What happens if I miss my monthly instalments?

Remember, if you do not pay the amounts owed within the agreed deadlines, late payment interest will be charged and as well as the administrative costs incurred by the Bank for claiming overdue debtor positions.

If the past-due status continues over time, this may lead to the early termination of the loan and legal action being taken, entailing higher costs. In addition, Bankinter may share your information with the credit reporting systems to which it subscribes, which could make it difficult for you to access financing or new loans in the future.