How can I register an authorised user in my bank accounts?
If the person you want to authorise in your accounts is not a customer of Bankinter, you will have to authorise them through your branch.
If they are a customer of Bankinter, you can add them through the app or website with our Account management service.
Through our website:
Content Through our website:- Under the “Services” tab, select “Account management” and then click on “Register new authorised user”.
- Enter the identity document type and number and mobile telephone number of the person you want to authorise in your account.
- Lastly, choose which account(s) you want to add them to as an authorised user, confirm that everything is correct and sign.
You can also do this through the “Frequent actions” menu, selecting “More Actions”.
Through our app:
Content Through our app:- Open the account details and select “More Actions”.
- Next, go to “I want to perform another action”, select “Account management” and then “Register new authorised user”.
- Enter the identity document type and number and the mobile phone number of the person you want to authorise in your account.
- Lastly, choose which account(s) you want to add them to as an authorised user, confirm that everything is correct and sign.
The authorised user will receive a notification on their phone informing them that they have to sign the authorisation. They have 7 days to complete the signature.
To do this, they have to log in to the app or website, go to “Communications” and select “Processe”.FAQs
What are authorised users?
These are people who appear in your accounts. They don't own the assets but they can perform certain actions up to the limit set by the holders.
What permission am I giving to an authorised user?
Your authorised users will be able to see your finances and perform certain actions, depending on the type of account. For example:
- Current accounts: transfers, Bizum, debits (payments, direct debits), deposits, etc.
- Securities and brokerage accounts: buy and sell orders.
- Investment fund accounts: redemptions, additional and regular contributions.
Authorised users will perform actions on a joint and several basis, which means they will have complete freedom to act on their own.
Can I remove an authorised user from my accounts?
Yes, through the Bankinter website and app.
What are the tax implications of authorised parties?
Tax obligations only affect the account holders, not the authorised parties. In the event of the death of the holder(s), the authorised user loses their rights over the account.