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TAR 15
Take a moment. Think about yourself.
Enjoy peace of mind, because you can forget about the guarantees or capital to insure with our TAR 15 insurance policy.
Life insurance designed to protect everyone.
They will provide protection for you if you suffer total permanent disability and protection for your loved ones if you die.
Obligatory covers
- Death
- Absolute and permanent disability.
Insured capital
The best option for insuring a small amount, as the capital sum is €15,000 for each cover.
Easy payment
You can pay for it in monthly, quarterly, six-monthly or annual instalments, depending on the total premium.
Take it out quickly and easily online
Taking out your life insurance policy has never been so easy, Simply fill out a health questionnaire made up of three questions.
Think about yourself and protect the most important people and things to you.
And that's not all...
Bankinter Quality Programme.
All of our life insurance products include this programme which offers prevention and well-being services:
- 24-hour medical advice.
- Healthy habits report.
- Second international medical opinion.
- Nutritional and dietary advice.
Any questions?
Still have questions?
FAQsSee Interest hedge Interest hedge
Death due to any cause
- This guarantee is mandatory and you must take out cover of €15,000.
Absolute and permanent disability
- This guarantee is mandatory and you must take out cover of €15,000.
See Conditions Conditions
Terms and conditions for the TAR 15 insurance policy
- Be between 18 and 64 years old. The insurance policy will only be valid up to 70 years old for the death cover and up to 67 years old for the absolute and permanent disability cover.
- Be an individual person resident in Spain.
- The minimum amount insurable is: 15,000 euros.
Still have questions?
See FAQs FAQs
Can I have several life insurance policies?
Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.
How would my family know that I have arranged life insurance?
There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.
What is the duration of the life insurance policy?
The insurance contract lasts for one year and is automatically extended unless otherwise indicated. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.
Could the insurer rescind the insurance if I get sick?
The policy excludes claims resulting from an illness or accident that were known to the insured before the insurance entered into force and that were not reported to the insurer on the health questionnaire included in the application for analysis and possible acceptance by the insurance company.
In accordance with Law 50/1980 of 8 October on Insurance Contracts, during the term of the contract the policyholder or the insured must notify the insurance company as soon as possible of any changes in the factors and circumstances declared in this insurance questionnaire that may aggravate the risk and are of such a nature that, if they had been known by the insurance company when executing the contract, the company would not have entered into it or would have issued it under far harsher terms and conditions.
However, in accordance with the same law, in the insurance of people the policyholder or the insured have no obligation to report any changes in the circumstances relating to the insured's state of health, which in no case will be considered an aggravation of the risk.
When should a death or accident be reported?
By law, this must be reported within seven days of the incident or it becoming known.
Useful information
- READ THE CLAIMS CLAUSE
- READ THE CLAUSE ON COMPENSATION FOR LOSSES DUE TO EXTRAORDINARY EVENTS
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Show/Hide legal textLife risk insurance offered by Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros and sold through Bankinter, S.A., as a BANCASSURANCE OPERATOR with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of Tax ID Number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Show/Hide legal textBasic information about data protection. Bankinter Seguros de Vida, S.A de Seguros y Reaseguros will process your data for the following purposes: (i) in compliance with legal obligations; (ii) for the comprehensive and centralised management of your insurance contract; (iii) to ask doctors and healthcare providers to supply the data and medical history required to prepare the contract and protect your interests; (iv) to analyse and develop profiles to ensure the correct execution of the insurance contract; and (v) to contact you with information about products or services that may be of interest to you since they are similar to the ones you already have with us. To be able to inform you about the products and services mentioned above, we will analyse your personal data to create a profile that will allow us, by whatever channel we may use to reach you, to tailor our commercial announcements as closely as possible to your needs, tastes and preferences. Please also refer to the additional information about data information published by Bankinter Seguros de Vida, S.A de Seguros y Reaseguros.