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Take a moment. Think about yourself.
Life insurance designed to protect you, especially you yourself: In case of absolute and permanent disability, the coverage is multiplied by five.
You can choose the sum insured by your insurance guarantee
You can choose the capital to receive for the death guarantee, starting from 20,000 euros
An insurance policy you can add to your current life insurance cover
You can have as many life insurance policies as you want or need. What makes this insurance special is that it also thinks about you. Especially you.
Make payments easily
You can make instalments as you see fit: monthly, quarterly, half-yearly or annually, without any surcharges.
Top up your existing policy
Do you have another insurance policy with a low premium? It might be a good idea to add it to another life and/or accident policy you've already taken out.
Bankinter Quality Programme
All of our life insurance products include this programme which offers prevention and well-being services: 24/7 medical guidance, healthy habits, second medical opinion, etc.
These tables provide an example of cover and premium costs. This example is caculated based on monthly premium payments.
For an insured sum of €20,000 in the case of death and €100,000 in the case of disability, the premium will cost:
For an insured sum of €30,000 in the case of death and €150,000 in the case of disability, the premium will cost:
For an insured sum of €40,000 in the case of death and €200,000 in the case of disability, the premium will cost:
For an insured sum of €50,000 in the case of death and €250,000 in the case of disability, the premium will cost:
Terms and conditions
Terms and conditions
Tranquilidad 5 policy conditions
Be between 18 and 55 years of age. The policy may only be valid for 67 years.
Be a natural person and a resident of Spain.
The minimum insurable amount is: €20.000.
Can I have several life insurance policies?
Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.
Who can I designate as a beneficiary of my life insurance?
You can designate as many beneficiaries as you want and change them at any time. If you do not do so, your beneficiaries will be your legal heirs.
How would my family know that I have arranged life insurance?
There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.
What is the duration of the life insurance policy?
The insurance contract lasts for one year and is automatically extended unless otherwise indicated. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.
Could the insurance company rescind the insurance if I get sick?
After the first year, the company cannot cancel the insurance, unless it can be shown that the policy holder acted fraudulently when making the initial health statement.
Can I increase or decrease the guarantees contracted under my life insurance?
Yes, you can change them but, in this case, the minimum insured amount is 20.000 euros for the death guarantee.
When should a death or accident be reported?
By law, this must be reported within seven days of the incident or it becoming known.
Life risk insurance offered by Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros and sold through Bankinter, S.A., as a BANCASSURANCE OPERATOR with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of Tax ID Number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation. The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Basic information about data protection. Bankinter Seguros de Vida, S.A de Seguros y Reaseguros will process your data for the following purposes: (i) in compliance with legal obligations; (ii) for the comprehensive and centralised management of your insurance contract; (iii) to ask doctors and healthcare providers to supply the data and medical history required to prepare the contract and protect your interests; (iv) to analyse and develop profiles to ensure the correct execution of the insurance contract; and (v) to contact you with information about products or services that may be of interest to you since they are similar to the ones you already have with us. To be able to inform you about the products and services mentioned above, we will analyse your personal data to create a profile that will allow us, by whatever channel we may use to reach you, to tailor our commercial announcements as closely as possible to your needs, tastes and preferences. Please also refer to the additional information about data information published by Bankinter Seguros de Vida, S.A de Seguros y Reaseguros.
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