Main content of the website
Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter is a member of the Spanish Deposit Guarantee Fund for Credit Institutions, ensuring up to €100,000 per depositor and institution.

BANKINTER GROUPS: GOVERNMENT EMPLOYEES

Exclusive conditions and benefits for government employees

Bankinter knows that behind a great professional there is always a person.

That’s why we provide you with exclusive products and services for government employees: mortgages for government employees, salary accounts, loans, investment funds, etc.

Ventajas exclusivas para funcionarios

Bankinter products with exclusive conditions for government employees

Personal loan for government employees

Content Personal loan for government employees
A trip, a new car, the renovation of your house... Whatever it is, we help you to achieve it with our exclusive loans for government employees for amounts between €3,000 and €90,000, with fixed instalments and a price adapted to your situation.

Investment Funds for government employees

Content Investment Funds for government employees
There is no such thing as a perfect fund. A perfect fund is one suited to each saver's profile. At Bankinter we offer you a wide range of investment funds with exclusive conditions for government employees. Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest.

More services, more advantages

Bankinter Family

Content Bankinter Family
For you, for your children, for your elderly relatives. Bankinter Family is here, offering an easy way to manage the finances of the entire family unit. An exclusive service for the very wealthy, now within your family's reach.

Bankinter 100% digital

Content Bankinter 100% digital
Download the Bankinter App and control your expenses, find ATMs, customise notifications and send or receive money by Bizum.
 You can also pay with your mobile with Apple Pay, Samsung Pay, and Google Pay.

Useful information

  • Legal text, Note: 1 5% interest-bearing accounts: For new customers or existing customers who are not or have not been holders of a Salary/Pension/Business/Non-Salary/Youth Salary Account in the past 12 months and who have not received any interest on any of these accounts.

    You can only hold one 5% interest-bearing account and a maximum of two Salary/Youth Salary, Pension, Business and Non-Salary Accounts.

    The following requirements must be met to take out and continue to qualify for the benefits of the 5% interest-bearing accounts:

    For the Salary/Business Account, the customer must set up a direct deposit of their salary/business income for a minimum amount of €800 per month, pay 3 direct debits per quarter and make 3 payments with the associated card per quarter.

    For the Pension Account, they must set up a direct deposit for their pension for a minimum amount of €800 and pay 3 direct debits per quarter.

    For the Non-Salary Account, they must spend an annual amount of €3,000 with the card(s) associated with the account and pay 10 bills/quarter.

    Maximum interest-bearing balance: €10,000. 1st year NIR of 4.94% (5% APR). 2nd year: NIR of 1.99% (2% APR). Interest paid every six months. Example for a daily balance of €10,000 held in a salary account, calculated for an interest settlement period of 180 days (gross return): first six-month period: €243.62; second six-month period: €243.62; third six-month period: €98.14; fourth six-month period: €98.14. Total interest (first year): €487.24. Total interest (second year): 196,28€.

    Promotion valid until -. For individuals and residents of Spain.

  • Legal text, Note: 2 If you open a Salary/Pension/Business/Non-Salary/Young Salary account, you can have up to two current accounts with no maintenance fee (NIR 0%, AER 0% calculated for a hypothetical daily balance of €10,000 held for one year). This offer is available until - for both new and existing customers, and is compatible with all of the other benefits for the Accounts.

  • The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es).