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¿Y si por una vez en lugar de tener que entender tú a la economía, es la economía la que te entiende a ti?
Particulares
Cuenta Digital: sácale más rentabilidad a tu dinero
Cuenta Nómina SIN COMISIONES
Servicio Paga Cómodo
Servicio Broker Cero
Hipoteca Dual
El 80% de nuestros clientes recomienda a su gestor por:
- Trato personalizado y cercano
- Eficacia y profesionalidad
- Conocimiento y rapidez
Bankinter, uno de los mejores bancos del mundo, según Forbes.
Con casi 60 años de historia, es considerado uno de los mejores bancos por la calidad de su servicio.
Información de interés
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Show/Hide legal text1 Digital account: Offer for new customers who open an account through bankinter.com. Valid until 31.12.2024. Maintenance fee: €0/year. NIR based on the average account balance in each settlement period. Interest paid monthly. 1% NIR (1.01% AER) on balances up to €24,999.99. 1.24% NIR (1.25% AER) on balances between €25,000 and €49,999.99. 1.49% NIR (1.50% AER) on balances of €50,000 and more. Below are three examples of the monthly gross yield. For €10,000, interest payment of €8.33 per month. For €25,000, €25.83 per month. For €50,000, €62.08 per month.
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Show/Hide legal text2 Salary account 5%: For new customers or existing customers who are not or have not been holders of a Salary/Pensión/Business/Non-Salary/Youth Salary account in the 12 months before opening the account and who have not received any interest on these accounts. Customers may only hold one 5% interest-bearing account and a maximum of two Salary/Youth Salary/Pension/Business and Non-Salary accounts.
To access and keep the benefits of the salary account, you must have your salary (amounting to at least €800 per month) paid into the account, pay three direct debits per quarter and make three payments per quarter with the linked card.
Maximum interest-bearing balance: €10,000. 1st year NIR 4.94% (5% AER). 2nd year: NIR 1.99% (2% AER). Semi-annual settlement. Example for a daily balance of €10,000 in a salary account, calculated for an interest payment period of 180 days (gross remuneration): First six months €243.62, second six months €243.62, third six months €98.14, fourth six months €98.14.
Promotion valid until -. For individuals living in Spain.
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Show/Hide legal text3 Example for a Paga Cómodo payment of €1,500, made on the 1st of the month, with a repayment period of 13 months, NIR 0% and APR 0%, first instalment €0 and 12 remaining instalments of €125 each. Total repayment amount: €1,500. Interest: 0€. Total cost: 0€. French repayment system.
Promotion valid for the first payment made with Paga Cómodo until -. Minimum amount: €90 Minimum instalment €30. Repayment term of 4 to 13 months, including a total grace period of one month. All current account transactions carried out in the last three months can be split, except for credit card bills with the deferred payment method ("“revolving”"), credit card bills with the end-of-month payment method and that include a Compra Smart purchase, bills from other finance companies (except El Corte Inglés and AMEX), and Bankinter mortgage and loan instalments.
Financing offered by Bankinter Consumer Finance EFC, S.A., registered with Banco de España under no. 8832, registered office at Avda. de Bruselas 12, 28108 Alcobendas (Madrid), entered in the Madrid Companies Register, Volume 22,729, Folio 181, Sheet No. M-259543, Tax ID Number A82650672.
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Show/Hide legal text4 The service is available to holders, so all of your securities accounts are covered by it. By signing up to the Broker 0 service, customers must make the securities in the securities accounts linked to the service available, meaning that Bankinter Broker may use them for loans at any time.
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Show/Hide legal text5 The amount will take the form of a credit to the current account, provided the securities have been lent, subject to tax withholding as a return on capital transferred to third parties. The payment amount will depend on the interest rate at which the securities borrowed are quoted and will always accrue in arrears.
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Show/Hide legal text6 The maximum percentage allocated to each of the settlement tranches may not exceed 90%, and the sum of both tranches must not exceed 100% of the loan's nominal amount. Offer for new mortgages.
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Show/Hide legal text7 Cuenta remunerada Plan Empresas 0: Liquidación mensual de intereses. Comisión de mantenimiento: 0€/mes. 2,96% TIN primer año y 1,49% TIN segundo año. El cálculo de las TAES varía en función del saldo medio mensual y de las primas de seguros contratados. A continuación, se muestran seis ejemplos representativos calculados para una operación de 50.000€ de saldo medio mensual y bajo el supuesto de que el cliente cumple con la vinculación pactada de una de las opciones de acceso. Opción de acceso 1,3, 5 y 6: 3% TAE primer año, 1,5% TAE segundo año. Condiciones Opción 1: Cobros por valor de ≥ 100.000€/trimestre y 3 operativas de pagos. Opción 3: Operativa Negocio Internacional ≥ 15.000€/trimestre y 3 operativas de pagos. Opción 5: Saldo medio dispuesto en productos de financiación ≥ 50.000€/trimestre y 3 operativas de pagos. Opción 6: Saldo medio en Fondos de Inversión y/o Renta Fija por valor ≥ 50.000€/trimestre o tener un saldo medio acreedor en Cuentas Corrientes o Cuentas Gestión ≥ 100.000€/trimestre y 3 operativas de pagos. Opción de acceso 2: 2,29%TAE primer año, 0,77% TAE segundo año. Condiciones Opción 2: cobros ≥ 50.000 €/trimestre, 3 operativas de pagos y 1 Seguro Bankinter, incluyendo la prima anual de 350€ de el/los seguro/s de vida. Opción de acceso 4: 1,58% TAE primer año, 0,09% TAE segundo año. Condiciones Opción 4: 2 seguros Bankinter, incluyendo las primas anuales de 700 de los seguros de vida. Consulta condiciones de acceso al Plan 0 en < href="https://planempresasbankinter.com">planempresasbankinter.com.
OFERTA LÍMITE 31/12/2024
Cuenta Nómina Sin Comisiones
Gestiona de manera segura y fácil tus finanzas personales y disfruta de hasta 680€. Además, tendrás:
- Una tarjeta de crédito o débito, sin comisión de emisión ni mantenimiento.
- 2 cuentas adicionales sin comisiones para compartirlas con quien elijas y usarlas para lo que quieras: ya sea para invertir, ahorrar o dividir gastos.
¿Cuánto dinero vas a obtener exactamente? Te lo ponemos fácil con nuestra calculadora. Solo tienes que decirnos tu situación laboral, tu edad y tus ingresos mensuales.
Calcula cuánto dinero obtendrás durante los dos primeros años al abrir tu cuenta.
¿La quieres?
Thank you, you are now one step closer to becoming a customer of Bankinter
Scan the QR code with your phone and continue the application process directly in the app by following these steps:
Download the app and continue the application process there by following these steps:
- I want to become a customer
- Start registration