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1 /6

This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.

Bankinter is a member of the Spanish Deposit Guarantee Fund for Credit Institutions, ensuring up to €100,000 per depositor and institution.

Each specific issue of treasury bills and bonds has its own level of risk. You can check the risks of each product in the Key Information Document available on bankinter.com

INTERNATIONAL PUBLIC DEBT

Find your risk-return balance.

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Everything you need to know about investing in international government debt.

What is international public debt?

These are public debt securities (bills, bonds and debentures) issued by a foreign country to finance its activities. It's also known as sovereign debt.

What is a country's risk premium?

For public debt, it refers to the extra interest that a country has to pay to finance itself in the markets, compared to another country with lower risk. In the case of Europe, Germany is the benchmark for measuring the risk premium. The greater the difference, the greater the risk premium and therefore the greater the country risk.

What are coupons?

It's the way interest is paid, which is usually annually or half-yearly. The return of the invested capital is made at maturity.

Solvency ratio

This will depend on the credit quality of the issuing country and the currency in which the debt is issued: dollars, euros, local currency, etc. A country's solvency is determined by the credit rating agencies, which assign ratings based on economic factors such as gross domestic product, social factors such as employment, or political factors.

Risk versus return

Investing in a developed country with high credit quality is less risky than investing in a developing country. Use your common sense when choosing where to invest.

Currency exchange risk

A risk inherent in any foreign exchange investment. Because the currency in which the investment has been made may fluctuate, affecting losses and gains.

Investing in fixed income products can lead to losses in the event of default by the issuer or fluctuations in interest rates. Fixed income is subject to risks. Past performance is no guarantee of future results.

Fixed income finder

Find what you're looking for. You can filter your search by sector, IRR, term, amount, country, currency, etc.

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Information and tools to help you invest:

Financial analysis

Fortnightly report. Our Analysis department prepares a report on the current situation and outlook with ideas and comments on the fixed income market to guide your investment strategy.

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Stock market expert service

Our telephone service is staffed by stock market experts and will provide you with information and assistance throughout trading.

91 623 4379, Monday to Friday, from 09:00 to 17.00 (Spanish mainland time)

Want to start trading? Here's what you need:

If you're a Bankinter customer

All you need to do is open a brokerage account where the securities you purchase will be deposited.

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Not yet a customer?

1. Start by opening a Broker Account. A current account with no maintenance fee. Plus, it pays you up to 2% AER depending on your stock market activity. Maximum interest-bearing balance of €5,000.^EXAMPLE Offer valid until 40,000 new accounts are opened.

2. Once you've opened your Broker Account, you will need to open a brokerage account so you can start trading.

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For our rates, our service, our tools, and because we make what seems difficult easy: transfer your fixed income portfolio.

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Información de interés

This information is for commercial purposes and does not constitute a personalised recommendation or financial advice. Before you make an investment decision, you should always read the available legal and commercial documentation for the product and assess whether it's suitable for your risk profile and time horizon. Past returns do not guarantee future returns. Investing in fixed income products can lead to losses in the event of default by the issuer or fluctuations in interest rates. Consult your financial institution or adviser before entering into a contract.

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