EXPRESS

Taking out this insurance takes is as quick as having a cup of coffee.

With a single insured amount: €50,000 for death or disability, and double indemnity for accidental death.
express

See Cover Cover

Express Insurance cover

Death: €50,000.

  • The guarantee will be valid until the insured reaches 70 years of age.

Absolute and permanent disability: €50,000.

  • The guarantee will expire when the insured reaches 67 years of age.

Additional capital in the case of accidental death: €100,000.

  • The guarantee will expire when the insured reaches 65 years of age.

See Terms and conditions Terms and conditions

Terms and conditions of the insurance

Be between 18 and 55 years old.

Be an individual person resident in Spain.

See FAQs FAQs

Can I have several life insurance policies?

Yes, you can have as many life insurance policies as you want. And all will be collected in the event of a claim.

Who can I designate as a beneficiary of my life insurance?

You can designate as many beneficiaries as you want and change them at any time. If you do not do so, your beneficiaries will be your legal heirs.

How would my family know that I have arranged life insurance?

There is a public registry of life insurance that enables beneficiaries to identify all of the deceased's current life insurance policies.

What is the duration of the life insurance policy?

The insurance contract lasts for one year and is automatically extended unless otherwise indicated. The contract can be cancelled at any time once the first twelve months have passed, by giving one month's notice.

Could the insurance company rescind the insurance if I get sick?

After the first year, the company cannot cancel the insurance, unless it can be shown that the policy holder acted fraudulently when making the initial health statement.

Can I increase or decrease the guarantees contracted under my life insurance?

Yes, you can change them but, in this case, the minimum insured amount is 20.00 euros for the death guarantee.

When should a death or accident be reported?

By law, this must be reported within seven days of the incident or it becoming known.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
902 365 563
ATMs and branches