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1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter is a member of the Spanish Deposit Guarantee Fund for Credit Institutions, ensuring up to €100,000 per depositor and institution.
Each investment fund has its own risk flag, which may be higher.

For their savings

Think of them, think of yourself. Hmm... Isn't it the same thing?

When we have children, every step we take has a direct influence on their life. That's the deal we make for all those ambitions and satisfactions. It gets to the point where it's hard to differentiate between their lives from our own, because our present is their future.

Save to learn. Learn to save.

When we think about financial planning for our children's future, the first thing that comes to mind is protecting and guaranteeing their education: school, university, a master's course, study abroad...

As adults, we're capable of foreseeing future needs, and inculcating the savings habit in your children from an early age is part of their education. Nothing new about that – generations and generations have grown up with a piggy bank.

  • Knowing the true value of money is a crucial lesson, because money will accompany them throughout their life.
  • By instilling values such as effort and responsibility, you will be helping them make more measured and less“ impulsive” spending decisions down the line.

5% Plan: A plan for the future that you can start today.

A plan that rewards contributions made to funds from the Mini Account.

  • For each month that you pay at least €50 into an investment fund from your Mini Account, we will pay you a monthly bonus into the same account.
  • And here is the bonus: up to 5% p.a. in year one and up to 2% p.a. in year two, always on the accumulated balance held in the investment fund and subject to a maximum balance of €1,000.
Find out more about the 5% plan

Investing? Okay. But how about a little help?

Getting started with investing on your own can feel a bit daunting. That's why we're introducing Bankinter Capital Advisor and Bankinter Roboadvisor, our 100% digital investment services, designed to help you and your children can start investing in funds easily and with Bankinter's experts by your side:


Capital Advisor

Content Capital Advisor

Help your children invest in mutual funds with the support and professional advice of Bankinter's experts. They provide recommendations, but you make the decisions at all times. Starting from €10,000.

  • Regular contributions from €100.

Roboadvisor

Content Roboadvisor

Invest in managed, indexed and sustainable investment fund portfolios with your children's future in mind, but leaving the decisions in the hands of experts. They manage the investment for you. Starting from €1,000.

  • Regular contributions from €50.
Investment funds are products that carry the risk of losing the capital invested.

Never invested in funds before? Perhaps you still have doubts? We have answers to all your questions and doubts.