DOUBLE PROTECTION

Accident insurance for when the worst happens. And for when it doesn't.

Accident insurance that covers you if you die or need to be hospitalised.
imagen seguro de accidentes carretera

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See Cover Cover

Guarantees Insured Party Insured party and spouse Insured Party Insured party and spouse
Option 1 Option 2 Option 3 Option 4
Accidental death €45,000 €25,000 €90,000 €50,000
Death due to accident in private transport €90,000 €50,000 €180,000 €100,000
Death due to accident in public transport €135,000 €75,000 €270,000 €150,000
Daily compensation for hospitalisation due to accident €36.06/day €18.03/day €72.12/day €36.06/day
Annual premium €131.38 €131.47 €262.74 €262.88
Quarterly premium First quarter: €33.65 First quarter: €33.74 First quarter: €67.26 First quarter: €67.41
Other quarters: €32.60 Other quarters: €32.60 Other quarters: €65.17 Other quarters: €65.17

See Terms and conditions Terms and conditions

Terms and conditions of Double Protection Insurance

Traffic accident protection insurance is available to anyone under 69 years of age.

The age limit for the guarantee is 70.

No medical examination is needed.

See FAQs FAQs

What is an accident?

An accident is a violent, sudden, external cause which the Insured Party did not intend to happen, causing the death or absolute and permanent disability of the Insured Party, and which is not a traffic accident.

What is a traffic accident?

Any accident that takes place in the public thoroughfare which involves a moving land motor vehicle or a motorcycle and that produces the death or absolute and permanent disability of the insured party.

When is disability considered absolute and permanent?

This refers to the total, permanent and irreversible incapacity of the insured person to carry out any type of work, trade or gainful employment. The final decision made by a Competent Labour Body on this question will be binding.

Can I take out accident insurance if I already have life insurance?

They are complementary policies. With some life insurance policies, you can supplement the main insurance with cover if an accident occurs. The additional cost is usually low and the insured capital can be double or triple the original capital in the contract.

Can I deduct the premiums in my tax declaration?

No, the premiums paid for accident insurance are not tax deductible.

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