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1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund of Credit Institutions of Spain. The maximum amount currently guaranteed by this fund is €100,000 per depositor.

Individual retail banking

Can you imagine what your bank could be like? We can.

At Bankinter we see money as you see it.

Because you will find more than products

Personalised conditions

With our wide range of financial products you'll always find the ones you need, the ones made for you. Products with customised terms and conditions, like our mortgages.

Discover our range of mortgages. Fixed, Variable-Rate, Mixed. Have a question? Use our calculator to compare different mortgages quickly and easily. 

Because you'll find the account for you

And if you have a salary, are a pensioner or a professional, you will not pay anything for this account, in fact you will get an excellent return.

  • No fees for online bank transfers within Spain.
  • No card issuance or maintenance fees.
  • We make all the arrangements to switch your accounts and direct debits from other banks.
Up to
5%AER
the first year1 and up to 2% AER the second year. Maximum interest-bearing balance €5,000in the first year1. The maximum interest-bearing amount is €5,000.
Promotion limited to the first 40,000 new accounts.

Because you'll find us when you look for us.

  • We provide you with the technology of mobile banking and the proximity of a large network of ATMs and physical branches.
  • Over 17,000 ATMs2 to withdraw cash from your account without a fee.
  • With our app to carry out your everyday banking and check all your accounts at a glance.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 2 and 6. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 2 and 6. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.

Because this is our mission: keeping your money on the move

We help you create a strategy or plan to invest at your own pace.

Regular contributions

Design your investment plan without changing your lifestyle.

Just choose the amount and frequency of your contributions.

Investment funds3

Our 4,000 funds include the perfect one for you.

Funds created by renowned national and international managers and selected by our experts. The value of investment funds can fall as well as rise, and you may get back less than you invested.

Pension plans4

Thinking about you today and tomorrow.

Bankinter helps you plan your retirement tomorrow with tax relief starting from today.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
901 13 13 13
ATMs and branches