Bankinter launches a pioneering cloud solution to multiply the calculation capacity of its Capital Markets area

 Bankinter takes a step forwards with its technological progress. The bank recently launched a dedicated solution for the Capital Markets area. It has implemented a hybrid process allowing for faster calculations to assess the risks inherent to the investment portfolio managed by this department. These estimates must be made constantly for the Capital Markets area to make the best decisions about these investments.  

Whereas the technological system used was previously housed on the bank's servers, now, as part of the process to calculate the risk and exposure of the bank's investment portfolio, spanning different national and international markets, it has been migrated to the cloud to gain capacity, efficiency and flexibility.

This is a one-of-a-kind solution on the Spanish financial market, although there are other examples in Europe, with Bankinter having benefited from the collaboration of technological solutions firm, Murex. To migrate to the cloud, the bank has used Microsoft's Azure cloud.

As part of this hybrid process (located at the bank itself and on Microsoft Azure's cloud), the system for assessing the risk and coverage of the bank's investment portfolio has become faster, doubling the frequency with which calculations are updated. As a result, the new solution increases the performance of the system by more than 30% as its benefits include the fact that it can be used by more people simultaneously, whereas before it was subject to the capacity limit inherent to being hosted on the bank's in-house servers.

As part of this process, the Capital Markets area, in particular the Volatility and Currency Desk, has achieved a more agile and efficient process that supports its goal of maximizing the profitability of the investments made by the bank, increasing its prediction and decision-making capacity. The system also helps limit risk in the portfolio, as it provides faster information about the profitability of each of the investments. It will also increase the calculation capacity based on Capital Market needs.


Solution that increases the sustainability of the system.

 As well as being innovative, this new solution is characterised by the significant energy savings it offers in terms of the functioning of the technological platform, using  a very efficient infrastructure on demand. 

Bankinter is an innovative bank that, over the course of its history, has committed to cutting-edge solutions, both as part of internal processes and services and products, a line that will remain strategic for the bank.