Skip to contents

EXPRESS

Taking out this insurance takes is as quick as having a cup of coffee.

With a single insured amount: €50,000 for death or disability, and double indemnity for accidental death.
express
Morning coffee at sunrise; Shutterstock ID 204387859; Purchase Order: Trabajos web BK

A single insured capital sum: 50.000€

A very complete insurance product with a single insured amount: €50,000 in the event of death or invalidity and double the capital in the event of accidental death.

Complementary to your current policy

Express insurance is an excellent complement to your current life and/or accident insurance: in the event of a claim, the beneficiary will receive the corresponding compensation based on the guarantees insured in the different policies you hold.

With the Bankinter Quality programme

A programme included in all of our insurance products that offers services for prevention and improved well-being: 24/7 medical guidance, healthy habits, second medical opinion, etc.

See Cover Cover

Express Insurance cover

Death: €50,000.

  • The guarantee will be valid until the insured reaches 70 years of age.

Absolute and permanent disability: €50,000.

  • The guarantee will expire when the insured reaches 67 years of age.

Additional capital in the case of accidental death: €100,000.

  • The guarantee will expire when the insured reaches 65 years of age.

See Terms and conditions Terms and conditions

Terms and conditions of the insurance

Be between 18 and 55 years old.

Be an individual person resident in Spain.

See FAQs FAQs

Can I have several life insurance policies?

Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.

Who can I designate as a beneficiary of my life insurance?

You can designate as many beneficiaries as you want and change them at any time. If you do not do so, your beneficiaries will be your legal heirs.

How would my family know that I have arranged life insurance?

There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.

What is the duration of the life insurance policy?

The insurance contract lasts for one year and is automatically extended unless otherwise indicated. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.

Could the insurer rescind the insurance if I get sick?

After the first year, the company cannot cancel the insurance, unless it can be shown that the policy holder acted fraudulently when making the initial health statement.

Can I increase or decrease the guarantees contracted under my life insurance?

In this case, no. As fixed capital is insured under this insurance, it cannot be changed.

When should a death or accident be reported?

By law, this must be reported within seven days of the incident or it becoming known.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
91 657 88 00
ATMs and branches