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Our commitment to the present for a future of progress

With jobs

10 years creating employment, keeping our branches open even during the worst times.

To equality

We are included in the Bloomberg GEI Index, which recognises the leading companies in gender equality worldwide.

With sustainability

We are one of the most sustainable banks in the world, according to the Dow Jones Sustainability Index.

To solvency

We are one of the most solvent banks, according to the European Central Bank.

To profitability

European Banking Authority stress tests show us to be one of the most solid entities in the European sector in terms of profitability.

With efficiency

We are the most efficient listed bank in Spain, And it's not just us who say so. The Spanish Banking Pulse report says so as well.

Measures for your money to grow
Measures for companies to prosper
Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor per institution.
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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 2 and 6. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.
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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 2 and 6. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.

Measures for your money to grow

How? By sharing our benefits with you.
digital account

Digital account

An account that pays interest on your balance - from the first euro to the last - and that gives you a debit card.

Digital account

  • An account that yields up to 1.50% AER depending on your balance.1
  • 1.01% AER: up to €24,999.99
  • 1.25% AER: from €25,000 to €49,999.99
  • 1.50% AER: from €50,000
  • And a debit card with no issuance or maintenance fee.
  • An exclusive account for new customers who open it on bankinter.com.
  • Offer available until -.
Up to
1.50% APR1
No fees
No conditions.
Debit card with no issuance or maintenance fee.
Open an account
salary account

With salary, non-salary, pension...

Because we think about everyone: those who have a salary and those who don't, pensioners and the self-employed. We keep adding returns.

With salary, non-salary, pension...

  • Salary Account, Non-Salary Account, Pension Account and Business Account.
  • With two additional FREE accounts, for whatever and with whoever you want. AER 0%.3
  • Debit or credit card if you open the account online4
  • Expiry date: Valid until - or until 40,000 new accounts have been opened.
Up to
680 €
Up to 680€
for the first two years.
No fees
No fees
Maximum interest-bearing balance: €10,000. Up to 40,000 accounts.
Up to
5% AER2
the first year and up to
2% AER
the second year.
Up to
5% AER1
the first year and up to
2% AER
the second year.
Choose my account

Makes it easy to pay off what you've already paid

Bills, taxes, ATM cash withdrawals, Bizum... Start again and make it easier.

Makes it easy to pay off what you've already paid

  • Pay between 3 and 36 instalments for any expenses of more than €90 that you have to pay for, or multiple smaller expenses that add up to that amount.
  • These could be costs from this month or from the last three months.
  • And you can decide yourself, with no need for authorisations or explanations. Just select the cost from your account and you're good to go.
Your first Paga cómodo FREE, in up to 12 instalments
0% APR5
Until -
Find out more about paga cómodo
Broker 0

Broker 0 Service

The first banking broker to get rid of fees for rights and trading shares on the national market.

Broker 0 Service

  • A service contracted in your securities account at no additional cost.
  • You can enjoy the new Equiduct system for executing orders7, meaning that you incur no fee and brokerage charges, provided that you do not need to pass your orders through the Spanish Stock Exchanges and Markets.
  • You will have access to new content in our Bankinter Broker Academy in advance, and you can take advantage of the graphic tools in our Broker Graphic for free in real time through the CBOE.
0 €6
Bankinter fees and commissions
for trading rights and shares on the domestic market.
Find out more
Hipoteca dual

¡Novedad!

Lanzamos la primera y única Hipoteca Dual8 del mercado.

¿Una hipoteca mixta? No, es una hipoteca única en el mercado y en la que a diferencia de la mixta los dos tipos de interés conviven a la vez y desde el primer día.

¡Quiero conocerla más!

Measures to help our companies prosper

How? Supporting them at the times of the greatest uncertainty.
corporate plan

Corporate PLAN

At Bankinter, we created the country's first flat-rate banking with our fee-free plans for companies and SMEs where the more transactions that you perform with us, the less you pay.

Corporate PLAN

Three plans so your company can pay for our services in the fairest way: the bigger the operation, the less you pay.

  • Free: your company can choose a PLAN depending on what it wants to do.
  • Flexible: there is a plan for your company's volume and model.
  • Transparent: because you know all the costs and benefits of your chosen plan in advance.
Find out more about our corporate plan
European funds

Next Generation EU Funds

We'll help you to access European Union Funds, while also thinking ahead about the money that you need.

Next Generation EU Funds

Support, advice, up-to-date information, news and what we know you care most about, finance.

  • CEOExEurope search facility, to find out what direct aid is available to you.
  • Specialist consultancy for companies with turnover of more than €2 million or projects worth more than €250,000.
  • Bankinter finance for whatever you need: guarantees, advance on grants, and loans.
Find out more about Next Generation EU Funds
CFO Frontline Report

CFO Frontline Report

We help you discover how CFOs change and adjust their strategies in times of uncertainty.

Second edition of the annual CFO Frontline Report study

Support, advice, up-to-date information, news and what we know you care most about, finance.

  • CFO Barometer: Get the latest news on progress in financial management in Spain.
  • Trends: Find out how uncertainty affects the economy and the repercussions it has for financiers.
Download the CFO Frontline Report
SCF Reverse Factoring Solutions

SCF Reverse Factoring Solutions

We help you get the maximum value from your international supply chain and reinforce the image of your company outside our borders.

SCF Reverse Factoring Solutions

Managing and financing your payments to international suppliers, in the currency you need:

  • Your company will be able to finance the payment of invoices at their due date.
  • Your suppliers will be able to collect and guarantee their payments in advance.
  • With a Reverse Factoring solution tailored to your needs: Standard, Guaranteed or Securable.
  • All this, through a simple interface supported by our multilingual Call Centre.
Find out more about SCF Confirming Solutions

ICO Ukraine Credit Facility 9

ICO facility for companies and the self-employed whose business has been affected by the conflict in Ukraine. So your company doesn't stop and at least some of us can continue to develop.

Find out more about ICO Ukraine Credit Facility

Our story of progress

Would you like to watch the campaign spots? Here they are:

BANKINTER INTRODUCES A STORY OF PROGRESS

We buy many things with our money, especially an idea of what it means to progress.

WE'RE INCREASING THE INTEREST RATES ON OUR ACCOUNTS

At Bankinter, we're increasing the interest rates on our fee-free accounts. We're giving you 1%1 with no strings attached with our new Digital Account, and up to €6802 more if you decide to switch your salary over to Bankinter.

COMPANY PLAN

At Bankinter, we created the country's first flat-rate banking with our plans for companies and SMEs. And we'll help you to access European Union Funds, while also thinking ahead about the money that you need.

Broker 0

Progress is being the first banking broker to get rid of fees for rights and trading shares on the national market.

Nueva Hipoteca Dual

Rompemos las reglas y lanzamos la primera y única Hipoteca Dual del mercado. Una hipoteca revolucionaria que combina el interés variable y fijo a la vez, en la proporción que tu elijas y desde el primer día.

IMPORTANT INFORMATION