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1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.
Each investment fund has its own risk flag, which may be higher.

For your children under 18

Think of them, think of yourself. Hmm... it's the same thing, isn't it?

When we have children, every step we take has a direct influence on their life. That's the deal we make for all those ambitions and satisfactions. It gets to the point where it's hard to differentiate between their lives and our own, because our present is their future.

Save to learn. Learn to save.

When we think about financial planning for our children's future, the first thing that comes to mind is protecting and guaranteeing their education: school, university, a master's course, study abroad...

As adults, we're capable of foreseeing future needs, and inculcating the savings habit in your children from an early age is part of their education. Nothing new about that – generations and generations have grown up with a piggy bank.

  • Knowing the true value of money is a crucial lesson, because money will accompany them throughout their life.
  • Learning values such as effort and responsibility will make their future spending decisions more considered and less“ impulsive” .

Bk Mini account1

Bk Mini is more than an account

This concept combines parents' saving needs for their children's future with a set of practical and easy-to-use tools and services specially designed to help children, guided by their parents, learn the basics of finance.

    • An account for children from ages 0 to 17.
    • No maintenance fees.
    • Free debit card.
    • No minimum income or direct debit requirements.
    • 5% Plan,2, the plan that rewards your contributions to funds.
    • Bk Discount Programme.

Find out more about bk mini account

Learn with the best school: experience:

That's what they say and, as is usually the case, they're right. Which is why our Bk Mini includes three services. Three services for your children to have real, direct contact with their finances but with the security and control appropriate to their age.
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Read-only passwords

Read-only passwords introduce your children to the financial environment by letting them view their account online but not carry out any transactions.

Card spending control

With this service, your children under 18 can use their card for their expenses but you'll set the limit, so you won't need to worry.

Transfer pocket money

Automate their pocket money and send it directly to their Bk Mini account weekly, monthly or however often you want. It will teach them how to manage their money.

Bizum for minors

A secure way to send and receive money through your mobile.

  • Free for minors between 14 and 17 years old, holders of the Bk Mini account.
  • The people responsible for the minor must set the limits.

Plan your future with a little help

A good incentive: 5% Plan2

A Bankinter idea that rewards the contributions to investment funds from the Bk Mini account:

  • For every month that at least €50 is contributed to an investment fund from a Bk Mini account, we'll pay a monthly bonus into the account.
  • An annual 5% the first year and an annual 2% the second year on the balance accumulated in the investment fund, up to a maximum of €1,000.
Find out more about 5% plan

A good method: Regular investment plan

All you have to do is define your plan: decide an amount and then set up automatic contributions to your investment funds. And if your needs change, just change your plan. It's that simple.

Find out more about regular investment plan

Money Town

Money Town, a fun way to learn

Money Town is a free financial education game to learn how to manage money responsibly as well as basic concepts such as saving and spending, understanding a bill, relationships with banks, etc. Virtual learning based on real life.

  • They'll be able to calculate their personal economy.
  • And they'll learn the consequences of the decisions they make.
Get in the game
Servicios de banca online para jóvenes Bankinter

Bk Discounts, more savings thanks to Bk Mini.

Bk Discounts is portal that offers you the same for less. You'll find discounts for multiple leading brands and products, including fashion, electronics, sports, leisure, and much more.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
91 657 88 00
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