
The green bonds issued by Bankinter prevent emissions equivalent to 191,000 tonnes of CO2
The assets in this green portfolio are mainly renewable energy projects, which amount to 679 million euros, of a total of 750 million.
Photovoltaic infrastructure accounts for 55% of renewables and solar thermal 32%, while wind energy represents 13% of the total.
The calculation is supported by the methodology of an independent consultant, Ecodes, specialised in this field.

Bankinter's board of directors is proposing the appointment of two new directors with strong backgrounds in technology to the Annual General Meeting
Juan Antonio Zufiría Zataraín and Alfonso Villanueva Rodríguez, who have extensive experience as senior managers at IBM and the payment company PayPal, respectively, will join the administrative body as independent external directors.
Another proposal is to increase the number of board members by one = from 11 to 12 - which complies with the limit under the by-laws of 15 directors.
The bank is proposing payment of a final dividend of 0.12 euros per share on 3 April.

Bankinter amplía el convenio firmado con AfínSGR para aumentar la línea de ayudas a empresas afectadas por la DANA en Valencia
El acuerdo incrementa en 13 millones de euros la línea ya aprobada por la Sociedad de Garantía Recíproca AfínSGR y Bankinter junto con otras entidades, con lo que el máximo total se eleva a 35 millones.
Las pymes podrá acceder al “Préstamo DANA 0%” como ayuda urgente para la financiación de inversiones o para la obtención de circulante.

The rating agency Morningstar DBRS has raised Bankinter's rating one notch from “A” ('low') to “A”
Two factors explain the upgrade of the long-term credit rating: the reinforced and resilient profitability shown by the Bank in recent years, and the Morningstar DBRS expectation that the Bank will continue to record robust performance in this area.
The rating of its Long-Term Senior Debt and Long-Term Deposits has been upgraded to “A” from A ('low'), its Non-Preferred Senior Debt to A ('low') from BBB ('high'), and its Subordinated Debt to BBB ('high') from BBB.

Bankinter lanza con éxito una emisión de deuda senior no preferente por un importe de 750 millones de euros
- La colocación se ha realizado en tan solo 3 horas y se ha dirigido a inversores institucionales.
- Ha logrado una sobredemanda de 4,4 veces al situarse por encima de 3.300 millones de euros.

Bankinter closes 2024 with record profit of 953 million euros, up 13% on 2023, thanks to increased commercial activity and diversification of the business
The bank shows improvements across all account margins. Gross income, which includes all revenues, increases by 9.1%, with a growing contribution from the businesses in Portugal and Ireland.
Outperforming the market in all businesses. Lending is up 4%, customer funds under management climb 13% and off-balance sheet funds (mutual and pension funds and asset management/SICAVs) grow 22%.
Bankinter increases its return on equity (ROE) to 17.9% and maintains its leadership in cost-to-income, with its ratio improving to 36.3%.

Bankinter logra por decimoctavo año consecutivo la certificación Top Employers como una de las mejores empresas en las que trabajar
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- El banco se sitúa en el ‘top 20’ de las compañías españolas con mayor reconocimiento.
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- El ambiente de trabajo, la estrategia de recursos humanos o la incorporación de talento a la plantilla, entre otros aspectos, son criterios que ha tenido en cuenta Top Employers Institute, la entidad certificadora.

Bankinter consolidates its position as one of the most sustainable banks in the world
The bank successfully renewed its membership of the Dow Jones Sustainability Index for the seventh year running. This prestigious index recognises the top-performing companies when it comes to ESG (environmental, social and governance) criteria.
Bankinter's Board of Directors appoints Maite Cañas as the bank's new Director of Corporate Banking
- The bank is promoting a generational shift in a key area of its business strategy - Corporate Banking -, with the handover of its current leader, Fernando Moreno.
- The Board also agreed to replace Eduardo Ozaita, who will leave his position as general manager of EVO Banco upon the integration of the subsidiary into the bank's structure.

Bankinter celebrates the 13th Edition of “"Implicados y Solidarios" (Involvement and Solidarity)”
During this edition, a total of 226 social projects from as many foundations and NGOs were presented.
This year's Gold Solidarity Card was given to “APASCIDE”, the Spanish Association of Families of People with Deafblindness, for its summer camp project for deafblind children.

Bankinter, one of the best companies in the world in terms of sustainable growth, according to TIME magazine
The ranking of the "World’s Best Companies in Sustainable Growth 2025" recognises 500 corporates from around the world that combine solid financial growth and commitment to environmental sustainability.

Bankinter supera con amplitud los requerimientos mínimos de capital exigidos por el Banco Central Europeo para este año
Las exigencias mínimas de capital CET1 de cara a 2025 serán para Bankinter del 7,81%; y la ratio de Capital Total mínima exigible, del 11,88%.
El perfil de riesgo de Bankinter sigue invariable respecto al de ejercicios anteriores y continúa situado en el grupo de entidades españolas y europeas con el requerimiento de capital más bajo.

Bankinter apoya al Museo Thyssen-Bornemisza en su primer ‘glosario’ de términos artísticos para las personas sordas
- ‘Thyssen en signos’ busca acercar aún más el conocimiento sobre la pintura y los principales maestros de esta disciplina artística y el propio museo a este colectivo.

Bankinter y Fundación ONCE renuevan su compromiso con el empleo de las personas con discapacidad
- María Dolores Dancausa, Presidenta del banco, destaca la importante colaboración con esta institución al revalidar el Convenio Inserta, sellado por primera vez hace diez años.
- El Vicepresidente Ejecutivo de la fundación, Alberto Durán, resalta esta firma con un banco como Bankinter y su apuesta por la sostenibilidad y la accesibilidad.

Bankinter launches support measures for customers and employees to mitigate the effects of the flash floods in Valencia
The Bank will offer three-month, extendable payment holidays on mortgages and consumer loans to families and corporates, in addition to financing backed by the new credit facility from the Official Credit Institute (ICO) for people affected by the flash floods.
Since last week, it has been facilitating free cash withdrawals from cashpoints in the affected areas, as well as solidarity accounts and Bizum transfers to channel donations to four NGOs from customers and other members of the public.
It will also give priority to affected customers in all its telephone banking operations and will advise on the processing of insurance claims for customers with policies brokered by Bankinter.
In addition, it will increase the Mutual Guarantee Society (SGR) credit facilities and make zero-cost financing available to affected employees to repair the material damage suffered.

Bankinter announces profit to September of 731 million euros, up 6.8%, driven by commercial activity and greater business diversification
Robust growth of the Bank in all volumes of its customer business, especially off-balance-sheet managed funds, up 23.3%. The loan book sees a year-on-year growth of 5%.
Bankinter consolidates its cost-to-income ratio at sector leadership levels, with 34.6%; its healthy risk profile, with a default rate of 2.2%; and its profitability, with an RoE of 17.1%.
Income statement margins are growing at a healthy pace, compared to the same period last year: net interest income, +5.5%; gross operating income, +7.30%; and operating income, +7.8%..

Bankinter launches an innovative AI-powered tool to allow customers to manage their bills more easily and quickly
- It is the first bank to use AI with natural language for these types of transactions, which will make searches faster and deliver greater operational efficiency.
- Customers will be able to change the debit account, return a payment or set up notifications about upcoming payments by simply clicking on the selected bill.

Bankinter embraces AI by implementing Microsoft 365 Copilot into different areas across the Bank to explore how it can improve efficiency
The Bank has been working for about a year on a pilot project that integrates this generative AI assistant into internal tasks related to the extraction and processing of data and information.Now, keen to explore how it can enhance efficiency in the workplace, the financial institution has decided to increase the number of employees who will be able to use the solution.

Bankinter successfully places a preferred senior debt issue for 750 million euros
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The issue was completed in just three hours and registered a demand of three times the amount offered.
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The term of the transaction has been set at eight years, with the option for Bankinter to cancel the issue on the seventh anniversary.

Bankinter is one of the best banks in the world, according to a report by Forbes magazine
- The prestigious US publication ranks it the first Ibex 35-listed bank in its list of Spain's best financial institutions in Spain from a total of nine analysed.

Jaime Botín, the historic chairman and founder of Bankinter, passes away
- He became Managing Director of Bankinter in 1965 and was Chief Executive Officer from 1977 to 1986, before serving as Chairman from 1986 to March 2002. He was the bank's the largest shareholder, through the holding company Cartival.
- He was the main architect of Bankinter's innovative and independent character, and the driving force behind its development and transformation into one of the country's leading banks.