What is the High Coverage supplement of the health insurance?

This optional coverage, exclusive to the Reimbursement Insurance, consists solely of an increase in the maximum economic limit of reimbursement per Insured guaranteed in relation only to the maximum limit for out-of-hospital expenses and/or the maximum limit of hospital expenses for the same illness, not applying to the rest of the limits or sub-limits, in accordance with the provisions of the Particular Conditions of the policy and/or in the Individual Insurance Certificate.

On the other hand, Insureds who have contracted the High Coverage and the “Second International Diagnosis” coverage of their policy may use the Services Recommended in the USA, included in the current Medical Care Guide, without making any disbursement for hospitalisation exclusively in case of illness and if, as a consequence of the “Second International Diagnosis” coverage, it becomes necessary for the Insured to undergo treatment covered by the policy in one of the Services Recommended by the Insurer in the USA.

Under no circumstances is hospitalisation that the Insured may require for any reason during a stay, trip or journey to the USA covered. States. 

The Insured must request pre-authorisation from the Insurer, attaching all medical information related to the service to be performed in said country at the hospital chosen (medical reports, estimates from the US hospital), as well as any other information required by the Insurer. 

Once the documentation has been reviewed and the authorisation has been issued, the Insurer will inform the Insured of the scope of the authorisation and any procedures to be followed.