Insured guarantees
Content Insured guarantees- Death
- Absolute and permanent disability.
Insured capital
Content Insured capitalThe insured capital is €15,000 for each guarantee.
Pay for it comfortably
Content Pay for it comfortablyTake it out quickly and easily online
Content Take it out quickly and easily onlineTaking out your life insurance policy has never been so easy, Simply fill out a health questionnaire made up of three questions.
You will also be able to access the Quality Programme offered with this life insurance.
All of our life insurance products include this programme which offers prevention and well-being services:
- 24-hour medical advice.
- Healthy habits report.
- Second international medical opinion.
- Nutritional and dietary advice.
Single insurance account
The perfect formula: add insurance policies, multiply your peace of mind.
We've come up with the perfect formula to group all your insurance premiums into a single payment.
Work out how much you could save with our Single Insurance Account calculator.1

Any more questions about life insurance?
Think about yourself and protect the most important people and things to you.
See Conditions Conditions
Terms and conditions for the TAR 15 insurance policy
- Be between 18 and 64 years old. The insurance policy will only be valid up to 70 years old for the death cover and up to 67 years old for the absolute and permanent disability cover.
- Be an individual person resident in Spain.
Useful information
- READ THE CLAIMS CLAUSE
- READ THE CLAUSE ON COMPENSATION FOR LOSSES DUE TO EXTRAORDINARY EVENTS
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Show/Hide legal textLife risk insurance offered by Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros and sold through Bankinter, S.A., as a BANCASSURANCE OPERATOR with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of Tax ID Number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Show/Hide legal textBasic information about data protection. Bankinter Seguros de Vida, S.A de Seguros y Reaseguros will process your data for the following purposes: (i) in compliance with legal obligations; (ii) for the comprehensive and centralised management of your insurance contract; (iii) to ask doctors and healthcare providers to supply the data and medical history required to prepare the contract and protect your interests; (iv) to analyse and develop profiles to ensure the correct execution of the insurance contract; and (v) to contact you with information about products or services that may be of interest to you since they are similar to the ones you already have with us. To be able to inform you about the products and services mentioned above, we will analyse your personal data to create a profile that will allow us, by whatever channel we may use to reach you, to tailor our commercial announcements as closely as possible to your needs, tastes and preferences. Please also refer to the additional information about data information published by Bankinter Seguros de Vida, S.A de Seguros y Reaseguros.
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Show/Hide legal text1 Single Insurance Account at Bankinter, S.A. Credit facility designed to finance the payment of Insurance Premiums for which a direct debit has been set up in the Associated Account or in another Bankinter Account and registered in the Single Insurance Account. The credit facility is subject to prior approval by Bankinter, S.A. and can only be used to pay insurance premiums for policies registered in it.
The credit facility is subject to prior approval by Bankinter, S.A.
To benefit from the bonus, you must include two insurance policies with a minimum annual premium of €120 per policy. The maximum percentage bonus is 10%. This bonus percentage depends on the number of insurance policies associated with the Single Insurance Account: 1: 0%. 2: 2%. 3: 3%. 4: 4%. 5: 5%. 6: 6%. 7: 7%. 8: 8%. 9: 9%. 10: 10%.
The following insurance products arranged through Bankinter, Operador de Banca Seguros Vinculados, can be included in the Single Insurance Account: Individual Risk Life Insurance, Home Insurance, Individual Health Insurance and Funeral Insurance (periodic premium).
Bankinter, S.A., Operador Banca Seguros Vinculado, with registered office at Paseo de la Castellana 29, 28046 Madrid, entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax Identification Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds under the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, distributes Life Risk Insurance of the company Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros, Seguros de Hogar de las Compañías: Generali Seguros y Reaseguros, S.A., Occident GCO, Sociedad Anónima de Seguros y Reaseguros and Línea Directa Sociedad Anónima Compañía de Seguros y Reaseguros; annual renewable Funeral Insurance from the company Bankinter Insurance Generales, S.A., of Seguros y Reaseguros; and Individual Healthcare Insurance from the company Mapfre España, Compañía de Seguros y Reaseguros, S.A. It has arranged the civil liability insurance required by Article 152 of Royal Decree-Law 3/2020, of 4 February, on urgent measures by which various European Union directives are incorporated into the Spanish law in the field of public procurement in certain sectors; private insurance, pension plans and funds, taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions listedhere.