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TAR 15

Take a moment. Think about yourself.

Enjoy peace of mind, because you can forget about the guarantees or capital to insure with our TAR 15 insurance policy.

Take out insurance

Life insurance designed to protect everyone.

They will provide protection for you if you suffer total permanent disability and protection for your loved ones if you die.

Obligatory covers

  • Death
  • Absolute and permanent disability.

Insured capital

The best option for insuring a small amount, as the capital sum is €15,000 for each cover.

Easy payment

You can pay for it in monthly, quarterly, six-monthly or annual instalments, depending on the total premium.

Take it out quickly and easily online

Taking out your life insurance policy has never been so easy, Simply fill out a health questionnaire made up of three questions.

Programa calidad Bankinter

And that's not all...

Bankinter Quality Programme.

All of our life insurance products include this programme which offers prevention and well-being services:

  • 24-hour medical advice.
  • Healthy habits report.
  • Second international medical opinion.
  • Nutritional and dietary advice.


Any questions?

Still have questions?


See Interest hedge Interest hedge

Death due to any cause

  • This guarantee is mandatory and you must take out cover of €15,000.

Absolute and permanent disability

  • This guarantee is mandatory and you must take out cover of €15,000.

See Conditions Conditions

Terms and conditions for the TAR 15 insurance policy

  • Be between 18 and 64 years old. The insurance policy will only be valid up to 70 years old for the death cover and up to 67 years old for the absolute and permanent disability cover.
  • Be an individual person resident in Spain.
  • The minimum amount insurable is: 15,000 euros.

Still have questions?


Can I have several life insurance policies?

Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.

How would my family know that I have arranged life insurance?

There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.

What is the duration of the life insurance policy?

The insurance contract lasts for one year and is automatically extended unless otherwise indicated. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.

Could the insurer rescind the insurance if I get sick?

The policy excludes claims resulting from an illness or accident that were known to the insured before the insurance entered into force and that were not reported to the insurer on the health questionnaire included in the application for analysis and possible acceptance by the insurance company.

In accordance with Law 50/1980 of 8 October on Insurance Contracts, during the term of the contract the policyholder or the insured must notify the insurance company as soon as possible of any changes in the factors and circumstances declared in this insurance questionnaire that may aggravate the risk and are of such a nature that, if they had been known by the insurance company when executing the contract, the company would not have entered into it or would have issued it under far harsher terms and conditions.

However, in accordance with the same law, in the insurance of people the policyholder or the insured have no obligation to report any changes in the circumstances relating to the insured's state of health, which in no case will be considered an aggravation of the risk.

When should a death or accident be reported?

By law, this must be reported within seven days of the incident or it becoming known.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
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