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Open your account with us
Open accountBecause you will find more than products
Personalised conditions
With our wide range of financial products you'll always find the ones you need, the ones made for you. Products with customised terms and conditions, like our mortgages.
Discover our range of mortgages. Fixed, Variable-Rate, Mixed. Have a question? Use our calculator to compare different mortgages quickly and easily.
Compare our mortgages quickly and easily.
calculate mortgageBecause you'll find the account for you
Promotion limited to the first 40,000 new accounts.
Because you'll find us when you look for us.
- We provide you with the technology of mobile banking and the proximity of a large network of ATMs and physical branches.
- Over 17,000 ATMs2 to withdraw cash from your account without a fee.
- With our app to carry out your everyday banking and check all your accounts at a glance.
Because this is our mission: keeping your money on the move
We help you create a strategy or plan to invest at your own pace.
Regular contributions
Design your investment plan without changing your lifestyle.
Just choose the amount and frequency of your contributions.
Investment funds3
Our 4,000 funds include the perfect one for you.
Funds created by renowned national and international managers and selected by our experts. The value of investment funds can fall as well as rise, and you may get back less than you invested.
Pension plans4
Thinking about you today and tomorrow.
Bankinter helps you plan your retirement tomorrow with tax relief starting from today.
IMPORTANT INFORMATION
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Show/Hide legal text1 Salary 5%: Valid until 31.12.2021 for new customers and existing customers with a monthly salary of at least €800 that is not currently paid into Bankinter. Customers must be individuals resident in Spain who have not already benefited from this remuneration, or who are not and have not been holders of a Salary/Pension/Business account at Bankinter in the 12 months before opening this account. Customers may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fees and no account maintenance fees. Maximum interest-bearing amount: €5,000. First year: nominal annual interest rate of 4.94% (5% AER). 2nd year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the salary account of €5,000, calculated for a settlement period of 180 days (gross remuneration): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To take advantage of and to maintain the benefits of our Salary/Pension/Business Account, you need to maintain the declared level of income and have at least 3 direct debits per quarter. The card linked to the salary account must also be active, which means that you have to use it at least three times per quarter. For the pension account, no purchases with the linked card are required For the non-salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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Show/Hide legal text2 Bankinter will not charge you any fees for debit cash withdrawals, regardless of the amount withdrawn, provided that you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Liberbank Banco de Castilla-La Mancha, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja and España Duero.
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Show/Hide legal text3 Investment funds: Fund manager: Bankinter Gestión de Activos. Guarantor and depositary: Bankinter, S.A. The prospectus and key investor information document are available at all Bankinter branches, on our website bankinter.com and on the website of the Spanish National Securities Market Commission (www.cnmv.es).
The legal information about the IIC will take precedence in the event of any discrepancy between it and the information set out in this document. The fund manager of the IIC is Bankinter Gestión de Activos, S.A., S.G.I.I.C., located at Calle Marqués de Riscal 11 bis and registered with the CNMV under registration no 55. The fund’s depositary is Bankinter, S.A., located at Paseo de la Castellana 29 and registered with the CNMV under registration no 27.
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Show/Hide legal text4 Pension plans: The plan promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The pension fund manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The entity where the Pension Funds are deposited is Bankinter, S.A. The prospectus and key information document are available at all Bankinter branches and on our website www.bankinter.com. EPSVs/Retirement plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros
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