DOUBLE PROTECTION
Accident insurance for when the worst happens. And for when it doesn't.
Accident insurance that covers you if you die or need to be hospitalised.
In any aspect of your life
It protects you against any type of accident in any aspect your life, anywhere in the world.
On any means of transport
You will be protected against accidents on any type of public or private transport.
Daily indemnity for hospitalisation
If you are hospitalised following an accident, you'll receive a daily indemnity for the length of your stay.
Plus
See Cover Cover
| Guarantees | Insured Party | Insured party and spouse | Insured Party | Insured party and spouse |
|---|---|---|---|---|
| Option 1 | Option 2 | Option 3 | Option 4 | |
| Accidental death | €45,000 | €25,000 | €90,000 | €50,000 |
| Death due to accident in private transport | €90,000 | €50,000 | €180,000 | €100,000 |
| Death due to accident in public transport | €135,000 | €75,000 | €270,000 | €150,000 |
| Daily compensation for hospitalisation due to accident | €36.06/day | €18.03/day | €72.12/day | €36.06/day |
| Annual premium | €131.38 | €131.47 | €262.74 | €262.88 |
| Quarterly premium | First quarter: €33.65 | First quarter: €33.74 | First quarter: €67.26 | First quarter: €67.41 |
| Other quarters: €32.60 | Other quarters: €32.60 | Other quarters: €65.17 | Other quarters: €65.17 |
See Terms and conditions Terms and conditions
Terms and conditions of Double Protection Insurance
Traffic accident protection insurance is available to anyone under 69 years of age.
The age limit for the guarantee is 70.
No medical examination is needed.
See FAQs FAQs
What is an accident?
An accident is a violent, sudden, external cause which the Insured Party did not intend to happen, causing the death or absolute and permanent disability of the Insured Party, and which is not a traffic accident.
What is a traffic accident?
Any accident that takes place in the public thoroughfare which involves a moving land motor vehicle or a motorcycle and that produces the death or absolute and permanent disability of the insured party.
When is disability considered absolute and permanent?
This refers to the total, permanent and irreversible incapacity of the insured person to carry out any type of work, trade or gainful employment. The final decision made by a Competent Labour Body on this question will be binding.
Can I take out accident insurance if I already have life insurance?
They are complementary policies. With some life insurance policies, you can supplement the main insurance with cover if an accident occurs. The additional cost is usually low and the insured capital can be double or triple the original capital in the contract.
Can I deduct the premiums in my tax declaration?
No, the premiums paid for accident insurance are not tax deductible.
Important information
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Show/Hide legal textBankinter, S.A., as a bancassurance operator with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of tax identification number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid www.dgsfp.mineco.es), under code OV-0028, has entered into insurance agency agreements with the following institutions: Bankinter Seguros de Vida, S.A., Bankinter Seguros Generales y Reaseguros, S.A., Línea Directa Aseguradora, Plus UltraSeguros Generales y Vida, S.A., Liberty Seguros, Compañía de Seguros y Reaseguros, S.A., AXA Seguros Generales, S.A. de Seguros y Reaseguros, Mapfre Familiar Compañía de Seguros y Reaseguros, S.A., Mapfre Empresas, Compañía de Seguros y Reaseguros, S.A, Mapfre Global Risk, Cia Internacional de Seguros y Reaseguros, Helvetia Compañía Suiza, S.A. de Seguros y Reaseguros, HDI Hannover International España, S.A. de Seguros y Reaseguros, Stonebridge International Insurance LTD, Financial Insurance Company Limited Spain, FinancialAssurance Company Limited Spain, SOS Seguros y Reaseguros, S.A., ACE European Group, S.A., Asefa, S.A. Seguros y Reaseguros, Solunión Seguros de Crédito Cia Internacional de Seguros y Reaseguros, S.A., Sanitas S.A de Seguros y Cigna Life Insurance Company of Europe, S.A., Metlife Europe Limited Sucursal en España and DAS (Defensa del automovilista y de siniestros internacional, S.A. de seguros).
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Show/Hide legal textBasic data protection information. Bankinter Seguros de Vida, S.A de Seguros y Reaseguros will process your data for the following purposes: (i) in compliance with legal obligations; (ii) for the comprehensive and centralised management of your insurance contract; (iii) to ask doctors and healthcare providers to supply the data and medical history required to prepare the contract and protect your interests; (iv) to analyse and develop profiles to ensure the correct execution of the insurance contract; and (v) to contact you with information about products or services that may be of interest to you since they are similar to the ones you already have with us. To be able to inform you about the products and services mentioned above, we will analyse your personal data to create a profile that will allow us, by whatever channel we may use to reach you, to tailor our commercial announcements as closely as possible to your needs, tastes and preferences. Please also refer to the additional information about data protection prepared by Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.