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EXPRESS
Taking out this insurance takes is as quick as having a cup of coffee.
With a single insured amount: €50,000 for death or disability, and double indemnity for accidental death.
A single insured capital sum: 50.000€
A very complete insurance product with a single insured amount: €50,000 in the event of death or invalidity and double the capital in the event of accidental death.
Complementary to your current policy
Express insurance is an excellent complement to your current life and/or accident insurance: in the event of a claim, the beneficiary will receive the corresponding compensation based on the guarantees insured in the different policies you hold.
With the Bankinter Quality programme
A programme included in all of our insurance products that offers services for prevention and improved well-being: 24/7 medical guidance, healthy habits, second medical opinion, etc.
As easy as having a cup of coffee
Apply about apply Express insuranceSee Cover Cover
Express Insurance cover
Death: €50,000.
- The guarantee will be valid until the insured reaches 70 years of age.
Absolute and permanent disability: €50,000.
- The guarantee will expire when the insured reaches 67 years of age.
Additional capital in the case of accidental death: €100,000.
- The guarantee will expire when the insured reaches 65 years of age.
See Terms and conditions Terms and conditions
Terms and conditions of the insurance
Be between 18 and 55 years old.
Be an individual person resident in Spain.
See FAQs FAQs
Can I have several life insurance policies?
Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.
Who can I designate as a beneficiary of my life insurance?
You can designate as many beneficiaries as you want and change them at any time. If you do not do so, your beneficiaries will be your legal heirs.
How would my family know that I have arranged life insurance?
There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.
What is the duration of the life insurance policy?
The insurance contract lasts for one year and is automatically extended unless otherwise indicated. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.
Could the insurer rescind the insurance if I get sick?
After the first year, the company cannot cancel the insurance, unless it can be shown that the policy holder acted fraudulently when making the initial health statement.
Can I increase or decrease the guarantees contracted under my life insurance?
In this case, no. As fixed capital is insured under this insurance, it cannot be changed.
When should a death or accident be reported?
By law, this must be reported within seven days of the incident or it becoming known.
Important information
- READ THE CLAIMS CLAUSE
- READ THE CLAUSE ON COMPENSATION FOR LOSSES DUE TO EXTRAORDINARY EVENTS
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Show/Hide legal textLife risk insurance offered by Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros and sold through Bankinter, S.A., as a BANCASSURANCE OPERATOR with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of Tax ID Number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Show/Hide legal textBasic information about data protection. Bankinter Seguros de Vida, S.A de Seguros y Reaseguros will process your data for the following purposes: (i) in compliance with legal obligations; (ii) for the comprehensive and centralised management of your insurance contract; (iii) to ask doctors and healthcare providers to supply the data and medical history required to prepare the contract and protect your interests; (iv) to analyse and develop profiles to ensure the correct execution of the insurance contract; and (v) to contact you with information about products or services that may be of interest to you since they are similar to the ones you already have with us. To be able to inform you about the products and services mentioned above, we will analyse your personal data to create a profile that will allow us, by whatever channel we may use to reach you, to tailor our commercial announcements as closely as possible to your needs, tastes and preferences. Please also refer to the additional information about data information published by Bankinter Seguros de Vida, S.A de Seguros y Reaseguros.