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The guarantee will be valid until the insured reaches 70 years of age.
Absolute and permanent disability: 100,000 euros.
The guarantee will expire when the insured reaches 67 years of age.
Additional capital in the case of accidental death: 100,000 euros.
The guarantee will expire when the insured reaches 65 years of age.
Terms and conditions
Terms and conditions
Terms and conditions of the insurance
To contract Protección 100 life insurance, you must:
Be between 18 and 55 years old.
Be an individual person resident in Spain.
Can I have several life insurance policies?
Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.
Who can I designate as a beneficiary of my life insurance?
You can designate as many beneficiaries as you want and change them at any time. If you do not do so, your beneficiaries will be your legal heirs.
How would my family know that I have arranged life insurance?
There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.
What is the duration of the life insurance policy?
The duration of the insurance contract is one year. It will be automatically extended unless indicated otherwise. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.
Could the insurance company rescind the insurance if I get sick?
The company cannot cancel the insurance after the first year, unless it can be demonstrated that there was fraud at the time of the initial declaration.
Can I increase or decrease the guarantees contracted under my life insurance?
In this case, no. As fixed capital is insured under this insurance, it cannot be changed.
When should a death or accident be reported?
By law, this must be reported within seven days of the incident or it becoming known.
Bankinter, S.A., as a BANCASSURANCE OPERATOR with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded under Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of TIN A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation. The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Basic data protection information. Bankinter Seguros de Vida, S.A de Seguros y Reaseguros will process your data for the following purposes: (i) in compliance with legal obligations; (ii) for the comprehensive and centralised management of your insurance contract; (iii) to ask doctors and healthcare providers to supply the data and medical history required to prepare the contract and protect your interests; (iv) to analyse and develop profiles to ensure the correct execution of the insurance contract; and (v) to contact you with information about products or services that may be of interest to you since they are similar to the ones you already have with us. To be able to inform you about the products and services mentioned above, we will analyse your personal data to create a profile that will allow us, by whatever channel we may use to reach you, to tailor our commercial announcements as closely as possible to your needs, tastes and preferences. Please also refer to the additional information about data protection prepared by Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.
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