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Bankinter is boosting its corporate banking business with a new strategy based on specialisation and advisory services
Bankinter reports 12% increase in profit to 605 million euros, driven by growth in customer business, greater diversification and strong profitability
The Bank continues to build an increasingly profitable and diversified customer business: the loan book increased by 4.6%, retail funds by 2%, and off-balance-sheet managed funds by 20.3%, reflecting its strategy of focusing on value-added products.
Higher business volumes, coupled with disciplined cost management and commercial execution, drove improvements across all key income statement metrics: net interest income rose by 5.4% and gross operating income was up 7.3%, supported by strong growth in value-added fee income.
The strength of the business model and the quality of the Bank’s assets continue to be reflected in its key performance indicators, with a return on equity (ROE) of 19.1%, a ROTE of 20.4%, a cost-to-income ratio of 34.3% and a non-performing loan (NPL) ratio of just 1.92%.
Bankinter has successfully completed the integration of Bankinter Consumer Finance and strengthened its Consumer Finance and Payments business
The merger by absorption simplifies the Group's structure and fully integrates the capabilities of the consumer finance business into the Bank, strengthening its growth potential.
The technological integration was finalised a few days after the merger by absorption, the deed for which was filed with the Companies Register last Wednesday.
Bankinter, in partnership with Visa, has completed a transaction initiated by an AI agent as part of an agentic commerce pilot in Europe
The Bank is one of four Spanish institutions to have taken part in this initiative spearheaded by Visa.
This is an initiative carried out by the Directorate-General for Consumer Affairs, Payments, and New Businesses, which Bankinter links to its AI First programme, through which it oversees the advances in artificial intelligence within the Bank.
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Bankinter and Liberty Seguros enter into a new bancassurance partnership
The two entities will promote innovation and market automobile and homeowners' insurance through all Bankinter channels and networks in Spain and Portugal, including EVO Banco.
The insurance company's innovation capacity and international footprint in Bankinter's markets were key factors behind the agreement.
Liberty will own 50.01% of the new company and Bankinter the remaining 49.99%.
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