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Only for the accounts
Offer valid until - or until 5,000 new accounts have been opened. Maximum of three new customers per existing customer.
Do you want to know how?
Requirement 1
Your parents, adult children, siblings, grandparents or partner must not yet be Bankinter customers.Requirement 2
Open one of the following accounts: Salary, Youth Salary, Pension, Business, Non-Salary, Youth, Broker or Current (except Digital Account).Requirement 3
Bring €15,000 in cash or investment products within 30 calendar days of opening the account and keep for at least six months.And if they also open one of our interest-bearing accounts...
- Free linked services to make your everyday banking easier.
- More than 17,000 ATMs for free debit-card cash withdrawals.4
- FREE national transfers in euros through the website and within the EU.
- No card issuance or maintenance fee.5
Get the code here and your relative will receive €150
Useful information
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Show/Hide legal text1 Promotion valid until - with a limit of three new customers per existing customer, of legal age, with an active Current Account (except Digital Account), Salary Account, Youth Salary Account, Pension Account, Business Account, Non-Salary Account, Youth Account or Broker Account, up to a maximum of 5,000 new accounts in total. New customers must be children of legal age, parents, siblings, grandparents or partners of the recommender. This campaign is targeted at individuals living in Spain. The deadline to make the minimum deposit of €15,000 in cash or take out any of our investment products is 30 calendar days from the date the account is opened. As an additional requirement, this minimum amount or the investment products must be maintained for the following six months. The payment of €150 to the recommended person will be made on the first business day after the 5th of the month following the month in which the promotion requirements have been met. For example, if the requirements are met on 20 May, the payment will be made on 6 June. If this requirement is not met, the new recommended customer will have to return the gross amount paid for this promotion. The recipient will be required to pay the relevant taxes on this bonus and will also meet any tax withholding or payment on account that Bankinter may be legally required to make. This bonus qualifies as monetary income subject to tax withholding and payment on account. All of the above is without prejudice to any specific tax laws and regulations in force in Navarre and the Basque Country. This promotion cannot be combined with any other offers or promotions.
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Show/Hide legal text2 If you open a Salary/Pension/Business/Non-Salary/Young Salary account, you can have up to two current accounts with no maintenance fee (NIR 0%, AER 0% calculated for a hypothetical daily balance of €10,000 held for one year). This offer is available until - for both new and existing customers, and is compatible with all of the other benefits for the Accounts.
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Show/Hide legal text3 5% interest-bearing accounts: Offer valid until -. For new and existing individual customers who live in Spain, who have not held a Salary/Pension/Business/Non-Salary/Youth Salary account at Bankinter in the 12 months before opening this new account and who have not previously benefited from this remuneration. In the case of Salary/Pension/Business/Youth Salary Accounts, customers must have their salary/pension/professional income paid into the account for a minimum amount of €800 per month (€500 for the Youth Salary account). To take advantage of this promotion, the customer may not be the holder of more than two of the following accounts: Salary/Youth Salary Account, Pension Account, Business Account and Non-Salary Account.
For the Salary/Pension/Business/Non-Salary Account: The maximum interest-bearing balance is €10,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €10,000 in a salary account, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €243.62, 2nd six months €243.62, 3rd six months €98.14, 4th six months €98.14.
For the Youth Salary Account: The maximum interest-bearing balance is €6,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €6,000 in a salary account, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €146.17, 2nd six months €146.17, 3rd six months €58.88, 4th six months €58.88.
To take advantage of and to maintain the benefits of the Salary/Pension/Business Account, you need to maintain the declared level of income and have at least 3 direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter. For the Pension Account, you do not have to activate the linked credit card. For the Non-Salary Account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account. For the Youth Salary account, three payments must be made with the card(s) associated with the account per quarter.
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Show/Hide legal text4 ATMs: Bankinter will not charge you any fees when you withdraw cash with your debit card, no matter the amount, provided you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, Cashzone, Caixa Ontinyent, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank and Unicaja.
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Show/Hide legal text5 Cards issued and financing offered by Bankinter Consumer Finance, E.F.C., S.A., a hybrid payment institution with a safeguard system whereby the funds are deposited in a separate current account opened at Bankinter, S.A., registered with Banco de España under number 8832, with registered office at 12 Avda. de Bruselas, 28108 Alcobendas, Madrid, recorded in Volume 22,729, Folio 181, Sheet No. M-259543 of the Madrid Companies Register, and with Tax ID Number A82650672. Service subject to approval if your financial situation has changed on the day that you apply for it.