FOREIGN RESIDENTS

You need to answer a simple question about your state of health to contract death insurance for foreign residents.

Death insurance for foreign residents is a renewable annual policy, the amount of which is updated every year according to the CPI.

There are different terms and conditions depending on your age when you contract the insurance:

• Policy with one insured person: between 18 and 65 years of age.
• Policy with more than one insured person: between 0 and 65 years of age.
• This insurance is not available for people over 65 years of age.

The maximum number of insured persons under a single policy is ten.

The cover of the contract for each of the insured persons is automatically extinguished at the end of the annual period in which they reach 70 years of age.

There are basically two: to ensure that your funeral expenses are not a problem for your loved ones and also so that they don't have to deal with a lot of red tape and administrative procedures.

With Bankinter, you can take out a funeral insurance policy up to the age of 110 (depending on what type you choose).

This policy has three types depending on the customers’ needs:

• One-time payment: this is a one-off premium payment; the insured party is covered for life, and does not need to do regular check-ups or answer health questionnaires. This type of policy is only available to people between the ages of 55 and 110.
• Always: recommended for people under 70 years of age. What sets this insurance policy apart is that in addition to the traditional funeral insurance policy, it includes a catalogue of common life insurance services: medical check-ups, travel assistance, home help, etc.
• Foreign residents: For foreigners who usually reside in Spain but intend to return to their country of origin within a few years or when they retire. Your can take out our foreign residents insurance policy until the age of 65.

You can insure up to 10 people.

Yes, you can change company as often as you wish (just like your vehicle or household insurance).

Transportation: moving the body from the place of death (in Spain or anywhere in the world) to a funeral establishment or cremation facility within Spanish territory.

Repatriation: applies to foreigners residing in Spain and, consists of moving the body from the place of death (in Spain or anywhere in the world) to the insured party's country of origin.

Yes.

You can also choose the “Companion ticket” guarantee (optional). This guarantee covers the cost of a round-trip economy class air fare for the companion of the deceased person designated at the time of repatriation or to send ashes covered by the policy cover.

This guarantee consists of:

• Transportation to the airport within national territory. The company will cover the cost of transporting the deceased insured party from the place of residence to the nearest international airport.
• Extraordinary expenses. Medical-legal expenses due to the traumatic death of the insured parties, or in those cases where judicial proceedings were necessary.
• Special services. Special funeral service due to the loss of life of the children of the insured parties if it happened during pregnancy or before a baby is thirty days old. The company also guarantees the burial or incineration of limbs amputated from any of the insured parties.

Please call the 24-hour service number 918 366 225 to open the claim process. The customer service agent will give you all the information you need about the policy and the benefits of the service.