ADRs

ADR's are a product which enables U.S. residents to invest in companies abroad through a certificate of deposit, called an ADR, with dividend payments in the most convenient form for them.

Bankinter's ADR program is administered by the Bank of New York.

Please direct any inquiries about this product to:

Mrs. Elsa Foster
BNY Mellon | The Bank of New York Mellon SA/NV
7 rue Scribe
75009 Paris, France
Email:elsa.forster@bnymellon.com
www.bnymellon.com

The identification data of Bankinter's ADR program are as follows:

• - Symbol: BKNIY
• - Ratio: 1:1
• - Exchange: OTC
• - CUSIP: 066460304
• - Country: Spain
• - Industry: Banking
• - Settlement: T+3
• - Dividends: in USD
• - Program Level: Level I