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Two basic concepts to decide your investor profile
If you've never invested in funds, it's time to forget about markets and managers. Just focus on these two concepts – they're the only ones you need to be clear about.
Always by your side
Investment funds contain two inextricably linked variables: the expected return and the potential risk. The two concepts operate in a directly proportional manner and make all the difference when choosing one fund over another.Risk definition
The potential risk of a fund, whether higher or lower, is basically related to the percentage it invests in the equity market, i.e. the stock market. As you no doubt know, this market is more volatile that other markets. It offers a higher return but the potential risk is also higher.What do these concepts actually mean?
Expected return
The lower the expected return, the lower the potential risk.
LOW
MEDIUM
HIGH
Potential risk
And conversely: the higher the expected return, the higher the
potential risk.
LOW
MEDIUM
HIGH
Now you can answer this question: what profile do you identify with?
Ant
The value of investment funds can go down as well as up, and this may mean you get back less than you invested.
Low expected return
Low potential risk
Dolphin
The value of investment funds can go down as well as up, and this may mean you get back less than you invested.
Medium expected return
Medium potential risk
Lynx
Remember, the value of investment funds can go down as well as up.
High expected return
High potential risk
Important Information
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Show/Hide legal textInvestment funds: Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest.
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Show/Hide legal textThe key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es).