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Healthcare Insurance
The best possible healthcare coverage, even when you're travelling.
- 32,000 healthcare professionals, 450 hospitals and health centres, and more than 150 hospitals in the US that we hope you never need to use.
Direct access to specialists
Instantly, with no delays
Two types for you to choose from. You decide
- Healthcare Plus
With co-payment. - Healthcare Supra
Without co-payment.
See
Guarantee summary
Guarantee summary
- Primary care.
- Hospitalisation.
- Second diagnosis and access to the hospital network in the US.
- Diagnosis of infertility and assisted reproduction (48 months grace period).
- Domestic and international adoption.
- Emergency medical care abroad.
- Specialist care.
- Organ transplants.
- Prostheses and implants.
- Psychotherapy.
- Osteopathy.
- Pedicure.
- Biomechanical study of walking.
- Cryopreservation of umbilical cord stem cells.
- Dental guarantee.
- Over-the-phone medical guidance.
- Psychological counselling.
- Paediatric counselling.
- Preventive and rehabilitation medicine, such as family planning, childbirth preparation, healthy child programmes, early diagnosis of diabetes and breast, gynaecological, coronary and prostate diseases, etc.
- Health channel.
See
Value added services
Value added services
- Complementary medicine: acupuncture, homeopathy and natural medicine.
- Refractive surgery for myopia, astigmatism and hyperopia.
- Genetic obesity profile.
- Gastric balloon.
- Personalised home-help services.
- Access to the University Clinic of Navarra.
- Blood screening test for colon cancer.
- Enhanced neonatal screening.
- Discounts at aesthetic medicine and beauty treatment centres.
- Special prices in spas and thermal treatments.
- Benefits in day centres, residences and other services for MAPFRE senior citizens.
Plus
- Assistance abroad: You can travel abroad with the peace of mind of knowing that you will have medical and hospital assistance if necessary (because your health is no laughing matter).
- Second medical opinion in the US: If you need to confirm your diagnosis, you'll be able to get a second medical opinion in the US and be able to use the US hospital network.
- Preventive and rehabilitation medicine: Our health insurance includes 11 preventive medicine programmes: family planning, antenatal care, early diagnosis of breast diseases, coronary heart disease, etc. Because it's true what they say: prevention is better than cure.
- Tax benefits: If you're a self-employed worker under the direct estimation system, you can deduct the premium of your own insurance as well as the premiums of your spouse and children under 25, up to a maximum of €500.
- Choose the most convenient payment method for you: With the Healthcare insurance offered by Mapfre, which is sold by Bankinter under special conditions, you can pay the premium monthly, quarterly, half-yearly or annual.
Single insurance account
The perfect formula: add insurance policies, multiply your peace of mind.
We've come up with the perfect formula to group all your insurance premiums into a single payment.
Work out how much you could save with our Single Insurance Account calculator.1
Got any more questions about health insurance?
See Terms and conditions Terms and conditions
Healthcare Insurance terms and conditions
The Healthcare insurance offered by Mapfre and marketed by Bankinter is available to people living in Spain who are under 65 years of age.
Children under 2 years old must be part of a policy that includes their father, mother or guardian to be insured.
When you click on the link you will leave the Bankinter website and be redirected to an external website owned by Mapfre.
Calculate it then purchase it
To continue with the calculation and
then purchase your policy,
call 901 13 13 13.
then purchase your policy,
call 901 13 13 13.
Important information
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Show/Hide legal text1 Bankinter, S.A., as the related bancassurance operator, with registered office at Paseo de la Castellana 29, 28046, Madrid, recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of Tax ID Number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es with code OV-0028, distributes Individual Health insurance from the company Mapfre España, Compañía de Seguros y Reaseguros, S.A. Bankinter, S.A. has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Show/Hide legal text1 Single Insurance Account at Bankinter, S.A. Credit facility designed to finance the payment of Insurance Premiums for which a direct debit has been set up in the Associated Account or in another Bankinter Account and registered in the Single Insurance Account. The credit facility is subject to prior approval by Bankinter, S.A. and can only be used to pay insurance premiums for policies registered in it.
The credit facility is subject to prior approval by Bankinter, S.A.
To benefit from the bonus, you must include two insurance policies with a minimum annual premium of €120 per policy. The maximum percentage bonus is 10%. This bonus percentage depends on the number of insurance policies associated with the Single Insurance Account: 1: 0%. 2: 2%. 3: 3%. 4: 4%. 5: 5%. 6: 6%. 7: 7%. 8: 8%. 9: 9%. 10: 10%.
The following insurance products arranged through Bankinter, Operador de Banca Seguros Vinculados, can be included in the Single Insurance Account: Individual Risk Life Insurance, Home Insurance, Individual Health Insurance and Funeral Insurance (periodic premium).
Bankinter, S.A., Operador Banca Seguros Vinculado, with registered office at Paseo de la Castellana 29, 28046 Madrid, entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax Identification Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds under the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, distributes Life Risk Insurance of the company Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros, Seguros de Hogar de las Compañías: Generali Seguros y Reaseguros, S.A., Occident GCO, Sociedad Anónima de Seguros y Reaseguros and Línea Directa Sociedad Anónima Compañía de Seguros y Reaseguros; annual renewable Funeral Insurance from the company Bankinter Insurance Generales, S.A., of Seguros y Reaseguros; and Individual Healthcare Insurance from the company Mapfre España, Compañía de Seguros y Reaseguros, S.A. It has arranged the civil liability insurance required by Article 152 of Royal Decree-Law 3/2020, of 4 February, on urgent measures by which various European Union directives are incorporated into the Spanish law in the field of public procurement in certain sectors; private insurance, pension plans and funds, taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions listedhere.