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Financing for Residents' Associations

Go green.
Green and with no surcharges.

That's where our Residents' Association Loan comes in.1 Available from Bankinter or our partner IESA through, it's designed for associations that want to carry out general and energy efficiency improvements.
  • Is your residents' association short on funds? Residents' Association Loans.
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100% online application process

No notary fees.

If the loan is less than €300,000, there won't be any need for a notary.

Financing up to 100%

Apply for the amount you need and we may even be able to finance 100% of your project.

And up to 12 years

Up to 12 years to repay the loan in monthly instalments.
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What can you finance?

Here are some examples:
  • Installation of photovoltaic solar panels.
  • Installation of lifts and ramps.
  • Change of central boilers.
  • Replacement of lights with LED system.
  • Installation of charging points for electric cars.
  • Cost sharing facilities.

It's easy to apply.

You can send us your application through our online mailbox, or alternatively contact one of our branches if you want to discuss your application in person. Click on the link below to find out the documents you will need.
Bankinter mailbox
You can also apply for it through your administrator via

See Documents required Documents required

To apply for and formalise the loan, the following documents must be provided:

  • Community Tax ID Number and photocopy of the President of the Community's ID card.
  • Copy of the minutes of the homeowners' association certified by the secretary or administrator where the following is detailed:
    • - Conformity to the project to be carried out by the Community.
    • - Conformity for the request and future signing of the financing with Bankinter
  • Certificate issued by the administrator of the Community's default in which the detail of the amounts owed by the various owners is provided.
  • Last closing of accounts.
  • Detailed budget of the installation to be financed.

See Conditions Conditions

  • Whatever your bank.
  • Repayment period: up to 12 years.
  • No notary documents up to €300,000.
  • Depreciation: monthly.