Bankinter offers customers energy ratings using its digital Real Estate Asset service
The bank adds the result of the energy rating and the climate risks for the properties to its Real Estate Asset service, enabling customers to find out the value of their personal and family real estate assets from the website and app.
The Real Estate Asset service has been offering extensive information free of charge for three years, enabling customers to value their real estate assets and integrate them with their other financial positions.
Three years after the launch of the Real Estate Assets service, the bank has now added the possibility of finding out the energy rating of properties, with details of their consumption, emissions and exposure to climate risks. These new features clearly set it apart from similar services in the market.
One of the objectives of this development is to raise awareness and help customers make better use of energy and seek savings that improve the energy efficiency of their properties and foster sustainability.
The Real Estate Asset service also enables customers to find out - digitally and at no cost - the value, rental price and liquidity of their properties based on a range of analysis criteria. This is presented jointly with the customer's other financial positions to give an overview of their total assets.
Three years after its launch, over 50,000 digital customers who are profitable and very loyal to the bank are using this service. These customers have over 92,000 properties in their positions, with a value exceeding 25 billion euros.
Bankinter worked with two leading corporates to launch this service: Minsait, part of the Indra Group, which specialises in digital transformation and information technology consulting services to obtain the valuations; and ST Analytics, a member of the Sociedad de Tasación Group that specialises in real estate consultancy and data models, to obtain the energy rating and climate risk results.