Bankinter increases the return on its Digital Account to 2% AER from the first euro
The Bank offers this return from the first euro and up to 50,000 euros.
The offer is only be valid for new customers who open the account through digital channels (website and app) by 20 April.
In a new boost to its strategy of attracting new customers through digital channels, Bankinter has launched a new promotional offer of its “Digital Account”, which now offers a return of 2% AER, up from 1.50% AER, from the first euro.
The promotion is aimed exclusively at new customers and can be opened under these conditions from today until 20 April through the Bank's digital channels (website and app).
In addition to improving the return, Bankinter has eliminated the remuneration tranches in this new offer, meaning that the 2% AER will apply to any amount in the account, up to a maximum of 50,000 euros, with interest paid monthly.
The gross annual return for an average account balance of 50,000 euros will be 990 euros, or 82.50 euros per month, and 198 euros/year or 16.50 euros/month for an average balance of 10,000 euros, applying in both cases the same 2% AER.
The Digital Account is a current account with no maintenance fee or minimum commitment period, and holders are not required to deposit a salary or set up direct debits. It also includes a debit card with no issuance or maintenance fees and allows free cash withdrawals at more than 17,000 ATMs throughout Spain, thanks to Bankinter's agreements with different networks and financial institutions.
The Digital Account was launched in March 2023 and is proving to be one of the Bank's main drivers for attracting customers. Half of all its new customers in 2025, a record year for acquisitions, were acquired through the digital channel, mainly by accessing the Bank through this product.
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