News

Bankinter reports 12% increase in profit to 605 million euros, driven by growth in customer business, greater diversification and strong profitability

The Bank continues to build an increasingly profitable and diversified customer business: the loan book increased by 4.6%, retail funds by 2%, and off-balance-sheet managed funds by 20.3%, reflecting its strategy of focusing on value-added products.

Higher business volumes, coupled with disciplined cost management and commercial execution, drove improvements across all key income statement metrics: net interest income rose by 5.4% and gross operating income was up 7.3%, supported by strong growth in value-added fee income.

The strength of the business model and the quality of the Bank’s assets continue to be reflected in its key performance indicators, with a return on equity (ROE) of 19.1%, a ROTE of 20.4%, a cost-to-income ratio of 34.3% and a non-performing loan (NPL) ratio of just 1.92%.

Bankinter has successfully completed the integration of Bankinter Consumer Finance and strengthened its Consumer Finance and Payments business

The merger by absorption simplifies the Group's structure and fully integrates the capabilities of the consumer finance business into the Bank, strengthening its growth potential.

The technological integration was finalised a few days after the merger by absorption, the deed for which was filed with the Companies Register last Wednesday.

Bankinter and the Comillas Pontifical University hold the ninth edition of the Business Ethics Research Awards

Joaquín Chico Céspedes receives the first prize for a research project that leverages artificial intelligence to analyse how corporate purpose and sustainability work together to drive performance in major global corporations

Corporate purpose serves as the common thread running through the three award-winning research projects, reflecting one of the major current debates on ethics and organisational management.

Once again, the event highlights academic research that encourages ethical leadership, transparency and sustainability in business, and affirms the collaborative commitment between the academic and business communities.

Bankinter avoids emissions equivalent to 217,500 tonnes of CO2 thanks to its green bonds

The calculation of emission savings is based on the generation of 1,987.54 GWh from renewable energy and an annual reduction of 440 MWh achieved by green buildings.

The independent firm ECODES, which specialises in the green economy, calculated the emissions savings and developed the methodology for the report, which has been verified by Deloitte.

Bankinter launches its fifth “CFO FrontLine Report”, which highlights that six out of ten corporates are going to increase technology investment in their finance areas

Sixty-two per cent of chief financial officers at Spanish corporates plan to increase technology investment in their finance areas over the next three years, compared to 76% in 2025, reflecting a shift towards more selective, prudent decisions focused on clear returns on investment.

The study, which focuses on robotic process automation (RPA) in finance departments, highlights that the corporates most advanced in this field view banks increasingly as suppliers of technology.

Bankinter joins the Qivalis consortium to launch a regulated, euro-denominated stablecoin

Bankinter’s entry forms part of the consortium’s expansion, which today welcomes 25 new banks, bringing total membership to 37 institutions and extending its footprint to 15 European countries, with the aim of supporting pan-European on-chain euro payments and settlements at scale.

Qivalis plans to launch this euro stablecoin in the second half of 2026 and to position it as a global benchmark in digital finance.

Bankinter once again features among the world’s most sustainable banks by renewing its inclusion in the Dow Jones Best in Class Index.

The Bank's chair, María Dolores Dancausa, said the recognition “confirms the soundness and consistency of Bankinter's model” while also endorsing “the Bank's strategy” and “its ongoing commitment to integrate sustainability criteria into its decisions”.

Bankinter renews its international recognition for the eighth consecutive time.

Bankinter reports a profit of 291 million euros in the first quarter of 2026, up 8%, with growth across all business lines and continued expansion of its customer franchise

The bank consolidates profitable growth in its customer business: the loan book grows by 5%; retail funds increase by 1%; and off-balance-sheet assets under management maintain the strong momentum of the past two years, rising by 17%.

Discipline in managing spreads and diversifying income promotes good performance across all margins: net interest income rises by 5.5%; gross income by 6.5%; and operating income by 8.7%.

The ratios in the income statement highlight the strength of the business model and the quality of the bank's balance sheet: ROE (return on equity) stands at 18.8%, with ROTE at 20%; the cost-to-income ratio at 35.4%; and the non-performing loan ratio at 1.92%.

Bankinter becomes the first Spanish bank to implement Microsoft's advanced generative AI for its entire workforce

The Bank is extending the adoption of advanced generative AI to its entire organisation with the deployment of Microsoft 365 Copilot for all employees in its central services and Copilot in Dynamics 365 Sales for its sales teams.

GitHub Copilot will be deployed across more than 800 developer workstations to optimise software development practices and streamline delivery cycles for technology teams.

The agreement marks another step forward for Bankinter within its 'AI First' strategy, led by CEO Gloria Ortiz, and consolidates the Bank's status as one of the most proactive financial institutions in the organisation-wide adoption of generative AI, with the use of numerous AI agents.

Bankinter Investment and Plenium Partners merge their investment management firms and acquire a significant stake of Access Capital Partners to drive their expansion in Europe

The merger of the alternative investment management firms, Bankinter Investment SGIIC and Plenium Partners SGEIC, creates a leading direct investment platform in the Iberian Peninsula.

The acquisition of a significant stake in Access Capital Partners drives their pan-European expansion.

Both transactions will result in more than €14 billion in capital committed by investors..

Bankinter becomes the first Ibex 35 company to launch an AI agent to perform searches in its annual report

'MemorIA' allows shareholders, journalists, analysts and the general public to interact in natural language with the Bank's financial and corporate information and search for key data and milestones in the 2025 annual report.

It is one of the first agents the Bank has designed for non-customer external audiences.

Bankinter will propose the largest dividend in its history at the Annual General Meeting: 545 million euros in cash

The Bank will propose the payment on 2 April of a final dividend of 0.15 euros per share, making a total dividend of 0.606 euros per share for 2025.

The total amount of 545 million euros is equivalent to 50% of the profit and reinforces a stable and predictable shareholder remuneration policy.

The Bank is convening its Annual General Meeting on 26 March in a virtual format to facilitate shareholder attendance and for efficiency reasons.

Bankinter posts a record profit of 1,090 million euros in 2025 (+14.4%), driven by growth in its business with customers

The bank reports improvements across all customer business metrics: the loan book grows by 5%, retail funds by 6%, and off-balance-sheet managed funds once again deliver an outstanding performance, rising 19%.

Gross operating income (which comprises total revenues) exceeds 3 billion euros for the first time, recording a 5% year-on-year increase.

A sound business model, as reflected in the bank’s management ratios: ROE (return on equity) climbs to 18.9%, with a ROTE of 20%; CET1 capital stands at 12.72%; the cost-to-income ratio drops to 36.1%; and the NPL ratio declines to 1.94%.

Bankinter anuncia el nombramiento de Carlos Ayesa como nuevo director de Banca Patrimonial que gestionará el negocio de banca privada

El directivo tiene una larga trayectoria en diseño de productos financieros y gestión de banca privada.

El actual director de Banca Patrimonial, Joaquín Calvo-Sotelo, será promocionado a director de la Organización Madrid Oeste, una de las más potentes del banco en términos de negocio, como ya anunció la entidad.