Repatriation
Your insurance policy will cover all repatriation arrangements and costs, including the cost of a companion.
Funeral service
Whatever the cause of death, a professional team will take care of coordinating, organising and delivering funeral services.
Travel assistance
If an event happens while you're abroad or away from home, your insurance will cover your travel to your place of residence. It also protects you against accidents, illness and hospitalisation, both in Spain and abroad.
See
Funeral service
Funeral service
Funeral service
Insured sum.
Complements: Obligatory embalming or cremation
Insured sum.
Funeral home - Wake room
Included.
See
Additional assistance
Additional assistance
Transfer from home to airport
Unlimited.
Extraordinary expenses
Unlimited.
Special services
Unlimited.
See
Travel assistance
Travel assistance
Urgent medical assistance due to illness or accident of the insured person travelling outside Spain
€15,000 per claim. Emergency dentistry services up to €120.
Travel of the companion of the insured person hospitalised outside Spain
Unlimited.
Accommodation of the companion of the insured person hospitalised outside Spain
45€ daily, maximum 450€ or 10 days.
Extension of the insured's stay due to illness or accident outside Spain
45€ daily, maximum 450€ or 10 days.
Shipping of medicines outside Spain
Unlimited.
Medical transfer or repatriation in the event of illness or accident of the insured person travelling
Unlimited.
Transfer or repatriation of insured persons accompanying the insured person who is ill or injured outside Spain
Up to 6 companions.
Accompanying minors or disabled persons in the event of illness or accident of the insured outside of Spain
Unlimited.
Repatriation of the insured person who has died outside Spain
Unlimited.
Repatriation of the insured companions of the insured person who has died outside Spain
Up to 6 companions.
Accompanying minors or disabled persons in the event of the insured person's death outside Spain
Unlimited.
Early return of the insured due to the death of a family member
Unlimited.
Travel of the companion of the insured person who has died outside Spain
Unlimited.
Early return of the insured person due to a serious incident at their habitual residence or professional premises in Spain
Unlimited.
General information
Unlimited.
Arrangement of cash delivery abroad
Up to €1.502,23.
Compensation for permanent loss, theft or external damage to checked baggage on a flight
Up to 500€, maximum 60€ due to external deterioration.
Location and shipping of checked luggage and personal belongings
Unlimited.
Refund for delayed checked baggage on a flight
Up to €300.
See
Personal assistance
Personal assistance
Service coordination
Unlimited.
Management of services for uninsured family members
Unlimited.
Family legal consultations
Unlimited.
Processing of documents due to death
Benefit or €60, maximum.
Counselling
3 hours maximum.
See
Optional guarantees
Optional guarantees
Companion ticket
Round-trip plane ticket for companion.
Accidents
A. PERMANENT DISABILITY
Based on the scale and up to the insured amount.
B. DEATH BY ACCIDENT
Insured sum.
C. CANCELLATION OF CREDIT CARD BALANCE
Insured sum.
See
Will management service
Will management service
We facilitate the creation of your will, completely free of charge
All administrative and notary fees included
Single insurance account
The perfect formula: add insurance policies, multiply your peace of mind.
We've come up with the perfect formula to group all your insurance premiums into a single payment.
Work out how much you could save with our Single Insurance Account calculator.1

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See Terms and conditions Terms and conditions
Foreign residents insurance terms and conditions
You need to answer a simple question about your state of health to contract death insurance for foreign residents.
Death insurance for foreign residents is a renewable annual policy, the amount of which is updated every year according to the CPI.
There are different terms and conditions depending on your age when you contract the insurance:
- Policy with one insured person: between 18 and 65 years of age.
- Policy with more than one insured person: between 0 and 65 years of age.
- This insurance is not available for people over 65 years of age.
The maximum number of insured persons under a single policy is ten.
The cover of the contract for each of the insured persons is automatically extinguished at the end of the annual period in which they reach 70 years of age.
Important information
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Show/Hide legal textBankinter, S.A., as the related bancassurance operator, with registered office at Paseo de la Castellana 29, 28046, Madrid, recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of Tax ID Number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es with code OV0028, distributes Death insurance from the company Bankinter Seguros Generales, S.A. de Seguros and has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Show/Hide legal textBasic information about data protection information. Bankinter Seguros Generales S.A. de Seguros y Reaseguros will process your data for the following purposes: Your data will necessarily be processed for the following reasons: (i) compliance with legal obligations; (ii) comprehensive and centralised management of your insurance contract; (iii) request that doctors and healthcare providers supply the data and healthcare background needed to enable the contract's full execution and the fulfilment of your interests; (iv) analysis and profiling for appropriate execution of the insurance contract; and (v) contact you to inform you about products or services that may be of interest to you since they are similar to the products/services you have already arranged with us. So that we can inform you about the products and services described above, your personal data will be analysed to create a profile using the same, which will enable commercial announcements to be tailored as closely as possible to your needs, tastes and preferences and sent to you through any means. Please refer to the additional information about data protection published by Bankinter Seguros Generales S.A. de Seguros y Reaseguros.
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Show/Hide legal text1 Single Insurance Account at Bankinter, S.A. Credit facility designed to finance the payment of Insurance Premiums for which a direct debit has been set up in the Associated Account or in another Bankinter Account and registered in the Single Insurance Account. The credit facility is subject to prior approval by Bankinter, S.A. and can only be used to pay insurance premiums for policies registered in it.
The credit facility is subject to prior approval by Bankinter, S.A.
To benefit from the bonus, you must include two insurance policies with a minimum annual premium of €120 per policy. The maximum percentage bonus is 10%. This bonus percentage depends on the number of insurance policies associated with the Single Insurance Account: 1: 0%. 2: 2%. 3: 3%. 4: 4%. 5: 5%. 6: 6%. 7: 7%. 8: 8%. 9: 9%. 10: 10%.
The following insurance products arranged through Bankinter, Operador de Banca Seguros Vinculados, can be included in the Single Insurance Account: Individual Risk Life Insurance, Home Insurance, Individual Health Insurance and Funeral Insurance (periodic premium).
Bankinter, S.A., Operador Banca Seguros Vinculado, with registered office at Paseo de la Castellana 29, 28046 Madrid, entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax Identification Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds under the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV0028, distributes Life Risk Insurance of the company Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros, Seguros de Hogar de las Compañías: Generali Seguros y Reaseguros, S.A., Occident GCO, Sociedad Anónima de Seguros y Reaseguros and Línea Directa Sociedad Anónima Compañía de Seguros y Reaseguros; annual renewable Funeral Insurance from the company Bankinter Insurance Generales, S.A., of Seguros y Reaseguros; and Individual Healthcare Insurance from the company Mapfre España, Compañía de Seguros y Reaseguros, S.A. It has arranged the civil liability insurance required by Article 152 of Royal Decree-Law 3/2020, of 4 February, on urgent measures by which various European Union directives are incorporated into the Spanish law in the field of public procurement in certain sectors; private insurance, pension plans and funds, taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions listedhere.