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Think about your loved ones from beginning to end.
Make things a little easier for your loved ones by leaving everything in the hands of professionals
One payment and a lifetime guarantee. You only pay once to get a lifetime guarantee.
Whatever the cause of death, a professional team will be in charge of coordinating, organising and delivering funeral services.
Burial and cremation costs
All burial or incineration expenses are covered by the insurance policy.
If an event happens while you're abroad or away from home, your insurance will cover your travel to your place of residence. It also protects you against accidents, illness and hospitalisation, both in Spain and abroad
All the paperwork concerning the death will be handled by the insurer.
Convenience. Funeral home
With this policy you can take out an extended guarantee to cover a funeral home's management and service fees.
Easy. No questionnaires
You don't need to fill in a health questionnaire.
A telephone service that provides expert advice to family members about legal matters following a death: pensions, insurance, bequests, etc.
For everyone. For every age.
Our insurance is available from any age and we won't ask you for any medical reports.
Funeral complements (Burial, cremation or Burial rates)
Free choice of cemetery
Ad hoc expenses
A. For the insureds
A.1. Due to death:
Transportation or repatriation with free choice of cemetery
A.2. Due to accident or serious illness:
Transfer by ambulance
Urgent medical expenses
Emergency dental work
Dispatch of medical specialist
Extension of hotel stay
€150/day (maximum €1,500)
B. For travel of one person
Accommodation and living expenses in Spain
€125/day (maximum €1,250)
Accommodation and maintenance expenses abroad
€150/day (maximum €1,500)
Accidental death of the person who travels
C. Help for minors and companions
D. Other benefits
In Spain and abroad:
Sending of urgent messages
Location of luggage
Replacement of luggage (maximum)
Location and rescue
Dispatch of medications
Remote medical consultation
Advances of funds for hospitalisation (bond)
Advance of funds due to traffic accident (bond)
Advance of funds due to traffic accident (lawyers)
Advance of funds due to accident, illness, theft or loss
Assistance to people
Management of services for uninsured family members
Family legal consultations
Processing of documents due to death
Benefit or €60, maximum
3 hours maximum
Terms and conditions
Terms and conditions
Terms and conditions for single-premium insurance
You do not need to complete a health questionnaire to contract Bankinter's Single-Premium Insurance.
The premium is paid in one lump sum, and only once. The insured person is then covered for life.
The insurance is available for people from 0 to 100 years old, although it is specifically designed for older people.
The maximum number of insured persons under a single policy is ten.
What are the advantages of having a funeral insurance policy?
There are basically two: to ensure that your funeral expenses are not a problem for your loved ones and also so that they don't have to deal with a lot of red tape and administrative procedures.
Until what age can I take out a funeral insurance policy?
With Bankinter, you can take out a funeral insurance policy up to the age of 100 (depending on what type you choose).
What types of funeral insurance can you take out?
This policy has three types depending on the customers’ needs:
One-time payment: this is a one-off premium payment; the insured party is covered for life, and does not need to do regular check-ups or answer health questionnaires. This type of insurance is the most suitable for over 65s and can be taken out up to the age of 100.
Always: recommended for people under 70 years of age. What sets this insurance policy apart is that in addition to the traditional death policy, it includes a catalogue of commonly used life services: medical check-ups, travel assistance, home help, etc.
Foreign residents: for foreigners who usually reside in Spain but intend to return to their country of origin within a few years or when they retire. Your can take out our foreign residents insurance policy until the age of 65.
How many people can be insured on the same policy?
You can insure up to 10 people.
Can I change my insurance company?
Yes, you can change company as often as you wish (just like your vehicle or household insurance).
Do insurance companies work all over Spain?
Yes, all the companies work all over Spain thanks to agreements with local funeral homes.
What types of funeral service can you choose?
You can choose from the following funeral services:
Burial: service for the burial of insured mortal remains
Cremation: service to cremate insured mortal remains
Burial rates: in this service, only the rates for the niche tomb/grave site owned by the policyholders are insured.
What happens if the insured person owns a niche tomb or grave site?
In this case, you should take out the burial rates service. This service covers the rates for opening and closing the tomb/grave site owned by the policyholders.
Can I choose the funeral company?
Can I choose a cemetery?
Yes. In Spain, the company will cover the cost of transporting the deceased person to the local cemetery chosen by his/her relatives, as long as the competent authorities do not object.
What should I do if an insured person dies?
Please call the 24-hour service number 918 366 225 to open the claim process. The customer service agent will give you all the information you need about the policy and the benefits of the service.
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Bankinter, S.A., as a bancassurance operator with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of tax identification number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madridwww.dgsfp.mineco.es), under code OV-0028, has entered into insurance agency agreements with the following institutions: Bankinter Seguros de Vida, S.A., Bankinter Seguros Generales y Reaseguros, S.A., Línea Directa Aseguradora, Plus UltraSeguros Generales y Vida, S.A., Liberty Seguros, Compañía de Seguros y Reaseguros, S.A., AXA Seguros Generales, S.A. de Seguros y Reaseguros, Mapfre Familiar Compañía de Seguros y Reaseguros, S.A., Mapfre Empresas, Compañía de Seguros y Reaseguros, S.A, Mapfre Global Risk, Cia Internacional de Seguros y Reaseguros, Helvetia Compañía Suiza, S.A. de Seguros y Reaseguros, HDI Hannover International España, S.A. de Seguros y Reaseguros, Stonebridge International Insurance LTD, Financial Insurance Company Limited Spain, FinancialAssurance Company Limited Spain, SOS Seguros y Reaseguros, S.A., ACE European Group, S.A., Asefa, S.A. Seguros y Reaseguros, Solunión Seguros de Crédito Cia Internacional de Seguros y Reaseguros, S.A., Sanitas S.A de Seguros y Cigna Life Insurance Company of Europe, S.A., Metlife Europe Limited Sucursal en España and DAS (Defensa del automovilista y de siniestros internacional, S.A. de seguros).
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Basic data protection information.In Bankinter Seguros Generales S.A. de Seguros y Reaseguros, we will process your data for the following purposes: Your data will necessarily be processed for the following reasons: (i) compliance with legal obligations; (ii) comprehensive and centralised management of your insurance contract; (iii) request that doctors and healthcare providers supply the data and healthcare background needed to enable the contract's full execution and the fulfilment of your interests; (iv) analysis and profiling for appropriate execution of the insurance contract; and (v) contact you to inform you about products or services that may be of interest to you since they are similar to the products/services you have already arranged with us. So that we can inform you about the products and services described above, your personal data will be analysed to create a profile using the same, which will enable commercial announcements to be tailored as closely as possible to your needs, tastes and preferences and sent to you through any means. You can consult theadditional information on data protectionof Bankinter Seguros Generales S.A. de Seguros y Reaseguros.
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