DOUBLE PROTECTION

Accident insurance for when the worst happens. And for when it doesn't.

Accident insurance that covers you if you die or need to be hospitalised.
imagen seguro de accidentes carretera

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See Cover Cover

Insurance coverage


Guarantees Option 1- Insured Option 2 - Insured party and spouse Option 3 - Insured Option 4 - Insured party and spouse
Mort per
accident
45.000€ 25.000€ 90.000€ 50.000€
Mort per
accident en transport privat
90.000€ 50.000€ 180.000€ 100.000€
Mort per
accident en transport públic
135.000€ 75.000€ 270.000€ 150.000€
Indemnització diària per
hospitalització per accident
36,06 euros/día 18,03 euros/día 72,12 euros/día 36,06 €/día
Prima anual 131,38€ 131,47€ 262,74€ 262,88€
Prima trimestral Primer trimestre: 33,65€ Primer trimestre: 33,74€ Primer trimestre: 67,26€ Primer trimestre: 67,41€
Prima trimestral Resto trimestres: 32,60€ Resto trimestres: 32,60€ Resto trimestres: 65,17€ Resto trimestres: 65,17€

See Terms and conditions Terms and conditions

Terms and conditions of Double Protection Insurance

Traffic accident protection insurance is available to anyone under 69 years of age.

The age limit for the guarantee is 70.

No medical examination is needed.

See FAQs FAQs

What is an accident?

An accident is a violent, sudden, external cause which the Insured Party did not intend to happen, causing the death or absolute and permanent disability of the Insured Party, and which is not a traffic accident.

What is a traffic accident?

Any accident that takes place in the public thoroughfare which involves a moving land motor vehicle or a motorcycle and that produces the death or absolute and permanent disability of the insured party.

When is disability considered absolute and permanent?

This refers to the total, permanent and irreversible incapacity of the insured person to carry out any type of work, trade or gainful employment. The final decision made by a Competent Labour Body on this question will be binding.

Can I take out accident insurance if I already have life insurance?

They are complementary policies. With some life insurance policies, you can supplement the main insurance with cover if an accident occurs. The additional cost is usually low and the insured capital can be double or triple the original capital in the contract.

Can I deduct the premiums in my tax declaration?

No, the premiums paid for accident insurance are not tax deductible.

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