Bankinter extends 3% AER offer on its Digital Account for new customers until 11 November

Bankinter has extended its offer of 3% AER on its Digital Account for new customers until 11 November. Interest is paid on balances from the first euro up to 100,000 euros, with no fees or requirements to take out additional products or services. The offer also includes an incentive of up to 600 euros gross for customers who have their salary paid into the account.

Bankinter is stepping up its efforts to attract new customers through its digital channels. The bank has just extended its “Digital Account” offer by two weeks, giving new customers until 11 November to take advantage of an interest rate of 3% AER. The extension follows the launch of the offer in September, when the bank increased the rate from the previous 2.50% AER.

The offer is available exclusively to new customers, who can open the account through the bank’s digital channels, either via its app or website.

Interest is paid on balances from the first euro up to 100,000 euros. In May, Bankinter raised the maximum interest-bearing balance from 50,000 euros to 100,000 euros. Two months earlier, in March, the bank had removed the different balance tiers that previously attracted different interest rates, making the offer simpler and easier to understand.

 

Up to 600 euros extra before tax

In addition to the interest earned on the account balance, new customers can receive up to 600 euros gross a year for having their salary paid into the account. This is paid automatically in monthly instalments of 50 euros over 12 months.

Another key benefit is that the nominal interest rate (NIR) paid on the account is guaranteed to remain unchanged for six months, until 11 May 2027.

The Digital Account also has no maintenance fees or requirements to have a salary or bills paid into it. Customers have unrestricted access to their money and are not required to keep the account open for any minimum period.

The account also comes with a debit card with no issue or maintenance fees. Customers can withdraw cash free of charge from more than 17,000 ATMs across Spain, thanks to agreements Bankinter has signed with various ATM networks and financial institutions.

The Digital Account is one of Bankinter’s key products for attracting customers through its digital channels and has become one of the bank’s flagship products over the past three years. Bankinter aims to build on its success in attracting new customers.

 [Photo edited using artificial intelligence].