Bankinter launches the Bankinter Premium Fixed Income investment fund to round off its range of profiled products
- Bankinter Asset Management has designed a fund that enables customers with savings and a preference for monetary assets, treasury bills and similar options to begin taking positions in fixed income.
- The current interest rate environment offers the ideal opportunity to invest in a short-term fixed income fund, which is mid-way between monetary and direct fixed income funds.
Bankinter bolsters the family of profiled funds with which it is achieving successful demand among customers. Its fund manager, Bankinter Gestión de Activos, has created a new fund, Bankinter Premium Fixed Income, which focuses on fixed income investments at a time when their potential returns make them an appealing option.
In a scenario of rate rises that are gradually easing, fixed income - i.e. investment in assets such as sovereign debt securities and corporate debt - has traditionally shown greater potential for future growth. This is why Bankinter Gestión de Activos has designed this investment option marketed by Bankinter.
This new product rounds off Bankinter's fund manager's range of Premium funds, a type of profiled fund that, together with the Platea range, has satisfied the demand of many customers since it has a fund type tailored to every investor profile: defensive, conservative, moderate, dynamic and aggressive.
In this case, the Premium Fixed Income fund is designed for different customer profiles: from the saver thinking about taking the leap to investment funds through those with a preference for monetary assets to the investor who is not comfortable investing in equities. It is a fund that is mid-way between a monetary fund and a short-term fixed income fund..
Regarding its approximate initial composition, the fund invests 50% of its assets in monetary assets and the rest in a portfolio of sovereign debt (15%), corporate debt with a sound credit rating (30%), promissory notes (3%) and high-yield debt (2%).
It is worth noting that this is an actively managed product, which will change its investment policy based on the circumstances and in line with its prospectus. It is not a guaranteed fund, a return target or in the buy & hold category.
Based on the current portfolio composition and the unit holder entering today, the fund could have a 12-month gross IRR of 4.3%. It is important to understand that this is a longer-term investment and that it is an investment fund that is not immune to risk, which means that the investor must understand the product type to which they are allocating the invested capital.
The management takes the return of the Bloomberg Barclays EuroAgg 3-5 Year Total Return EUR Index as a benchmark purely for information and comparison purposes. Furthermore, currency risk can reach 30% of the total exposure.
In a scenario of rate rises that are gradually easing, fixed income - i.e. investment in assets such as sovereign debt securities and corporate debt - has traditionally shown greater potential for future growth. This is why Bankinter Gestión de Activos has designed this investment option marketed by Bankinter.
This new product rounds off Bankinter's fund manager's range of Premium funds, a type of profiled fund that, together with the Platea range, has satisfied the demand of many customers since it has a fund type tailored to every investor profile: defensive, conservative, moderate, dynamic and aggressive.
In this case, the Premium Fixed Income fund is designed for different customer profiles: from the saver thinking about taking the leap to investment funds through those with a preference for monetary assets to the investor who is not comfortable investing in equities. It is a fund that is mid-way between a monetary fund and a short-term fixed income fund..
Regarding its approximate initial composition, the fund invests 50% of its assets in monetary assets and the rest in a portfolio of sovereign debt (15%), corporate debt with a sound credit rating (30%), promissory notes (3%) and high-yield debt (2%).
It is worth noting that this is an actively managed product, which will change its investment policy based on the circumstances and in line with its prospectus. It is not a guaranteed fund, a return target or in the buy & hold category.
Based on the current portfolio composition and the unit holder entering today, the fund could have a 12-month gross IRR of 4.3%. It is important to understand that this is a longer-term investment and that it is an investment fund that is not immune to risk, which means that the investor must understand the product type to which they are allocating the invested capital.
The management takes the return of the Bloomberg Barclays EuroAgg 3-5 Year Total Return EUR Index as a benchmark purely for information and comparison purposes. Furthermore, currency risk can reach 30% of the total exposure.