The AER calculation varies according to the average monthly balance and the annual premiums of the insurance policies purchased.
Fulfilling option 1, 3, 5 or 6:
- First year: 3.00% AER. Second year: 1.50% AER.
Fulfilling option 2, with an annual premium of €350 for the insurance policy/policies:
- First year: 2.29% AER. Second year: 0.77% AER.
Fulfilling option 2, with an annual premium of €750 for the insurance policy/policies:
- First year: 1.48% AER. Second year: -0.01% AER.
Fulfilling option 4, with an annual premium of €700 for the insurance policy/policies:
- First year: 1.58% AER. Second year: 0.09% AER.
Fulfilling option 4, with an annual premium of €1,500 for the insurance policy/policies:
- First year: -0.04% AER. Second year: -1.52% AER.