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Three questions full of peace of mind.

Insurance so easy to arrange that you only need to answer three questions, without having to fill out eternal questionnaires. Three questions to get all the peace of mind you need.
Seguro de vida protección 100

See Cover Cover

100 protection insurance policy cover

Death: 100,000 euros.

  • The guarantee will be valid until the insured reaches 70 years of age.

Absolute and permanent disability: 100,000 euros.

  • The guarantee will expire when the insured reaches 67 years of age.

Additional capital in the case of accidental death: 100,000 euros.

  • The guarantee will expire when the insured reaches 65 years of age.

See Terms and conditions Terms and conditions

Terms and conditions of the insurance

To contract Protección 100 life insurance, you must:

  • Be between 18 and 55 years old.
  • Be an individual person resident in Spain.


Can I have several life insurance policies?

Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.

Can I name beneficiaries for my life insurance policy?

Yes, you can name as many beneficiaries as you wish and change them at any time.

How would my family know that I have arranged life insurance?

There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.

What is the duration of the life insurance policy?

The duration of the insurance contract is one year. It will be automatically extended unless indicated otherwise. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.

Could the insurer rescind the insurance if I get sick?

The policy excludes claims resulting from an illness or accident that were known to the insured before the insurance entered into force and that were not reported to the insurer on the health questionnaire included in the application for analysis and possible acceptance by the insurance company.

In accordance with Law 50/1980 of 8 October on Insurance Contracts, during the term of the contract the policyholder or the insured must notify the insurance company as soon as possible of any changes in the factors and circumstances declared in this insurance questionnaire that may aggravate the risk and are of such a nature that, if they had been known by the insurance company when executing the contract, the company would not have entered into it or would have issued it under far harsher terms and conditions.

However, in accordance with the same law, in the insurance of people the policyholder or the insured have no obligation to report any changes in the circumstances relating to the insured's state of health, which in no case will be considered an aggravation of the risk.

Can I increase or decrease the guarantees contracted under my life insurance?

In this case, no. As fixed capital is insured under this insurance, it cannot be changed.

When should a death or accident be reported?

By law, this must be reported within seven days of the incident or it becoming known.

A single insured capital sum: €100,000

An insurance product with a single insured amount: €100,000 in the event of death or invalidity and double the capital in the event of accidental death.

Top up your existing policy

Protección 100 insurance could complement your current life and/or accident insurance: in the event of a claim, you will receive all the guarantees you have taken out, even if they are with different companies.

With the Bankinter Quality programme

A programme included in all of our insurance products that offers services for prevention and improved well-being: 24/7 medical guidance, healthy habits, second medical opinion, etc.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

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