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV).
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Show/Hide legal textBankinter Pension Plans: The key information document for the unit holder is available at www.bankinter.com. The pension plan promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The pension fund manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.
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Show/Hide legal text3 Retirement Plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.