Milestones of the year
Bankinter's project is geared towards profitable, sustained and balanced growth, and always based on ecurring business with customers
In 2016 the accounting, operating and technological integration of the business in Portugal was completed and the cultural change plan was launched.
The new Digital Banking division provides a response to the new demands of the technological environment and customers' demands.
The Bank operates with high capital levels that are significantly above that required by regulators and supervisors.
Risk management is one of the cornerstones of Bankinter's competitive strategy.
Half of the members of the Board of Directors are independent.
The new Sustainability Plan includes 18 economic, social and environmental strategic lines arising from dialogue with stakeholders.
Now a year later, we once again present you, our shareholders, with the Bankinter Group's Activities Report for 2016, which contains information on the Group's financial results as well as the most significant activities and projects carried out by the Bank's various management and business areas that provide support.
Bankinter's Annual Report is recognised by the market and by the Bank's stakeholders not only for the thoroughness and comprehensiveness of the information included therein, which is in line with the strictest corporate governance requirements, but also for the creativity and aesthetics of its presentation and, of course, for the ongoing innovation in the formats used, with cutting-edge technology.
Each year Bankinter's Annual Report is therefore one of the most highly-valued and well-received reports among listed companies, which strengthens the value of our brand.
As an introduction to this informational report, we offer you a letter from the Chairman and from the CEO, in which they fully respond to various questions regarding the Bank's results and strategy, as well as the current economic and financial environment. These letters are once again written in an interview format, which allows us to give you their opinion in a much more direct and personalised manner.
As always the purpose is to maintain a fluid and transparent relationship with all of you, our shareholders, and to offer a comprehensive report of our Bank that shows we are worthy of your trust.
We hope you are pleased with the content of the letters as well as the rest of this Annual Report and that all of your information needs are met.
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