Business with SMEs saw a 21% increase in revenues in 2022, while maintaining credit quality, with an NPL ratio of 8%. Gross operating income totalled 222 million euros and pre-tax profit amounted to 91.7 million euro.
The year was characterised by intense commercial activity. The transactional business registered strong momentum, with revenue growth of 43%, as did the international business, which grew by 34%.
The product and customer management proposal was implemented during the year through Bankinter's 'Corporate PLAN', which at 31 December had already been taken out by 43% of current customers. This transparent and progressive product encompasses their total linkage with the Bank and allows them to pay no fees.
Active customers
(no. of customers)
–0.5%
2022 | 2021 |
---|---|
77,913 | 78,302 |
Total customer funds
(in millions of euro)
+4.5%
2022 | 2021 |
---|---|
6,079 | 5,817 |
Customer deposits
(in millions of euro)
+5.8%
2022 | 2021 |
---|---|
5,624 | 5,314 |
Customer loans
(in millions of euro)
+1.0%
2022 | 2021 |
---|---|
6,194 | 6,132 |
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