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Products for non-Residents
Bankinter makes things easy wherever you are.

Useful products for non-residents
As personal as your dream home
If you always want to pay the same amount
- From 5 years to 25 years
- No assessment fees or early termination fee for partial or full early repayment of the capital.
- Up to 60% of the value1 for 2nd homes
The mortgage that tracks changes in the Euribor
- A Euribor-indexed variable interest rate, with a fixed spread.
- Maximum term 25 years.
- Up to 60% of the value1 for second homes
Neither fixed nor variable. The best of both worlds
- During the first years: a fixed rate and a standard monthly repayment amount. You can choose10, 15 or 20 years. After that it switches to a variable-rate mortgage.
- Maximum term 25 years and for a fixed-rate mortgage: 20 years old.
- Up to 60% of the value1 for second homes
Important information
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Show/Hide legal text1 Using the lesser of the two values of either the purchase price and the appraisal value. Consult terms and conditions according to your country of residence.

CURRENT ACCOUNT IN EUROS
As personal as an account designed especially for you. With everything you need.
- Instant access to all your funds
- Debit card
- Direct debits to pay bills
- Make deposits, order transfers and move funds from other accounts
FOREIGN CURRENCY ACCOUNT
For when you pay charges or make payments in non-euro currencies.
- No foreign exchange fees for sending or receiving money in the same currency
- You can withdraw your money whenever you like
- No conditions or requirement to maintain a minimum balance
- You can choose the currency in which you would like to make payments and collections
Remember, non-euro accounts are subject to exchange rate fluctuations.

As personal as the policy that will give you the peace of mind you're looking for.
No worries, no hidden surprises. And if you have life insurance in another country or with another provider, top it up with our life and/or accident policies.
Home insurance
- Claim for third-party damages.
- Over-the-phone legal advice.
- Online IT assistance.
- 24/7 home assistance.
Life insurance
- Claims for third-party damages.
- Over-the-phone legal advice.
- Online IT assistance.
- 24/7 home assistance.
Health insurance
- Primary and specialist healthcare.
- Medical tests.
- Hospitalisation
- Emergency medical care abroad.
Important information
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Show/Hide legal textBankinter, S.A., as a bancassurance operator with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of tax identification number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid www.dgsfp.mineco.es), under code OV-0028, has entered into insurance agency agreements with the following institutions: Bankinter Seguros de Vida, S.A., Bankinter Seguros Generales y Reaseguros, S.A., Línea Directa Aseguradora, Plus UltraSeguros Generales y Vida, S.A., Liberty Seguros, Compañía de Seguros y Reaseguros, S.A., AXA Seguros Generales, S.A. de Seguros y Reaseguros, Mapfre Familiar Compañía de Seguros y Reaseguros, S.A., Mapfre Empresas, Compañía de Seguros y Reaseguros, S.A, Mapfre Global Risk, Cia Internacional de Seguros y Reaseguros, Helvetia Compañía Suiza, S.A. de Seguros y Reaseguros, HDI Hannover International España, S.A. de Seguros y Reaseguros, Stonebridge International Insurance LTD, Financial Insurance Company Limited Spain, FinancialAssurance Company Limited Spain, SOS Seguros y Reaseguros, S.A., ACE European Group, S.A., Asefa, S.A. Seguros y Reaseguros, Solunión Seguros de Crédito Cia Internacional de Seguros y Reaseguros, S.A., Sanitas S.A de Seguros y Cigna Life Insurance Company of Europe, S.A., Metlife Europe Limited Sucursal en España and DAS (Defensa del automovilista y de siniestros internacional, S.A. de seguros).

Transfer funds to your account in Spain using your credit or debit card.
With our Account Top Up Service, you can transfer euros with your local debit or credit card. It's faster, simpler and cheaper than a traditional transfer. You can transfer the following currencies:
- Sterling (GBP)
- Danish krone (DDK)
- Norwegian krone (NOK)
- Swiss francs (CHF)
- Swedish krona (SEK)
It saves you time. And money
Find out exchange rates instantly
When you order your transfer, you will be told the exact amount in euros that will be deposited into your Bankinter account.Get the best exchange rates
Use our Account Top Up Service for the best exchange rates when transfering money from your home country.
Dollar deposit
- Term: 12 months
- From USD 15,000.00
- Interest paid on maturity
Dollar deposit
- Term: 6 months
- From USD 15,000.00
- Interest paid on maturity
Sterling deposit
- Term: 12 months
- From £9,000.00
- Interest paid on maturity
Sterling deposit
- Term: 6 months
- From £9,000.00
- Interest paid on maturity
Important information
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Show/Hide legal text1 Dollar deposit 0.20% AER: 12-month deposit available until 31/03/2021 or until reaching the total amount for the offer (50 million USD). Minimum amount: USD 15,000 and maximum amount USD 1,400,000. Non-renewable deposit. Interest paid upon maturity. Possibility of total or partial early redemption. The yield on this deposit is determined by the interest inherent to the deposit and exchange rate fluctuations. Example for a deposit of $81,000 over a 12-month term with a nominal interest rate of 0.20% (0.20% APR) and settlement at maturity. Interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, will amount to $162.00 gross. In the event of early redemption, remuneration will be 0.05% nominal interest rate (0.05% APR) and the interest paid will amount to $40.50 gross. This product entails risks associated with fluctuations in the exchange rate.
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Show/Hide legal text2 Dollar deposit 0.20% AER: 6-month deposit available until 31/03/2021 or until reaching the total amount for the offer (50 million USD). Minimum amount: USD 15,000 and maximum amount USD 1,400,000. Non-renewable deposit. Interest paid upon maturity. Possibility of total or partial early redemption. The yield on this deposit is determined by the interest inherent to the deposit and exchange rate fluctuations. Example for a deposit of $81,000 over a 6-month term with a nominal interest rate of 0.20% (0.20% APR) and settlement at maturity. Interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, will amount to $81.00 gross. In the event of early redemption, remuneration will be 0.05% nominal interest rate (0.05% APR) and the interest paid will amount to $20.25 gross. This product entails risk associated with exchange rate fluctuation.
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Show/Hide legal text3 Deposit in pounds 0.20% APR: 12-month deposit available until 31/03/2021 or until reaching the total amount for the offer (30 million GBP). Minimum amount £9,000 and maximum amount £880,000. Non-renewable deposit. Interest paid upon maturity. Possibility of total or partial early redemption. The yield on this deposit is determined by the interest inherent to the deposit and exchange rate fluctuations. Example for a deposit of £53,000 over a 12-month term with a nominal interest rate of 0.20% (0.20% APR) and settlement at maturity. Interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, will amount to £106.00 gross. In the event of early redemption, remuneration will be 0.05% nominal interest rate (0.05% APR) and the interest paid will amount to £26.50 gross. This product entails risks associated with fluctuations in the exchange rate.
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Show/Hide legal text4 Deposit in pounds 0.10% APR: 6-month deposit available until 31/03/2021 or until reaching the total amount for the offer (30 million GBP). Minimum amount £9,000 and maximum amount £880,000. Non-renewable deposit. Interest paid upon maturity. Possibility of total or partial early redemption. The yield on this deposit is determined by the interest inherent to the deposit and exchange rate fluctuations. Example for a deposit of £53,000 over a 6-month term with a nominal interest rate of 0.20% (0.20% APR) and settlement at maturity. Interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, will amount to £26.50 gross. In the event of early redemption, remuneration will be 0% nominal interest rate (0% APR) and the interest paid will amount to £0.00 gross. This product entails risks associated with fluctuations in the exchange rate.
All savers want to get the most out of their money while controlling the risk of their investment.
That's why investment funds were invented.
If you don't have time to analyse our funds and find the best one for your investor profile, Bankinter Gestión de Activos offers a range of risk-profiled funds to help you find the investment format you're looking for in a single product.
What is a risk-profiled fund?
These are investment funds with different profiles depending on the risk you are willing to assume. Risk-profiled funds offer an easy way of investing in assets as well as national and international managed funds.
By constantly analysing the economic environment, we are able to create five risk profiles according to the different levels of exposure on the variable risk market (from 10% to 100%).
Furthermore, at Bankinter, we provide our customers with an open-architecture system giving you access to over 3,000 of our own investment funds as well as third party funds, both domestically and abroad. Since we do not promote any fund(s) in particular, you.
Access all the fund investment options that we offer you.
Important Information
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Investment funds are products that may lead to a loss of capital.
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The prospectus and key investor information document are available at all Bankinter branches, on our website bankinter.com and at the CNMV.