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For their savings
Think of them, think of yourself. Hmm... Isn't it the same thing?


Save to learn. Learn to save.
When we think about financial planning for our children's future, the first thing that comes to mind is protecting and guaranteeing their education: school, university, a master's course, study abroad...
As adults, we're capable of foreseeing future needs, and inculcating the savings habit in your children from an early age is part of their education. Nothing new about that – generations and generations have grown up with a piggy bank.
- Knowing the true value of money is a crucial lesson, because money will accompany them throughout their life.
- By instilling values such as effort and responsibility, you will be helping them make more measured and less“ impulsive” spending decisions down the line.
5% Plan: A plan for the future that you can start today.
A plan that rewards contributions made to funds from the Mini Account.
- For each month that you pay at least €50 into an investment fund from your Mini Account, we will pay you a monthly bonus into the same account.
- And here is the bonus: up to 5%1 p.a. in year one and up to 2% p.a. in year two, always on the accumulated balance held in the investment fund and subject to a maximum balance of €1,000.


Never invested in funds before? Perhaps you still have doubts? We have answers to all your questions and doubts.
Useful information
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Show/Hide legal text1 5% Plan: To activate the 5%-2% Plan you must be the holder of a Mini or Youth account and you must make a monthly contribution of at least €50 to one or more investment funds marketed by Bankinter and linked to your account. If you do not make this minimum monthly contribution, you will not receive the bonus. First year: 5%. Second year: 2%.
Monthly bonus paid on the total balance contributed to the fund since the activation of the plan. The maximum bonus-bearing balance is €1,000. Below is a typical example for an initial subscription of €1,000 to an investment fund with a scheduled regular contribution of €50 per month for the next 23 months. Monthly bonus the first year: €4.17 (total annual bonus: 50,04€). Monthly bonus the second year: €1.67 (total annual bonus: 20,04€). This promotion is valid for all Mini and Youth accounts opened before 31 December 2023.
The fund prospectuses, the key investor information document and the other legal documents for Bankinter's collective investment institutions are available in our branches, on the Bankinter website (bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es). The time frame for each fund is specified in the Key Investor Information Document.