Choose products that aim for more than just returns.
Two funds1 to invest in you and in the environment.
Bankinter Eficiencia Energética y Medioambiente FI fund
Content Bankinter Eficiencia Energética y Medioambiente FI fundA fund aimed at making energy use and transport more efficient, reducing the environmental impact of fossil fuels and water and waste management.
Bankinter Sostenibilidad FI investment
Content Bankinter Sostenibilidad FI investmentThe fund invests in companies included in sustainable, environmental and corporate social responsibility indices.
Bankinter Premium Fixed Income
Content Bankinter Premium Fixed IncomeThe Fixed Income investment profile is suitable for conservative investors. This profile excludes investment in equities and focuses on monetary assets and government or corporate debt.
Bankinter Premium Defensivo (Defensive)
Content Bankinter Premium Defensivo (Defensive)Suitable for investors looking to diversify across different assets. This fund is not limited exclusively to fixed income. It may also invest in a combination of equities, bonds and commodities.
Bankinter Premium Conservador (Conservative)
Content Bankinter Premium Conservador (Conservative)A profile that tries to provide stability for the investment, prioritising preserving capital over obtaining high returns.
Bankinter Premium Moderado (Moderate)
Content Bankinter Premium Moderado (Moderate)A fund that seeks to balance preserving capital with seeking returns. It is aimed at investors who are willing to accept moderate levels of risk.
Bankinter Premium Dinámico (Dynamic)
Content Bankinter Premium Dinámico (Dynamic)This option is more active and adaptable to changing market conditions, responding actively to the behaviour of the environment.
Bankinter Premium Agresivo (Aggressive)
Content Bankinter Premium Agresivo (Aggressive)The option for investors with higher risk tolerance who are seeking higher returns and are willing to accept greater risk and volatility.
Want to find out more about our investment funds with sustainable characteristics?
Pension plans2 and EPSV3 that consider the future: for you and for everyone.
Pension plans
BK Renta Variable Internacional PP
Risk indicator 3/7Fund managed in a flexible and active manner, selecting global equities at all timesfor at least 75% of the assets to add greater value based on the market situation and economic conditions.
BK Premium Agresivo
Risk indicator 3/7This fund invests more than 75% in global equities, selecting the assets that provide the greatest added value at any given time based on the market situation. The selection of securities respects sustainability criteria at all times.
BK Premium Dinámico
Risk indicator 3/7Underpinned by the principles of sustainability in financial investments, this fund seeks to provide a return in the medium and long term appropriate to the risk assumed, investing between 50% and 75% in global equity assets.
BK Premium Moderado
Risk indicator 2/7Mixed equity fund that invests between 25% and 50% in global equity securities and the remainder of the portfolio in fixed income securities and money market assets, taking into account the ESG rating of the issuers.
BK Premium Conservador
Risk indicator 2/7The aim of the plan is to achieve stable, long-term returns by investing up to 25% in international equities, with a minimum of 15%, based on both financial and sustainable criteria. The remainder of the portfolio is invested in global fixed income securities and money market assets.
BK Premium Defensivo
Risk indicator 2/7Recommended for investors who want to protect their investment, investing a minimum amount (5%-10%) in global equities and the remainder in fixed income and money market securities, based on socially responsible criteria.
EPSVs
BK Premium Dinámico Pension Plan
Risk indicator 3/7Active management plan following socially responsible criteria where between 50% and 75% of the portfolio is invested in international equities and the remainder of fixed income.
BK Premium Moderado Pension Plan
Risk indicator 3/7Actively managed pension plan following socially responsible criteria where between 25% and 50% of the portfolio is invested in international equities and the remainder in fixed income and money market assets.
BK Premium Conservador Pension Plan
Risk indicator 2/7Investing in fixed income and equities, between 15% and 25% of assets, makes it a financial strategy that seeks stable returns over the long term while following socially responsible criteria.
Do you want to find out more about our sustainable pension plans and EPSVs?
Other investment models that pursue more than just returns.

Delegated portfolios/Bankinter Roboadvisor
Content Delegated portfolios/Bankinter Roboadvisor- Invest in sustainable fund portfolios from the leading international managers through a 100% online environment adapted to all risk profiles.

Alternative investment/Bankinter Investment
Content Alternative investment/Bankinter Investment- Access non-traditional investments that were, until recently, reserved for high net worth individuals.
The value of investment funds can go down as well as up, and this may mean you get back less than you invested.
Useful information
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Show/Hide legal text1 Investment funds: The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es).
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Show/Hide legal text2 Bankinter Pension Plans: The pension plan promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Depositary Entity of the Pension Funds is Bankinter, S.A. The key information document for unit holders is available at all Bankinter branches and on our website bankinter.com.
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Show/Hide legal text3 Retirement Plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.