Bankinter Family Office
A structure designed to provide an outstanding response to all the necessary demands for the optimisation and preservation of family wealth, based on excellence: fiscal, financial, legal, real estate and venture capital.

End-to-end wealth management
Content End-to-end wealth management
A multidisciplinary and transversal team
Content A multidisciplinary and transversal teamWe are experts
We are independent
We are different
We are Bankinter
One family, one plan
Expert consulting at the service of the family
Market
Content MarketImproved efficiency
Content Improved efficiencyManagement on demand
Content Management on demandA consulting model based on independence
A structure that sets us apart
An organisation able to offer truly global management.
A transversal and necessary coordination with both internal and external services.
A strength that allows us to select the best providers, with the most exclusive conditions.
We are Bankinter
- Experts in wealth management
- The most efficient listed bank in Spain (Spanish Banking Pulse report)
- We are one of the most solvent banks in the eurozone, according to the European Central Bank.
Management

Yolanda Cerrato Astarloa

Ambrosio Miñarro Viseras

Jesús Amador Castrillo

Paula Ameijeiras Abeigon

Silvia Fernández González
Director of Innovation at the Family Office

Rocío Sequeira Suardíaz

José Luis Torroba Tejedor
Over 20 years of experience in Wealth Management. She began her career in high-net-worth management as a banker and currently leads Bankinter's main Global Wealth Management Solutions teams: tax and wealth planning, real estate services, independent advice and wealth management, investment banking associated with wealth management and Bankinter's Family Office.
She previously worked in financial consulting for three years, allowing her to acquire a technological and strategic vision of the business (Accenture). She is a member of the Board of Directors of the Bankinter International SICAV in Luxembourg. During her professional career, she has led different Wealth Management teams and her training has allowed her to acquire a solid knowledge to understand the needs of high-net-worth clients in the field of Global Management Strategic Consulting.
She graduated in Economics and Business Sciences at the University of the Basque Country and holds an MBA Master's degree in Business Administration and Management from the ESIC. EFPA certification. Family Office programme and Higher Family-Run Business Consultant course from the UAO CEU and Nexia Institute.
With 23 years of experience in private banking, always near the client, understanding our clients' wealth management needs and providing valuable solutions. Ambrosio joined Bankinter 24 years ago. He previously worked in the industrial sector and in Human Resources.
He has been a banker, Private Banking office Director and Director of Wealth Management at Bankinter. His career and his participation in several internal projects have allowed him to acquire extensive knowledge of the needs of high-net-worth clients and Bankinter's capabilities as a consultant.
He graduated in Economics and Business Sciences at the University of Murcia and holds an MBA Master's degree in Business Administration and Management from the ENAE. EFPA certification. Advisor to Religious Entities and the Third Sector by UFV, Family Office programme and Higher Family-Run Business Consultant course from the UAO CEU and Nexia Institute.
Jesús has 15 years of professional experience in financial markets, focusing on two different areas. From 2010 to 2018, he was a member of the Market Analysis team, where he was involved in selecting investment funds, macroeconomic analysis, coverage of listed corporates in sectors such as concessions, construction and technology, participated in IPOs and in the design of the investment strategy.
In 2019, he was appointed Director of Investments of the Independent Advisory team, developing financial asset investment strategies for High-Net-Worth clients. As an analyst in direct contact with clients, he has acquired the technical expertise required to achieve a cross-disciplinary vision, allowing him to provide the most suitable and comprehensive solutions when managing the financial assets of family groups.
Jesús graduated in Business Administration and Management at the Universidad Pontificia de Comillas and holds an Executive MBA from the IESE. He is also EFPA certified and has completed different training programmes associated with financial analysis of companies at the IEB and with financial and wealth advice and planning.
With more than 20 years of experience in the analysis of corporate and family structures, corporate restructuring operations, investment-disinvestment alternatives and analysis, inheritance planning, merger, acquisition, or sale of businesses and company shares, providing support to review procedures and assess tax-related matters and helping optimise Wealth, Inheritance and Donation tax structures.
Paula joined Bankinter in January 2014 as Director of the Wealth Management Planning Team. She used to work as a consultant at AFInet Global EAFI-Grupo Analistas Financieros Internacionales (AFI), providing legal-tax advice to the private banking teams of financial entities.
Paula graduated in Economics at the University of Santiago de Compostela, has completed an Expert Programme in Private Banking at the Escuela de Finanzas Aplicadas (EFA) and a Master's degree in Tax Consulting and Taxation at the Centro de Estudios Financieros (CEF).
With more than 24 years of experience in the financial sector, most of her career has focused on managing Bankinter's private banking clients. Extensive experience providing advice to UHNW clients over the last nine years as a member of Bankinter's Wealth Management team, also providing a 360º strategic vision of global asset and liability planning. Enthusiastic about innovation and new technologies, she has promoted and implemented digital transformation solutions, participating in numerous projects both within the team and across the entity, always in the high-net-worth client environment.
Silvia graduated in Business Administration and Management at the University of Alicante and in Marketing at the Higher School of Marketing of Alicante.
With 25 years of experience in the banking industry, 15 of which are in the private banking sector, and 5 years as the Director of Wealth Management Distribution to facilitate alternative investment solutions, catering to the needs of each client.
Rocío joined Bankinter 24 years ago, having previously worked in other financial institutions.
In addition to being a banker, she has worked as the Director of the Private Banking office and Director of Wealth management Accounts at Bankinter. Her latest professional project at Bankinter has allowed her to learn more and help build a portfolio of alternative products, while adapting them to the investment loans strategy of each client.
She graduated in Economics and Business Sciences at the Complutense University of Madrid and holds a Master's degree in Banking and Insurance from the ESAE Centro de Formación. CAF certification.
José Luis has more than 15 years of experience in the real estate sector, always related to loans associated with institutional and private capital. He has participated in many important transactions of different types and volumes. His profile is of the customer-centric and technical type, with extensive knowledge of the national and international real estate markets.
He joined Bankinter in 2023 to lead the bank's Real Estate Advisory Services team, with the aim of offering end-to-end 360º Services to our clients and cater to their real estate needs.
José Luis began his career in the world of analysis to later create the Wealth Management Department of Savills in Spain. For the last eight years, he has led JLL's Wealth Management team in Spain, as well as the company's Business Development team, where he held the position of National Director and was a member of the Management and Business committees.
He graduated in Marketing and Commercial Management at the ESIC and has completed several courses and training programmes in the Real Estate sector.
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