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Taking out this insurance takes is as quick as having a cup of coffee.

With a single insured amount: €50,000 for death or disability, and double indemnity for accidental death.

A single insured capital sum: €100,000

An insurance product with a single insured amount: €100,000 in the event of death or invalidity and double the capital in the event of accidental death.

Top up your existing policy

Protección 100 insurance could complement your current life and/or accident insurance: in the event of a claim, you will receive all the guarantees you have taken out, even if they are with different companies.

Bankinter Quality Programme

All of our life insurance products include this programme with prevention and well-being services: 24/7 medical information, healthy habits, second medical opinions, etc.

Ver Cover Cover

Express Insurance cover

Death: €50,000.

  • The guarantee will be valid until the insured reaches 70 years of age.

Absolute and permanent disability: €50,000.

  • The guarantee will expire when the insured reaches 67 years of age.

Additional capital in the case of accidental death: €100,000.

  • The guarantee will expire when the insured reaches 65 years of age.

Ver Terms and conditions Terms and conditions

Terms and conditions of the insurance

Be between 18 and 55 years old.

Be an individual person resident in Spain.


Can I have several life insurance policies?

Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.

Who can I designate as a beneficiary of my life insurance?

You can designate as many beneficiaries as you want and change them at any time. If you do not do so, your beneficiaries will be your legal heirs.

How would my family know that I have arranged life insurance?

There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.

What is the duration of the life insurance policy?

The insurance contract lasts for one year and is automatically extended unless otherwise indicated. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.

Could the insurer rescind the insurance if I get sick?

After the first year, the company cannot cancel the insurance, unless it can be shown that the policy holder acted fraudulently when making the initial health statement.

Can I increase or decrease the guarantees contracted under my life insurance?

In this case, no. As fixed capital is insured under this insurance, it cannot be changed.

When should a death or accident be reported?

By law, this must be reported within seven days of the incident or it becoming known.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

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