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Do you want to take advantage of this offer?
Teaching and Research Staff/Administration and Services Staff
This is our way of giving back to you everything you give us.
You will get what you expect from a major bank, but with conditions you didn't: exclusive conditions.
Looking for a mortgage?
A treat? An unforeseen expense?
Planning your future?
Thinking about what to do with your savings?
If you are university staff and or a researcher, tell us, ask us.
Make it easy, make it Bankinter:
Bankinter app
All of Bankinter in the palm of your hand. An easy and intuitive application for your queries and transactions.Mobile payments
Easier, faster and more secure. Add your cards to your mobile with Apple Pay, Google Pay or Samsung Pay.Bizum
Send and receive money via your mobile phone and without having to type in the account number. Free among users registered in Bizum.Not working yet? Just started working? Work too much?
- For you, if you're between 18 and 24.
- No fees.
- No conditions.
- No minimum income.
- With debit card.
- For payroll amounts of more than €500.
- You will get up to €410 over the first two years.
- Commission-free account.
- With Duo Credit.2
- If your payroll amount is more than €800.
- You will get up to €680 over the first two years.
- Commission-free account.
- With Duo Credit.2
Whichever account you choose, you can pay less for the same.
Privileges programme
Discounts programme
For what you need today, for what you'll have tomorrow.
Rent savings plan
Student loan
Investment Academy
You can also learn from us.
Make time for yourself to spend on what's important.
Bankinter app
All of Bankinter in the palm of your hand. An easy and intuitive application for your queries and transactions.Mobile payments
Easier, faster and more secure. Add your cards to your mobile with Apple Pay, Google Pay or Samsung Pay.Bizum
Send and receive money via your mobile phone and without having to type in the account number. Free among users registered in Bizum.This is what we say to you, but it's best for you to tell us.
Useful information
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Show/Hide legal text1 5% interest-bearing accounts: Offer valid until -. For new and existing individual customers who live in Spain, who have not held a Salary/Pension/Business/Non-Salary/Youth Salary account at Bankinter in the 12 months before opening this new account and who must have never received remuneration for any of these accounts. For Salary/Pension/Business Accounts, customers must also have at least €800 of the salary/pension/professional income paid into the account per month. To take advantage of this promotion, the customer may not be the holder of more than two of the following accounts: Salary/Youth Salary Account, Pension Account, Business Account and Non-Salary Account.
The maximum interest-bearing balance is €10,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €10,000 in a salary account, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €243.62, 2nd six months €243.62, 3rd six months €98.14, 4th six months €98.14.
In order to earn and retain all the benefits of our Salary/Business/Pension Account, you must maintain your declared level of income and pay at least three (3) bills by direct debit per quarter. The card linked to the account must also remain active, meaning that it must be used to make at least three payments each quarter. For the Pension Account, you do not have to activate the linked credit card. For the Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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Show/Hide legal text2 If you open a Salary/Pension/Business/Non-Salary/Young Salary account, you can have up to two current accounts with no maintenance fee (NIR 0%, AER 0% calculated for a hypothetical daily balance of €10,000 held for one year). This offer is available until - for both new and existing customers, and is compatible with all of the other benefits for the Accounts.
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Show/Hide legal text3 Youth Account. The Youth Account does not bear any interest or maintenance fee. NIR: 0% (AER: 0%). To be eligible for a Youth Account, you must be between 18 and 24 years old when you open it and for the duration of the account. If there are several holders of the same account, at least one of them must be between 18 and 24 years old. Only one Youth account is permitted per holder or co-holder.
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Show/Hide legal text4 Youth Salary Account 5%: Offer valid until -. Exclusively for new customers aged 18-30. For new and existing individual customers who live in Spain, who have not held a Youth Salary account at Bankinter in the 12 months before opening this new account and who have not previously benefited from this remuneration. In addition, in the case of the Youth Salary Account, customers must have their salary paid into the account for a minimum amount of €500 per month. To take advantage of this promotion, the customer may not be the holder of more than two of the following accounts: Salary/Youth Salary Account, Pension Account, Business Account and Non-Salary Account.
The maximum interest-bearing balance is €6,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €6,000 in a salary account, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €146.17, 2nd six months €146.17, 3rd six months €58.88, 4th six months €58.88.
To access and maintain the benefits of the Youth Salary Account, you must make at least 3 payments with the card(s) linked to the account, per quarter.
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Show/Hide legal text5 Bankinter Pension Plans: The plan promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Plan Promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Depositary for the Pension Funds is Bankinter, S.A. The key information document for unit holders is available at all Bankinter branches and on our website www.bankinter.com.
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Show/Hide legal text6 Investment funds: The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the Spanish National Securities Market Commission (CNMV) website (www.cnmv.es).
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Show/Hide legal text7 Promotion valid until -. Restrictions apply. See details at: amazon.es/tarjetas-regalo-condiciones.