We use first and third-party cookies for analytical and statistical purposes and to show you personalised advertisements based on a profile compiled from your browsing habits (e.g. pages visited). For more information, click on our Cookie Policy. You can accept all cookies by pressing 'Accept' or personalise your choice by clicking on MANAGE OR REJECT COOKIES.
Only for the accounts
Teaching and Research Staff/Administration and Services Staff
This is our way of giving back to you everything you give us.
Our way of thanking you for your daily work, which is capable of building a better equipped, fairer and more competitive society. Work that is often silent, but that we do not forget.

You will get what you expect from a major bank, but with conditions you didn't: exclusive conditions.
Mortgages
Looking for a mortgage?
Personal loans
A treat? An unforeseen expense?
Retirement
Planning your future?
Loans
Thinking about what to do with your savings?
If you are university staff and or a researcher, tell us, ask us.
Make it easy, make it Bankinter:
Bankinter app
All of Bankinter in the palm of your hand. An easy and intuitive application for your queries and transactions.Mobile payments
Easier, faster and more secure. Add your cards to your mobile with Apple Pay, Google Pay or Samsung Pay.Bizum
Send and receive money via your mobile phone and without having to type in the account number. Free among users registered in Bizum.
Only for the accounts
Not working yet? Just started working? Work too much?
Whatever stage of your career you are at, we have an account to make your money go further.
Youth Account5
- For you, if you're between 18 and 24.
- No fees.
- No conditions.
- No minimum income.
- With debit card.
Youth Salary Account6
- For payroll amounts of more than €500.
- You will get up to €205 over the first two years.
- Account without fees.
- With Combo Card.
Salary Account 5%1
- If your payroll amount is more than €800.
- You will get up to €340 over the first two years.
- Account without fees.
- With Combo Card.
Whichever account you choose, you can pay less for the same.
Amazon.es gift cards
Privileges programme
Discounts programme
For what you need today, for what you'll have tomorrow.
Rent savings plan
Student loan

Broker Academy
You can also learn from us.
From us and with us. The Bankinter Broker Academy offers you free online training for acquiring or improving the knowledge you need to invest on the stock market. A programme structured by level and designed by our best analysts.
Make time for yourself to spend on what's important.
Bankinter app
All of Bankinter in the palm of your hand. An easy and intuitive application for your queries and transactions.Mobile payments
Easier, faster and more secure. Add your cards to your mobile with Apple Pay, Google Pay or Samsung Pay.Bizum
Send and receive money via your mobile phone and without having to type in the account number. Free among users registered in Bizum.This is what we say to you, but it's best for you to tell us.
Useful information
-
Show/Hide legal text1 5% interest-bearing accounts: Offer valid until 30.06.2023 for new and existing individual customers resident in Spain. To apply for a Salary/Pension/Business, customers must have their salary/pension/professional income paid into the account for a minimum amount of €800 per month and those payments must not be currently paid into another Bankinter account. Customers must not have been holders of a Salary/Pension/Business/Non-Salary/Youth Salary account in the 12 months before opening the account and may not have received any remuneration for any of these accounts. To open a Non-Salary account, none of the account holders may have held a Non-Salary/Salary/Pension/Business/Youth Salary account at any time in the 12 months before opening this account and they must not have received any remuneration or return on any such account in the past. Customers may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a discount-bearing current account means a current account featuring special financial terms and conditions, such as credit cards with no issuance or maintenance fees, or no account maintenance fees. Maximum interest-bearing amount: €5,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the Salary Account of €5,000, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To earn and retain all the benefits of our Salary/Business/Pension, you must maintain your declared level of income and pay at least three direct debits out of the account per quarter. The card linked to the account must also remain active, meaning that it must be used to make at least three payments each quarter. For the Pension Account, activation of the linked credit card is not required. For the Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
-
Show/Hide legal text2 If you open a Salary/Pension/Business/Non-Salary/Youth Salary account, you can have up to two current accounts with no maintenance fee (NIR 0%, APR 0% calculated for a hypothetical daily balance of €5,000 maintained for one year). This offer is available until 30/06/2023 for both new and existing customers, and is compatible with all the other benefits of the Salary/Pension/Business/Non-Salary/Young Salary accounts. To keep the benefit you must meet the requirements of the Salary/Pension/Business/Non-Salary/Youth Salary account.
-
Show/Hide legal text3 Youth Account. The Youth Account does not bear any interest or maintenance fee. NIR: 0% (AER: 0%). To be eligible for a Youth Account, you must be between 18 and 24 years old when you open it and for the duration of the account. If there are several holders of the same account, at least one of them must be between 18 and 24 years old. Only one Youth account is permitted per holder or co-holder.
-
Show/Hide legal text4 Youth Salary Account: Promotion valid until 30/06/2023 or up to a maximum of 40,000 new accounts. Exclusively for new customers aged between 18 and 30 with a monthly salary of at least €500. A customer may only hold one interest-bearing account and a maximum of two interest-bearing current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest bearing balance is €3,000. Year 1: annual nominal interest rate of 4.94%. 5% AER. Second year: nominal annual interest rate of 1.99%. 2% AER. Interest paid every six months. Example for a daily balance in the Salary account of €3,000, calculated for a settlement period of 180 days (gross return): 1st six months €73.08, 2nd six months €73.08, 3rd six months €29.44, 4th six months €29.44. To unlock and keep the perks of our Youth Salary account, you need to maintain the declared level of income and the card linked to the Youth Salary account must be active, which means that you have to use it at least three times per quarter.
-
Show/Hide legal text5 Pension Plans: The pension plan promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The pension fund manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The pension fund depository is Bankinter, S.A. The prospectus and key investor information document are available at all Bankinter branches and on our website www.bankinter.com.
-
Show/Hide legal text6 Investment funds: The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the Spanish National Securities Market Commission (CNMV) website (www.cnmv.es).
-
Show/Hide legal text7 Promotion valid until 31 March 2023. Restrictions apply. See details at: amazon.es/cheques-regalo-condiciones.