Policies and commitments
Sustainability Policy
The Sustainability Policy of the Bankinter Group sets out a framework of action whereby integrates the values and corporate purpose of its activity and includes the principles and lines of action, implementation instruments and rules of governance applicable to the definition and implementation of the social, environmental and good governance objectives.
Policy on Human Rights
Bankinter´s human rights policy states its commitment to respecting, supporting and protecting human rights in its operations and in regard to its stakeholders within the environment in which it operates.
Inclusion and Diversity Policy
In carrying out its activities, Bankinter recognises the value of individual differences and actively promotes diversity in its talent management procedures.
Environmental and Climate Change policy for the Bankinter Group
The Bankinter Group is keenly aware of the global challenge of protecting the environment and combating climate change, which is why its sustainability strategy includes guidelines and programmes aimed at minimising direct environmental impacts, caused directly by its own operational activities, and indirectly, mainly by its financial activity.
The purpose of this policy is to establish the Group's framework for action in matters of the environment and climate change for all of its activities, establishing improvement goals.
Environmental and Climate Change policy for the Bankinter Group
Accessibility Policy for the Bankinter Group
The purpose of this Policy is to establish the Group's framework for action in regard to accessibility in all channels of relations with its stakeholders. This Policy serves as a reference for setting targets for continuous improvement to eliminate physical, technological or knowledge barriers.
Social Action Strategy
Establish the action framework for Bankinter Group entities (hereinafter, 'the Group' or 'Bankinter') regarding the process of requesting, evaluating, determining, controlling, monitoring and measuring Bankinter's socially beneficial contributions.
Health, Safety and Well-being Policy
Bankinter is aware that people are the main asset of the company and considers the health, safety and well-being of its employees one of its main priorities.
Sector policies
In its Control and Risk Management Framework, Bankinter has defined "Sustainable financing policies" related to particularly controversial or risky sectors financing, and where social and environmental impacts can be significant. To this end, Bankinter has developed "Sector Financing Guidelines" to establish the measures and benchmarks that the Bank will follow in its decision making, always taking into account, and when possible, the best international practices and standards.
These guidelines reflect Bankinter's commitment to sustainable development and the Bank focus on the follow-up of good practices by its clients.
Bankinter is committed to follow up on these guides and their correct application, as well as to its continuous revision, taking into account the best international practices and recommendations. The ultimate goal of these policies is to boost a transition of clients towards the best social, economic and environmental practices in the countries and communities in which they operate.
Policy on the integration of sustainability risks in investment decisions and advice
The Group's sustainability strategy rests on the following core principle: its business goals must be compatible with sustainable development and environmental and social objectives, preserving environmental and cultural resources for future generations, respecting diversity, and promoting the training and recognition of social groups that need specific support.
Policy on the integration of sustainability risks in investment decisions & advice
UNEP FI
Bankinter has joined the specific financial sector initiative of the United Nations Environment Programme.
Bankinter undertakes to support sustainable development, understood as meeting the needs of the present without compromising the ability of future generations to meet their own needs, by developing responsible and profitable economic practices and tools with leadership from governments and companies.
Bankinter undertakes to achieve this goal by preventing, identifying and quantifying the social and environment impacts of the Bank's business, in compliance with national and international regulations.
Responsible Banking Principles
Bankinter has joined the Principles for Responsible Banking which define the role and responsibility of the financial sector in building a sustainable future and aligning the industry with the United Nations Sustainable Development Goals and the 2015 Paris Climate Agreement.
Under these principles, the entity includes sustainability in all of its business units and identifies those that have the most potential for contributing towards a more sustainable world. The Principles set Bankinter on course to harness new business opportunities in the sustainable development economy.
Find out more about Responsible Banking PrinciplesNet Zero Banking Aliance
Bankinter is a member of the UN ethical commitment initiative under which entities, companies and organisations from different countries adopt, as an integral part of their strategy and activities, ten specific principles of conduct in the areas of human rights, labour, the environment and fight against corruption.
Task force on Climate Related Financial Disclosures for Banks
Bankinter is a member of the UN ethical commitment initiative under which entities, companies and organisations from different countries adopt, as an integral part of their strategy and activities, ten specific principles of conduct in the areas of human rights, labour, the environment and fight against corruption.Spanish United Nations Global Compact Network
Bankinter is a member of the UN ethical commitment initiative under which entities, companies and organisations from different countries adopt, as an integral part of their strategy and activities, ten specific principles of conduct in the areas of human rights, labour, the environment and fight against corruption.
Equator Principles
Bankinter is a member of the Equator Principles, an international initiative that is a reference in the financial system and aims to evaluate and manage environmental and social risks of projects to be financed. In the due diligence processes before any financing or other agreements are formalised, and in keeping with the Equator Principles and social and environmental risk management policies, Bankinter will assess practices with regard to the environment, society and human rights; and act in accordance with the principles provided in its policies. Promoting sustainable, competitive and safe sources of energy is a key objective for Bankinter financing ventures.
Find out more about Principios de EcuadorProject Finance in accordance to Equator Principles
Equator Principles Compliance
Finance for Biodiversity Pledge
The Bank joined the European 'Business and Biodiversity' working group for financial institutions to understand best practices in relation to these aspects. At the initiative of this group, Bankinter signed the Finance for Biodiversity Pledge. It is one of the first 26 financial institutions from around the globe that presented the manifesto during the Nature for Life Hub organised by the United Nations Development Programme, the United Nations Environment Programme and the Convention on Biological Diversity.