Bankinter, on top of the 2.50% APR on its Digital Account, is offering an incentive of up to 600 euros gross
Bankinter pays interest from the very first euro, for balances of up to 100,000 euros.
The promotion of up to 600 euros gross is available through the app and website, and is limited to the first 8,000 accounts or until 20 July, whichever comes first.
Summary generated with artificial intelligence:
Bankinter updates its Digital Account offer. For one, it maintains a yield of 2.50% AER, which is higher than official interest rates. Additionally, it offers an incentive of up to 600 euros gross for new customers who set up a direct deposit of their salary or pension into the account.
Interest on the Digital Account is paid from the first euro, up to balances of 100,000 euros. In this new offer, this interest rate will be guaranteed until 31 January 2027, and from that date onwards, the rate in effect at the time will apply, depending on changes in official interest rates, as previously communicated.
The 600-euro gross incentive will be paid in 12 monthly credits of 50 euros gross each – that is, 40.50 euros net per month – for customers who set up a direct deposit of at least one salary or pension for an amount equal to or greater than 850 euros.
This incentive cannot be combined if more than one salary or pension is set up for direct deposit, or if there is more than one account holder on the Digital Account. The promotion grants the customer a one-month grace period to set up the required direct deposit.
The validity of the incentive is limited to the first 8,000 customers who open the Digital Account or until 20 July 2026, whichever comes first.
The Digital Account can only be opened through Bankinter’s digital channels, both on the website and in the app. It has no maintenance fee and does not require any additional conditions to open the account. It also comes with a free debit card, with no issuance or maintenance fees, allowing customers to withdraw cash at no cost from over 17,000 ATMs across Spain, thanks to Bankinter's agreements with various networks and financial institutions.
Focus on interest-bearing accounts
Bankinter also continues to offer its Salary Account to existing customers, with a return of 5% AER in the first year and 2% AER in the second, allowing for a return of up to 680 euros.
The bank continues to focus on its range of interest-bearing accounts, a product that offers greater liquidity than deposits. The Digital Account is the flagship product of this range, as it is demonstrating strong momentum as a driver for acquiring new customers through a fully digital sign-up process.