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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
The risk-to-returns indicator is calculated based on standards from the ESMA Guidelines and considers the risks and potential returns from investing in the fund. Seven (7) is the maximum risk. Category 1 does not mean that the investment is risk-free.

The fund may not be appropriate for investors who plan to recover their money within a time horizon of less than five years.

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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
The risk-to-returns indicator is calculated based on standards from the ESMA Guidelines and considers the risks and potential returns from investing in the fund. Seven (7) is the maximum risk. Category 1 does not mean that the investment is risk-free.

The fund may not be appropriate for investors who plan to recover their money within a time horizon of less than five years.

Bankinter Protection Fund 2

Dynamic risk management to protect your investment.

Commitment to protect
90%
the maximum net asset value achieved at any time.
  • Diversification, invest in an actively-managed global multi-asset portfolio.
  • A strict risk management.
  • Managed by a leader: J.P. Morgan.
  • From €100
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Information about the use of personal data

1. Who is the data controller?
The data controller is Bankinter, S.A. (hereafter to be referred to as '“Bankinter”') with CIF A28157360 registered office at Paseo de la Castellana, 29. (28046 Madrid).

2. For what purposes do we process your data?
The data you provide us with will be processed to receive information about this request and, as applicable, formally arrange the product you are interested in.

3. What are the legal grounds for processing my data?
The legal grounds for the purpose stated in the above section is to process your request for information. Therefore, any refusal to supply the personal data requested, or the submission of inaccurate or incomplete data, could therefore render it impossible to provide you with the service. Customers are responsible for ensuring the truthfulness of the data provided, and for notifying Bankinter of any modification thereof.

4. Who will receive your data?
Unless legally obliged to do so, the data provided will not be transferred to third parties.

5. For how long will we process your data?
Unless you have stated otherwise, we will keep your data for a period of six months. As soon as they are no longer necessary for the purposes described above, the data will be blocked for the period for which they may be required for carrying out, or defending, administrative or legal actions, and they may only be unblocked and processed again for this purpose. Once this period has elapsed, the data will be cancelled definitively.

6. What are my rights in relation to the processing of my data?
You may exercise your rights to access, rectification, cancellation, opposition, restriction of processing and portability of the data in the circumstances and scope established by the regulation applicable at any time. To exercise your rights, please contact us by writing to the following address: Bankinter, S.A. Operaciones- Protección de Datos. Calle Pico San Pedro, 1. Tres Cantos. Madrid. 28760, enclosing a copy of your national ID or any other identifying document. Please note that you also have the right to lodge a claim with the Spanish Data Protection Agency.

7. Where can I find more information about the processing of my data?
You can find more information about how and why Bankinter processes your data here.

The future is closer than it seems.

The Bankinter Protection Fund offers you a guarantee of 90% of the highest net asset value achieved since launch, while continuing to pursue dynamic and diversified management.
traspaso de valores
Wooden blocks stacking as step stair with red arrow up, blue background, Business growth success process concept, copy space; Shutterstock ID 1428184643; Purchase Order: Trabajos web BK; Job: Simulador pensiones; Client/Licensee: Bankinter

We can count on the experience of one of the world's biggest investment banks.

The fund is managed by J.P. Morgan Mansart Management Limited and is a sub-fund of the SICAV PassIM Structured Funds PLC, incorporated under Irish legislation and authorised by the Central Bank of Ireland, and registered with the CNMV with number 1237.

See How does it work? How does it work?

This fund uses an innovative management model that seeks the best investment opportunities. It enables you to diversify your investments, so you can increase your exposure to risk assets in a bull market and reduce it in a bear market, thereby aiming to obtain the maximum return available in the market at any particular moment.

The management system will allocate at least 30% of assets to cash and a maximum 70% to a diversified portfolio of global equities and fixed income. Depending on the performance of the market, the fund will allocate more or less weight to the investment in fixed income and equities or to the investment in cash. It may even invest entirely in cash in very adverse market scenarios.

When the market performs positively

A greater proportion of the fund is allocated to multi-asset investment (equities and fixed income)

When the market performs negatively

A greater proportion of the fund is allocated to acquiring cash.

The guaranteed protection of 90% of the highest net asset value at any time is regulated by a swap contract between the Bankinter Protection Fund and J.P. Morgan Securities PLC. This contract stipulates that J.P. Morgan Securities PLC is committed to establishing a minimum net asset value corresponding to 90% of the fund's highest net asset value at any time in the fund’s life cycle, and that it cannot go below this figure.

See Risk profile Risk profile

The value of the fund can go down as well as up.

The fund may be exposed to emerging markets, which could involve higher risks than developed economies. Among other things, the level of governance supervision and market regulation could be less than in more developed economies and may affect investment values.

Interest rate fluctuations may affect investment values.

Investments in shares are subject to market risks that may trigger price fluctuations over time. This may affect investment values.

If the fund invests exclusively in cash, it may generate returns lower than the total costs and fees charged. This could mean that the return on investment is 0% or negative and may give rise to a capital loss. In such a situation, the fund manager's directors may decide to close the fund

Counterparty risk of the protection: in the unlikely event of the bankruptcy of the protection provider, J.P.Morgan Securities plc, the fund will not be affected by it.

The value of investment funds can go down as well as up, and this may mean you get back less than you invested.

IMPORTANT INFORMATION

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We’re here to answer your banking queries and provide you with technical support.
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