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Think about your loved ones from beginning to end.
Make things a little easier for your loved ones by leaving everything in the hands of professionals
One payment and a lifetime guarantee. You only pay once to get a lifetime guarantee.
Whatever the cause of death, a professional team will be in charge of coordinating, organising and delivering funeral services.
Burial and cremation costs
All burial or incineration expenses are covered by the insurance policy.
If an event happens while you're abroad or away from home, your insurance will cover your travel to your place of residence. It also protects you against accidents, illness and hospitalisation, both in Spain and abroad
All the paperwork concerning the death will be handled by the insurer.
Convenience. Funeral home
With this policy you can take out an extended guarantee to cover a funeral home's management and service fees.
Easy. No questionnaires
You don't need to fill in a health questionnaire.
A telephone service that provides expert advice to family members about legal matters following a death: pensions, insurance, bequests, etc.
Free choice of cemetery
A. For the insureds
A.1. Due to death:
Transportation or repatriation with free choice of cemetery
A.2. Due to accident or serious illness:
Transfer by ambulance
Emergency medical expenses
Emergency dental work
Dispatch of medical specialist
Extension of hotel stay
€150/day (maximum €1,500)
Repatriation on health grounds
B. For travel of one person
Accommodation and maintenance expenses in Spain
€125/day (maximum €1,250)
Accommodation and maintenance expenses abroad
€150/day (maximum €1,500)
Accidental death of the person travelling
C. Help for minors and companions
D. Other benefits
In Spain and abroad:
Sending of urgent messages
Location of baggage
Replacement of baggage (maximum)
Location and rescue
Sending of medication
Remote medical consultation
Advances of funds for hospitalisation (bond)
Advance of funds due to traffic accident (bond)
Advance of funds due to traffic accident (lawyers)
Advance of funds due to accident, illness, theft or loss
Assistance to people
Management of services for uninsured family members
Family legal consultations
Processing of documents due to death
Benefit or €60, maximum
3 hours maximum
Terms and conditions
Terms and conditions
Terms and conditions for single-premium insurance
You don't need to fill in a health questionnaire to take out the Bankinter single-premium funeral insurance.
The premium is paid in one lump sum and only once. The insured person is then covered for life.
The policy is available for people aged 65 and over.
The maximum number of insured persons under a single policy is ten.
What are the advantages of having a funeral insurance policy?
There are basically two: to ensure that your funeral expenses are not a problem for your loved ones and also so that they don't have to deal with a lot of red tape and administrative procedures.
Until what age can I take out a funeral insurance policy?
With Bankinter, you can take out a funeral insurance policy up to the age of 100 (depending on what type you choose).
What types of funeral insurance can you take out?
This policy has three types depending on the customers’ needs:
One-time payment: this is a one-off premium payment; the insured party is covered for life, and doesn't need to do regular check-ups or fill in health questionnaires. This type of policy is only available to people between the ages of 65 and 100.
Always: recommended for people under 70 years of age. What sets this insurance policy apart is that in addition to the traditional death policy, it includes a catalogue of commonly used life services: medical check-ups, travel assistance, home help, etc.
Foreign residents: for foreigners who usually reside in Spain but intend to return to their country of origin within a few years or when they retire. Your can take out our foreign residents insurance policy until the age of 65.
How many people can be insured on the same policy?
You can insure up to 10 people.
Can I change my insurance company?
Yes, you can change company as often as you wish (just like your vehicle or household insurance).
Do insurance companies work all over Spain?
Yes, all the companies work all over Spain thanks to agreements with local funeral homes.
What types of funeral service can you choose?
You can choose from the following funeral services:
Burial: service for the burial of insured mortal remains
Cremation: service to cremate insured mortal remains
Burial rates: in this service, only the rates for the niche tomb/grave site owned by the policyholders are insured.
What happens if the insured person owns a niche tomb or grave site?
In this case, you should take out the burial rates service. This service covers the rates for opening and closing the tomb/grave site owned by the policyholders.
Can I choose the funeral company?
Can I choose a cemetery?
Yes. In Spain, the company will cover the cost of transporting the deceased person to the local cemetery chosen by his/her relatives, as long as the competent authorities do not object.
What should I do if an insured person dies?
Please call the 24-hour service number 918 366 225 to open the claim process. The customer service agent will give you all the information you need about the policy and the benefits of the service.
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Bankinter, S.A., as a BANCASSURANCE OPERATOR with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded under Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of TIN A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation. The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Basic data protection information. Bankinter Seguros de Vida, S.A de Seguros y Reaseguros will process your data for the following purposes: (i) in compliance with legal obligations; (ii) for the comprehensive and centralised management of your insurance contract; (iii) to ask doctors and healthcare providers to supply the data and medical history required to prepare the contract and protect your interests; (iv) to analyse and develop profiles to ensure the correct execution of the insurance contract; and (v) to contact you with information about products or services that may be of interest to you since they are similar to the ones you already have with us. To be able to inform you about the products and services mentioned above, we will analyse your personal data to create a profile that will allow us, by whatever channel we may use to reach you, to tailor our commercial announcements as closely as possible to your needs, tastes and preferences. Please also refer to the additional information about data protection prepared by Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.
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