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Think about your loved ones from beginning to end.

Make things a little easier for your loved ones by leaving everything in the hands of professionals
Seguro de decesos prima única

One payment

One payment and a lifetime guarantee. You only pay once to get a lifetime guarantee.

Funeral service

Whatever the cause of death, a professional team will be in charge of coordinating, organising and delivering funeral services.

Burial and cremation costs

All burial or incineration expenses are covered by the insurance policy.

Travel assistance

If an event happens while you're abroad or away from home, your insurance will cover your travel to your place of residence. It also protects you against accidents, illness and hospitalisation, both in Spain and abroad


See Coverage Coverage

Insurance coverage
Funeral insurance
Funeral service
Burial complements
Funeral home
Additional assistance
Free choice of cemetery
Extraordinary expenses
Special services
Travel assistance
A. For the insureds
A.1. Due to death:
Transportation or repatriation with free choice of cemetery
A.2. Due to accident or serious illness:
In Spain:
Transfer by ambulance
Emergency medical expenses
Emergency dental work
Dispatch of medical specialist
Extension of hotel stay
€150/day (maximum €1,500)
Repatriation on health grounds
B. For travel of one person
Return ticket
Accommodation and maintenance expenses in Spain
€125/day (maximum €1,250)
Accommodation and maintenance expenses abroad
€150/day (maximum €1,500)
Accidental death of the person travelling
C. Help for minors and companions
D. Other benefits
In Spain and abroad:
Early return
Sending of urgent messages
Location of baggage
Replacement of baggage (maximum)
€300/insured €1,200/claim
Location and rescue
Maximum €1,500
Sending of medication
Abroad only:
Remote medical consultation
Advances of funds for hospitalisation (bond)
Maximum €12,000
Advance of funds due to traffic accident (bond)
Maximum €6,600
Advance of funds due to traffic accident (lawyers)
Maximum €1,000
Advance of funds due to accident, illness, theft or loss
Maximum €900
Information service
Assistance to people
Service coordination
Management of services for uninsured family members
Family legal consultations
Processing of documents due to death
Benefit or €60, maximum
3 hours maximum

See Terms and conditions Terms and conditions

Terms and conditions for single-premium insurance

You don't need to fill in a health questionnaire to take out the Bankinter single-premium funeral insurance.

The premium is paid in one lump sum and only once. The insured person is then covered for life.

The policy is available for people aged 55 and over.

The maximum number of insured persons under a single policy is ten.


What are the advantages of having a funeral insurance policy?

There are basically two: to ensure that your funeral expenses are not a problem for your loved ones and also so that they don't have to deal with a lot of red tape and administrative procedures.

Until what age can I take out a funeral insurance policy?

With Bankinter, you can take out a funeral insurance policy up to the age of 110 (depending on what type you choose).

What types of funeral insurance can you take out?

This policy has three types depending on the customers’ needs:

  • One-time payment: this is a one-off premium payment; the insured party is covered for life, and doesn't need to do regular check-ups or fill in health questionnaires. This type of policy is only available to people between the ages of 55 and 110.
  • Always: recommended for people under 70 years of age. What sets this insurance policy apart is that in addition to the traditional death policy, it includes a catalogue of commonly used life services: medical check-ups, travel assistance, home help, etc.

  • Foreign residents: for foreigners who usually reside in Spain but intend to return to their country of origin within a few years or when they retire. Your can take out our foreign residents insurance policy until the age of 65.

How many people can be insured on the same policy?

You can insure up to 10 people.

Can I change my insurance company?

Yes, you can change company as often as you wish (just like your vehicle or household insurance).

Do insurance companies work all over Spain?

Yes, all the companies work all over Spain thanks to agreements with local funeral homes.

What types of funeral service can you choose?

You can choose from the following funeral services:

  • Burial: service for the burial of insured mortal remains
  • Cremation: service to cremate insured mortal remains
  • Burial rates: in this service, only the rates for the niche tomb/grave site owned by the policyholders are insured.

What happens if the insured person owns a niche tomb or grave site?

In this case, you should take out the burial rates service. This service covers the rates for opening and closing the tomb/grave site owned by the policyholders.

Can I choose the funeral company?


Can I choose a cemetery?

Yes. In Spain, the company will cover the cost of transporting the deceased person to the local cemetery chosen by his/her relatives, as long as the competent authorities do not object.

What should I do if an insured person dies?

Please call the 24-hour service number 918 366 225 to open the claim process. The customer service agent will give you all the information you need about the policy and the benefits of the service.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
91 657 88 00
900 813 847
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