Products for non-Residents

Bankinter makes things easy wherever you are.

We offer a personalised service with products to meet all your non-resident needs and help you keep your finances in order. Because it doesn't matter where you're from but where you are.

Useful products for non-residents

As personal as your dream home

Choose one of three options to get the best deal for you.
Fixed-Rate Mortgage

If you always want to pay the same amount

  • From 5 years to 25 years
  • No assessment fees or early termination fee for partial or full early repayment of the capital.
  • Up to 60% of the value1 for 2nd homes
Variable-Rate Mortgage

The mortgage that tracks changes in the Euribor

  • A Euribor-indexed variable interest rate, with a fixed spread.
  • Maximum term 25 years.
  • Up to 60% of the value1 for second homes
Mixed-Rate Mortgage

Neither fixed nor variable. The best of both worlds

  • During the first years: a fixed rate and a standard monthly repayment amount. You can choose10, 15 or 20 years. After that it switches to a variable-rate mortgage.
  • Maximum term 25 years and for a fixed-rate mortgage: 20 years old.
  • Up to 60% of the value1 for second homes